Payday Loans in Kannapolis, North Carolina

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Payday Loan Companies in Kannapolis, NC

Company nameAddressZip codePhone number
All Checks Cashed 1400 S Cannon Blvd 28083 +1 (704) 933 - 1004
Bank of America with Drive-thru services 2271 Spider Dr NE 28083 +1 (704) 886 - 1200
F&M Bank Kannapolis - Dale Earnhardt Blvd Branch 2975 Dale Earnhardt Blvd 28083 +1 (704) 788 - 6300
Federal Financial Services 2005 S Cannon Blvd 28083 +1 (704) 963 - 9660
First Bank - Kannapolis, NC 421 S Main St 28081 +1 (704) 938 - 5126
Green Cap Financial Inc 855 Cloverleaf Plaza 28083 +1 (704) 793 - 1966
Holiday Finance 1410 Dale Earnhardt Blvd 28083 +1 (704) 932 - 3162
Jewelry & Loan Co 807 S Main St 28081 +1 (704) 933 - 5616
Lendmark Financial Services LLC 2224 Roxie Street Northeast 28083 +1 (980) 308 - 0099
Nova Credit Union 169 Dale Earnhardt Blvd 28081 +1 (704) 934 - 2300
Regional Finance 3379 Cloverleaf Pkwy 28083 +1 (704) 784 - 3005
Rick Meeks - Raymond James 313 S Main St 28081 +1 (704) 932 - 2811
Royalty Finance 1513 S Cannon Blvd 28083 +1 (980) 781 - 0979
Shore Ronald D CPA 1660 Dale Earnhardt Blvd 28083 +1 (704) 933 - 1272
State Employees' Credit Union 2312 Coldwater Ridge Dr 28083 +1 (704) 720 - 9046
SunTrust 970 S Cannon Blvd 28081 +1 (704) 273 - 3001
SunTrust Bank 970 S Cannon Blvd 28081 +1 (704) 273 - 3001
Wells Fargo Bank 1501 S Cannon Blvd 28083 +1 (704) 938 - 6111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kannapolis, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Matthews, NC, Guaranteed Loans in Monroe, NC, Payday Loans in Mooresville, NC, Payday Loans in Raleigh, NC, Payday Loans in Rocky Mount, NC, No Credit Check Loans in Salisbury, NC, Guaranteed Loans in Wake Forest, NC and Payday Loans in Wilmington, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kannapolis, NC.

Beautiful sights of Kannapolis, NC

Payday Loans Available in Kannapolis, NC By The Following ZIP Codes:

28081, 28083, 28082

Are Payday Loans Legal In Kannapolis, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kannapolis, NC payday loan calculator

Payday Loans in Kannapolis, North Carolina

The state of North Carolina has some of the strictest regulations on payday loans in the country. It is one of the few states that have outlawed the practice. Payday lenders have been prohibited from operating in North Carolina since 2001. Therefore, if you are looking for payday loans in Kannapolis, you will be out of luck.

What are payday loans?

Payday loans are short-term, unsecured loans meant to tide people over until their next paycheck. They are typically offered by retail lenders, but their terms and conditions vary greatly depending on the lender. Generally, payday loans have very high interest rates and can often be hard to pay back.

What are my options for short-term loans in Kannapolis, North Carolina?

Despite the restrictions on payday loans, there are still options for people in Kannapolis who need short-term cash. The North Carolina payday loan ban does not apply to other forms of short-term loans, such as title loans. Title loans are secured loans that use the borrower’s vehicle title as collateral. They are often easier to qualify for than traditional loans, but they also come with higher interest rates and fees.

Other alternatives to payday loans in Kannapolis include:

  • Credit card cash advances: If you have a credit card with a high enough credit limit, you may be able to take out a cash advance. However, cash advances come with very high interest rates, late fees and other fees, so it is important to read the fine print and to use them responsibly.
  • Personal loans: These are unsecured loans offered by banks, credit unions and other lenders. They typically have lower interest rates than payday or title loans, but they can still be expensive. In addition, they may require a lengthy application process and a credit check.
  • Small Business Administration (SBA) loans: These are loans offered by the U.S. government through the Small Business Administration. They can be expensive, but they also come with lower interest rates and more flexible repayment plans than most other kinds of loans.

How to find the best short-term loan in Kannapolis, North Carolina

No matter which type of short-term loan you are considering, it is important to do your research and shop around. Here are a few tips to help you find the best loan for your needs:

  • Check the lender’s reputation: Make sure you know who you are dealing with by researching the lender’s reputation. Check online reviews and complaints, and make sure the lender is licensed with the North Carolina Department of Justice.
  • Read the loan agreement carefully: Make sure you understand all the terms and conditions of the loan before you sign anything. Be aware of any fees, interest rates and repayment expectations.
  • Compare lenders: Do your homework and compare offers from different lenders to find the best deal for your situation.

FAQ About Payday Loans in Kannopolis, North Carolina

Are payday loans legal in Kannapolis, North Carolina?

No, payday loans are not legal in Kannapolis or anywhere in North Carolina.

Where can I find a short-term loan in Kannapolis?

There are other forms of short-term loans that are available in Kannapolis, such as title loans, credit card cash advances and personal loans. However, they all come with higher interest rates and fees than traditional loans.

How can I find the best loan for me?

It is important to do your research and shop around when looking for a loan. Make sure you understand all the terms and conditions of any loan before you sign anything, and compare offers from different lenders to find the best deal for your situation.

More F.A.Q.

Can a payday loan company file a lawsuit against me in Kannapolis, North Carolina?

No, a payday loan company cannot file a lawsuit against you in Kannapolis, North Carolina because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Kannapolis, North Carolina?

Yes, there are federal laws that apply to payday loans in Kannapolis, North Carolina, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.

How Many Cash Advance Companies are in Kannapolis, NC?

With the help of our service, you will be able to find 18 cash advance companies in Kannapolis, NC

What Cash Advance Companies in Kannapolis, NC are the most popular?