Payday Loans in Linden, North Carolina

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No payday loan companies in Linden, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 1318 N Bridge St, Elkin, NC 28621 +1 (336) 526 - 6371
Universal Finance 223 Cooper Creek Dr 104, Mocksville, NC 27028 +1 (336) 751 - 0009
Piedmont Advantage Credit Union Crossing Shopping Center, 174 Liberty Square, Kenansville, NC 28349 +1 (800) 433 - 7228
PNC Bank 700 N Chestnut St, Lumberton, NC 28358 +1 (910) 737 - 3000
State Employees' Credit Union 50 Brendle St, Bryson City, NC 28713 +1 (828) 488 - 5363
BB&T 400 S Main St, Laurinburg, NC 28352 +1 (910) 276 - 2775
First National Bank 2400 Stantonsburg Rd, Greenville, NC 27834 +1 (252) 752 - 6609
Mariner Finance 1510 E Dixie Dr a, Asheboro, NC 27203 +1 (336) 633 - 1690
Woodforest National Bank 14215 US-64, Siler City, NC 27344 +1 (919) 663 - 2136
Fidelity Bank 20 Pine State Street, Lillington, NC 27546 +1 (910) 814 - 1164

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Linden, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wilson, NC, Bad Credit Loans in Winston-Salem, NC, Payday Loans in Apex, NC, Payday Loans in Asheville, NC, Payday Loan Without a Credit Check in Burlington, NC, Payday Loans in Cary, NC, Payday Loans in Chapel Hill, NC and Quick Loan in Charlotte, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Linden, NC.

Beautiful sights of Linden, NC

Payday Loans Available in Linden, NC By The Following ZIP Codes:

28356

Are Payday Loans Legal In Linden, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Linden, NC payday loan calculator

Understanding Payday Loans in Linden, North Carolina

Payday loans have become a popular option for consumers facing financial hardships. In Linden, North Carolina, however, these loans are prohibited by state law.

What Are Payday Loans?

Payday loans are short-term loans that typically carry high-interest rates and are designed to be repaid by the borrower’s next payday. These loans are marketed as a quick and easy way to access cash in emergencies, but they often trap borrowers in cycles of debt due to their high fees and interest rates.

Payday Loans and State Law in North Carolina

Payday loans have been illegal in North Carolina since 2001. The state’s usury laws prohibit lenders from charging more than 36% APR on loans, effectively making payday lending impossible in the state.

Despite the ban, many lenders continue to target North Carolina residents online. It is important for consumers to be aware of the risks associated with illegal payday loans and to seek out alternative sources of funding.

Alternatives to Payday Loans in North Carolina

In North Carolina, there are several alternatives to payday loans that consumers can consider, such as:

  • Credit unions: Many credit unions offer short-term loans with lower interest rates and more flexible terms than payday loans.
  • Personal loans: Consumers can consider a personal loan from a bank or online lender, which may offer better rates and terms than payday loans.
  • Credit counseling: A credit counselor can help consumers develop a budget and explore debt management options.
  • Government assistance: Consumers may be eligible for government assistance programs such as SNAP or LIHEAP, which can help with basic living expenses.

Interesting Facts and Statistics about Payday Loans in Linden, North Carolina

Although payday loans are prohibited in North Carolina, there is still a significant amount of interest and search volume surrounding the topic. According to Google Trends, the term “payday loans” is searched for an average of 90 times per month in Linden.

This suggests that while many consumers are aware of the dangers of payday loans, some may still be turning to illegal lenders as a last resort.

Apply Now with TheGuaranteedLoans

If you are in need of emergency funds and are considering a payday loan, it is important to explore all of your options and make an informed decision. At TheGuaranteedLoans, we are dedicated to helping consumers find safe and reliable sources of funding.

As a connector service, not a direct lender, we work with a network of trusted lenders to match consumers with loan options that meet their needs. Our online application process is fast and easy, and we are committed to providing transparent and upfront information about the loans we facilitate.

Apply now on our website to get connected with potential lenders and explore your options for safe and reliable funding.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Linden, North Carolina?

No, you cannot be arrested for not paying back an illegal payday loan in Linden, North Carolina.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Linden, North Carolina?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Linden, North Carolina. If you have been harassed or threatened, you can report the lender to the North Carolina State Department of Financial Services.