Payday Loans in Maple, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Maple, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Jamie Gibson - Mortgage Loan Officer 1890 Hendersonville Rd, Asheville, NC 28803 +1 (404) 862 - 2715
Piedmont Advantage Credit Union Crossing Shopping Center, 174 Liberty Square, Kenansville, NC 28349 +1 (800) 433 - 7228
Carolina Farm Credit 282 N Main St, Sparta, NC 28675 +1 (336) 372 - 8587
Barri Agent 402 N 2nd Ave, Siler City, NC 27344
BB&T 620 N Main St, High Point, NC 27260 +1 (336) 889 - 1100
National Finance Company 900 W Cooksey Dr suite d, Thomasville, NC 27360 +1 (336) 313 - 5428
First National Bank One Town Square Blvd 160, Asheville, NC 28803 +1 (828) 229 - 7444
HCC Loans / Home Credit Corporation - Asheville, NC 943 Haywood Rd, Asheville, NC 28806 +1 (828) 253 - 8400
Accountability Business Edge 868 New Bridge St, Jacksonville, NC 28540 +1 (910) 938 - 3210
First Horizon Bank 105 Post Office St, King, NC 27021 +1 (336) 983 - 2144

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maple, NC, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Goldsboro, NC, Emergency Loan in Greensboro, NC, Payday Loans in Greenville, NC, Online Loans in Hickory, NC, Bad Credit Loans in High Point, NC, Payday Loans in Holly Springs, NC, 24-Hour Loan in Huntersville, NC and No Credit Check Loans in Indian Trail, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maple, NC.

Beautiful sights of Maple, NC

Payday Loans Available in Maple, NC By The Following ZIP Codes:

27917, 27956

Are Payday Loans Legal In Maple, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Maple, NC payday loan calculator

Understanding Payday Loans in Maple, North Carolina

If you’re in need of quick cash in Maple, North Carolina, you may be considering taking out a payday loan. However, it’s essential to understand that payday loans are illegal in North Carolina.

Payday loans are small, short-term loans that are often marketed as a means to cover unexpected expenses, such as car repairs or medical bills. The loans typically come with extremely high interest rates and fees, which can cause borrowers to get caught in a debt cycle that can be difficult to escape.

It’s important to note that while payday lending is not legal in North Carolina, some online lenders may attempt to circumvent state law by offering loans to North Carolina residents.

The Risks of Payday Loans

Payday loans are often advertised as a quick and easy way to get cash when you need it most. However, the dangers of payday loans cannot be overstated.

  • High interest rates: Payday loans often come with annual percentage rates (APRs) in the triple digits. For example, a typical payday loan might come with an APR of 400%, which means that a borrower would pay $400 in interest and fees on a $100 loan.
  • Cycle of debt: Because payday loans are expensive, many borrowers find themselves unable to repay the loan within the allotted two-week repayment period. As a result, they are forced to take out another loan to cover the original loan, which leads to a cycle of debt that can be difficult to escape.
  • Expensive fees: In addition to high interest rates, payday loans also come with various fees. For example, a lender might charge a fee for each $100 borrowed. These fees can quickly add up, making it even more challenging for borrowers to repay the loan.

What to Do Instead of Taking Out a Payday Loan

If you’re facing an unexpected expense and don’t have the cash to cover it, there are several alternatives to payday loans in Maple, North Carolina.

  • Ask for an extension: If you’re facing a bill that you can’t pay, contact the lender or service provider and ask for an extension. Many companies are willing to work with you to set up a payment plan.
  • Borrow from friends or family: While it can be difficult to ask for help from friends or family, borrowing money from someone you know is often a better option than taking out a payday loan.
  • Consider a personal loan: Personal loans are often a better option than payday loans because they come with lower interest rates and fees. However, you will need to have good credit to qualify for a personal loan.

Interesting Facts and Statistics About Payday Loans in Maple, North Carolina

  • Payday lending is illegal in North Carolina: The North Carolina General Assembly passed the Consumer Finance Act in 2001, which made payday lending illegal in the state.
  • Prior to 2001, payday lending was legal in North Carolina: Before payday lending was outlawed in North Carolina, there were around 1,000 payday lending locations in the state.
  • Payday lending is a $40 billion industry: Despite being illegal in many states, payday lending is a massive industry that generates billions of dollars in revenue each year.

Apply Now

While payday loans are illegal in North Carolina, TheGuaranteedLoans can help you find a lender that offers alternative financing options. We are a connector service that specializes in connecting borrowers with potential lenders who can provide the funding they need.

Our application process is easy and straightforward. Simply fill out our online application, and we will work to connect you with a lender who can offer you the financing you need. Please note that we are not a direct lender, and we do not make lending decisions.

Don’t let unexpected expenses leave you in a bind. Apply now and let TheGuaranteedLoans help you find the funding you need.

F.A.Q.

Where can I get more information about payday loans in Maple, North Carolina?

More information about payday loans in Maple, North Carolina can be found on the North Carolina State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Maple, North Carolina?

No, payday loans are prohibited in Maple, North Carolina.