Payday Loans in Lansing, North Carolina

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No payday loan companies in Lansing, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
State Employees' Credit Union 101 Mexico Rd, Edenton, NC 27932 +1 (252) 482 - 5317
Wells Fargo Home Mortgage 1131 Military Cutoff Rd A, Wilmington, NC 28405 +1 (910) 509 - 5780
State Employees' Credit Union 7225 Wilkinson Blvd, Belmont, NC 28012 +1 (704) 825 - 1085
Quick Cash Pawn of Havelock 207 W Main St, Havelock, NC 28532 +1 (252) 447 - 7296
Entegra Bank Corporate Center 14 One Center Ct, Franklin, NC 28734 +1 (828) 524 - 7000
State Employees' Credit Union 1900 NC-119, Mebane, NC 27302 +1 (919) 304 - 2777
SunTrust Mortgage 6225 N Croatan Hwy D, Kill Devil Hills, NC 27948 +1 (252) 255 - 1515
BB&T Mortgage 8905 E Oak Island Dr, Oak Island, NC 28465 +1 (910) 278 - 5237
Zebulon Jewelry & Pawn Shop 202 N Arendell Ave, Zebulon, NC 27597 +1 (919) 269 - 0688
Cape Fear Finance Co 118 Gillespie St, Fayetteville, NC 28301 +1 (910) 483 - 6010

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lansing, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chapel Hill, NC, Payday Loan Without a Credit Check in Charlotte, NC, Payday Loan for Concord, NC, Payday Loans in Durham, NC, Payday Loans in Fayetteville, NC, Emergency Loan in Gastonia, NC, Payday Loan Without a Credit Check in Goldsboro, NC and Guaranteed Loans in Greensboro, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lansing, NC.

Beautiful sights of Lansing, NC

Payday Loans Available in Lansing, NC By The Following ZIP Codes:

28643

Are Payday Loans Legal In Lansing, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lansing, NC payday loan calculator

Payday Loans in Lansing, North Carolina: What You Need to Know

Payday loans are a popular type of short-term loan that can be obtained quickly and easily. However, they are not legal in North Carolina, including in the small town of Lansing. Despite this, some people may still attempt to apply for and obtain payday loans in Lansing and other North Carolina towns. This article will provide an overview of payday loans and why they are prohibited in North Carolina.

What are Payday Loans?

Payday loans are small loans that are typically due for repayment on the borrower’s next payday. They are often used to cover unexpected expenses or bills that cannot wait until the next paycheck. In some cases, payday lenders may require a post-dated check or access to the borrower’s bank account on the due date.

While payday loans can be a convenient way to obtain quick cash, they are also associated with high interest rates and fees. Some lenders may charge interest rates as high as 400%, which can trap borrowers in a cycle of debt.

Why are Payday Loans Prohibited in North Carolina?

Payday loans have been prohibited in North Carolina since 2001. The state’s attorney general has stated that payday loans are considered to be a form of predatory lending and are not beneficial to consumers.

As a result, it is illegal for any lender to offer payday loans in North Carolina. However, this prohibition has not completely eliminated the practice, as some lenders may still attempt to offer these loans through online or out-of-state lenders.

Interesting Facts and Statistics about Payday Loans in Lansing, North Carolina

  • In 2019, the North Carolina General Assembly considered a bill that would have legalized payday lending in the state, but it ultimately did not pass.
  • In 2018, the North Carolina Attorney General’s office received 256 complaints about payday lending practices in the state.
  • Payday lending has been shown to have a disproportionately negative impact on low-income communities and people of color.

Apply Now

While payday loans are not legal in North Carolina, TheGuaranteedLoans can help connect you with a lender who may be able to provide other types of short-term loans. As a connector service, we are committed to helping you find the best loan for your needs. Simply fill out our online application today to get started.

Remember, when considering any type of loan, it’s important to carefully review the terms and conditions and understand the interest rates and fees associated with the loan. Be sure to borrow only what you can afford to repay on the due date to avoid falling into a cycle of debt.

* TheGuaranteedLoans is not a lender. We are a connector service that facilitates your connection with potential lenders.

Conclusion

Payday loans may seem like a quick and easy solution to unexpected financial problems, but they can be a costly trap for many borrowers. It’s important to remember that these types of loans are prohibited in North Carolina, including the small town of Lansing. If you find yourself in need of short-term financial assistance, consider other options such as personal loans or credit cards. And always make sure to read the fine print and understand the terms and conditions before signing any loan agreement.

F.A.Q.

Can I get a payday loan with bad credit in Lansing, North Carolina?

No, payday loans are not available in Lansing, North Carolina regardless of credit history.

Can I get a payday loan without a checking account in Lansing, North Carolina?

No, payday loans are not available in Lansing, North Carolina regardless of banking status.