Payday Loans in Matthews, North Carolina

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Payday Loan Companies in Matthews, NC

Company nameAddressZip codePhone number
Fairway Independent Mortgage Corporation 3021 Senna Dr Suite A 28105 +1 (704) 541 - 1172
Fifth Third Bank & ATM 1818 Matthews Township Pkwy 28105 +1 (704) 841 - 2202
First National Bank 4335 Matthews-Mint Hill Rd 28105 +1 (704) 573 - 6547
Lendmark Financial Services LLC 10420 E Independence Blvd 820 28105 +1 (980) 245 - 4301
Regional Finance 3607 Matthews-Mint Hill Rd #10 28105 +1 (980) 245 - 9230
SunTrust 3126 Fincher Farm Rd 28105 +1 (704) 246 - 4035
SunTrust Bank 3126 Fincher Farm Rd 28105 +1 (704) 246 - 4035
SunTrust Bank 345 W John St 28105 +1 (704) 246 - 4179
Truliant Federal Credit Union 324 N Trade St 28105 +1 (704) 522 - 1955

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Matthews, NC, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Monroe, NC, Payday Loan Companies in Mooresville, NC, Quick Loan in Raleigh, NC, Guaranteed Loans in Rocky Mount, NC, Short-term Loans in Salisbury, NC, Payday Loans in Wake Forest, NC, Payday Loans in Wilmington, NC and Payday Loans in Wilson, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Matthews, NC.

Beautiful sights of Matthews, NC

Payday Loans Available in Matthews, NC By The Following ZIP Codes:

28104, 28105, 28106

Are Payday Loans Legal In Matthews, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Matthews, NC payday loan calculator

Payday Loans in Matthews, North Carolina

Are you looking for a payday loan in Matthews, North Carolina? Unfortunately, North Carolina has prohibited the use of payday loans, so you won’t be able to get a loan from a traditional payday lender. However, there are other options available. Here’s a quick guide to payday loans in Matthews, North Carolina, and what you should consider before applying.

What is a Payday Loan?

A payday loan is a type of short-term loan that is designed to help you cover an unexpected expense or emergency. Payday loans are typically higher-interest loans that need to be paid back within a few weeks. Often, applicants need to show proof of income to be eligible for this type of loan. This can be wages from a job, Social Security benefits, or other qualifying sources of income.

Why are Payday Loans Prohibited in North Carolina?

In 2006, the North Carolina state legislature passed legislation to cap the interest rate for any loan at 36%. This was done in response to the growing number of complaints about payday lenders charging extremely high-interest rates, often in excess of 500%. This law effectively prohibited payday lenders from operating in the state. As a result, there is no legal way to obtain a payday loan in North Carolina.

What Alternatives Are Available?

Although payday lenders are not legally allowed to operate in North Carolina, there are other alternative options available. The North Carolina Department of Justice recommends speaking with traditional banks, credit unions, and other financial institutions to see if they can provide you with a loan. Many of these institutions offer loans at lower interest rates and have more flexible repayment terms than payday lenders.

If you have bad credit or no credit, you may want to consider applying for a loan through a peer-to-peer lending platform such as LendingTree. These platforms connect borrowers with individual lenders who may be willing to fund your loan even if you have a low credit score. Interest rates may be slightly higher than traditional lenders, but the repayment terms are typically more flexible.

What Should I Consider Before Applying?

Before applying for a loan, it is important to consider your financial situation. Make sure you can afford to make the loan payments by creating a budget and determining how much you can realistically afford to pay each month. Be sure to read the loan agreement carefully before signing, and make sure you understand all of the terms and conditions.

Apply Now

If you are considering applying for a loan, TheGuaranteedLoans can help. We will connect you with a lender who may be able to provide you with the loan you need. Please note that TheGuaranteedLoans is not a lender, and merely acts as a referral service. Fill out our online application and we will do our best to help you find a lender.

Frequently Asked Questions

  • Are payday loans legal in North Carolina? No, payday loans are prohibited in North Carolina.
  • What alternatives are available? Traditional banks, credit unions, and other financial institutions may be able to offer you a loan. You may also want to consider applying for a loan through a peer-to-peer lending platform.
  • What should I consider before applying for a loan? Make sure you can afford to make the loan payments by creating a budget and determining how much you can realistically afford to pay each month. Be sure to read the loan agreement carefully before signing, and make sure you understand all of the terms and conditions.

More F.A.Q.

Can I still be charged fees on a payday loan in Matthews, North Carolina?

No, you cannot be charged fees on a payday loan in Matthews, North Carolina because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Matthews, North Carolina?

No, you cannot be evicted from your home for taking out a payday loan in Matthews, North Carolina because these loans are illegal in the state.

How Many Cash Advance Companies are in Matthews, NC?

With the help of our service, you will be able to find 9 cash advance companies in Matthews, NC

What Cash Advance Companies in Matthews, NC are the most popular?

You should check SunTrust Bank, Fairway Independent Mortgage Corporation, and Fifth Third Bank & ATM. Also, you can start your application online on our website.