Payday Loans in Monroe, North Carolina

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Payday Loan Companies in Monroe, NC

Company nameAddressZip codePhone number
Action Cash & Tax 903 N Charlotte Ave # A 28110 +1 (704) 225 - 1692
Allied Financial 112 E Phifer St 28110 +1 (704) 238 - 0600
Auto Finance Center - Indian Trail 5110 W Hwy 74 28110 +1 (704) 844 - 0200
Bank of America with Drive-thru ATM 1795 Dickerson Blvd 28110 +1 (704) 292 - 2424
Barri Agent 1004 Concord Ave 28110
BB&T 301 W Roosevelt Blvd 28110 +1 (704) 289 - 7220
Carolina Farm Credit 2351 Concord Ave 28110 +1 (704) 289 - 6411
Fifth Third Bank & ATM 201 N Charlotte Ave 28112 +1 (704) 289 - 9555
First Financial Bank 1507 Skyway Dr 28110 +1 (704) 289 - 9877
First National Bank 2593 W Roosevelt Blvd 28110 +1 (704) 225 - 8444
Fort Sill National Bank Walmart SuperCenter 2406, W Roosevelt Blvd 28110
National Finance Co 1102 Skyway Dr 28110 +1 (704) 283 - 1576
National Finance Company 1102 Skyway Dr 28110 +1 (704) 283 - 1576
Nc Financial Solutions 1251 Stafford St A 28110 +1 (704) 289 - 7283
NORTH STATE ACCEPTANCE 3816 Sardis Church Rd #104 28110 +1 (704) 821 - 0575
Pinnacle Financial Partners 1700 Dickerson Blvd 28110 +1 (704) 290 - 3010
Raymond James & Associates 201 N Main St 99 28112 +1 (704) 283 - 2470
Regional Finance 3306 W Hwy 74 Unit D 28110 +1 (704) 282 - 9992
SouthState Bank 2742 W Roosevelt Blvd 28110 +1 (704) 296 - 0100
State Employees' Credit Union 1790 Dickerson Blvd 28110 +1 (704) 283 - 1541
SunTrust 1908 Old Charlotte Hwy 28110 +1 (704) 218 - 5200
SunTrust Bank 791 E Roosevelt Blvd 28110 +1 (704) 218 - 3141
SunTrust Bank 1908 Old Charlotte Hwy 28110 +1 (704) 218 - 5200
United Pawn and Jewelry 421 E Franklin St A 28112 +1 (704) 289 - 5310
Whitley Mortgage Associates Inc 121 E Phifer St 28110 +1 (704) 283 - 9465

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monroe, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mooresville, NC, Payday Loans in Raleigh, NC, Bad Credit Loans in Rocky Mount, NC, Payday Loans in Salisbury, NC, Payday Loans in Wake Forest, NC, Payday Loans in Wilmington, NC, Payday Loans in Wilson, NC and Payday Loan Companies in Winston-Salem, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monroe, NC.

Beautiful sights of Monroe, NC

Payday Loans Available in Monroe, NC By The Following ZIP Codes:

28112, 28110, 28111

Are Payday Loans Legal In Monroe, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Monroe, NC payday loan calculator

Payday Loans in Monroe, North Carolina

Payday loans, also known as cash advances, are short-term loan services provided by lenders to help individuals cover unexpected expenses or emergencies. Despite their short-term nature, payday loans can be a risky financial decision, making it important that consumers understand how these loans work before using them. Unfortunately, payday loans can be expensive and can put you into debt. Unfortunately, North Carolina has prohibited payday lending, making it illegal for any payday lender to accept business within the state’s borders.

What is a Payday Loan?

A payday loan is a type of short-term loan that is given to borrowers to cover unexpected expenses or to help pay for an emergency. Payday loans are characterized by high-interest rates and large fees, making them a risky financial decision in most cases. Generally, a payday loan is repaid in full when the borrower receives their next paycheck or other source of income.

Why Are Payday Loans Prohibited in North Carolina?

North Carolina has taken a strong stance against payday loan providers, making it illegal for any payday lender to accept business within the state’s borders. This is due to a number of factors, including the high-interest rates charged by these lenders, the difficulty in repaying the loan in full, and the amount of risk taken by the consumer. Additionally, these loans are often targeted at the most vulnerable members of society, making it even more important that North Carolinians are protected from the high costs and potential pitfalls of taking out a payday loan.

Alternatives to Payday Loans in North Carolina

For those individuals in North Carolina who are in need of quick cash, there are a variety of alternative loan services available. The most common alternative to payday loans is a short-term installment loan, which is typically offered by a variety of lenders. These loans are generally easier to qualify for than payday loans and have more flexible terms, including lower interest rates and more manageable payment plans.

In addition to short-term installment loans, there are also a variety of other loan options available in North Carolina. These include credit unions, personal loans from banks, or even a cash advance from a credit card. Each of these payment options has its own benefits and drawbacks, and consumers should carefully consider each option before making a decision.

Things to Consider Before Obtaining a Loan in North Carolina

Regardless of the type of loan obtained, it is important for borrowers in North Carolina to consider their personal financial situation carefully before obtaining any loan. This includes understanding the terms of the loan, calculating the total cost of the loan, and ensuring that they will be able to make payments on the loan in full.

Additionally, borrowers should carefully research any lender they may be considering doing business with to ensure that they are legitimate and in good standing. This can be done by checking online reviews, contacting the Better Business Bureau, or even speaking to friends and family who may have recently obtained a loan.

Apply Now for a Loan

If you are looking for a loan in Monroe, North Carolina, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who can offer you fast, easy, and secure loan services. Our simple online application process is quick and easy to complete, allowing you to get the money you need quickly.

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F.A.Q.

What is a payday loan?

A payday loan is a type of short-term loan that is given to borrowers to cover unexpected expenses or to help pay for an emergency. Payday loans are characterized by high-interest rates and large fees, making them a risky financial decision in most cases. Generally, a payday loan is repaid in full when the borrower receives their next paycheck or other source of income.

Why are payday loans prohibited in North Carolina?

North Carolina has taken a strong stance against payday loan providers, making it illegal for any payday lender to accept business within the state’s borders. This is due to a number of factors, including the high-interest rates charged by these lenders, the difficulty in repaying the loan in full, and the amount of risk taken by the consumer.

What are some alternatives to payday loans in North Carolina?

For those individuals in North Carolina who are in need of quick cash, there are a variety of alternative loan services available. The most common alternative to payday loans is a short-term installment loan, which is typically offered by a variety of lenders. These loans are generally easier to qualify for than payday loans and have more flexible terms, including lower interest rates and more manageable payment plans. Additionally, loans are available from credit unions, banks, and credit card cash advances.

What should I consider before obtaining a loan in North Carolina?

It is important for borrowers in North Carolina to consider their personal financial situation carefully before obtaining any loan. This includes understanding the terms of the loan, calculating the total cost of the loan, and ensuring that they will be able to make payments on the loan in full. Additionally, borrowers should carefully research any lender they may be considering doing business with to ensure that they are legitimate and in good standing.

More F.A.Q.

Can a payday loan company report me to a credit bureau in Monroe, North Carolina?

No, a payday loan company cannot report you to a credit bureau in Monroe, North Carolina because these loans are illegal in the state.

Can a payday loan company take me to court in Monroe, North Carolina?

No, a payday loan company cannot take you to court in Monroe, North Carolina because these loans are illegal in the state.

How Many Cash Advance Companies are in Monroe, NC?

With the help of our service, you will be able to find 25 cash advance companies in Monroe, NC

What Cash Advance Companies in Monroe, NC are the most popular?

You should check SunTrust Bank, Action Cash & Tax, and Allied Financial. Also, you can start your application online on our website.