Payday Loans in Naples, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Naples, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 1112 N Brightleaf Blvd, Smithfield, NC 27577 +1 (919) 938 - 4760
Quality Finance Co Inc 721 N Brightleaf Blvd, Smithfield, NC 27577 +1 (919) 934 - 1111
Lendmark Financial Services LLC 120 Morganton Heights Blvd B, Morganton, NC 28655 +1 (828) 433 - 0779
Wells Fargo Home Mortgage 102 S Main Ave, Newton, NC 28658 +1 (828) 465 - 1822
BB&T 179 E Main St, Forest City, NC 28043 +1 (828) 248 - 4150
Finkelstein's 21 Broadway St, Asheville, NC 28801 +1 (828) 253 - 7731
Woodforest National Bank 1116 Crossroads Dr, Statesville, NC 28625 +1 (704) 871 - 0936
Mariner Finance 308 Wilkesboro Ave, North Wilkesboro, NC 28659 +1 (336) 838 - 9404
Fast Bad Credit Loans 5855 Yadkin Rd, Fayetteville, NC 28303 +1 (910) 812 - 1608
Basic Finance 913 E Caswell St, Wadesboro, NC 28170 +1 (704) 694 - 3619

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Naples, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apex, NC, Payday Loans in Asheville, NC, Short-term Loans in Burlington, NC, Quick Loan in Cary, NC, Payday Loans in Chapel Hill, NC, Emergency Loan in Charlotte, NC, Payday Loan for Concord, NC and Payday Loans in Durham, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Naples, NC.

Beautiful sights of Naples, NC

Are Payday Loans Legal In Naples, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Naples, NC payday loan calculator

If you find yourself in need of cash quickly, one option you may have considered is a payday loan. However, if you live in Naples, North Carolina, you may want to think twice before applying for one.

What Are Payday Loans?

Payday loans are short-term loans that typically come with high interest rates and fees. They are designed to be paid back in full with the borrower’s next paycheck.

While they may seem like a quick fix for financial emergencies, payday loans can lead to a cycle of debt for many borrowers.

Payday Loans in Naples, North Carolina

It’s important to note that payday loans are illegal in North Carolina.

In 2001, the North Carolina General Assembly passed the Check Cashing and Payday Lending Regulation Act, which made payday lending illegal in the state. This law expired in 2006, but the state passed another law in 2009 that extended the ban on payday lending indefinitely.

The North Carolina Attorney General’s office has been successful in fighting against payday lenders that have attempted to operate in the state. In 2013, the office reached a settlement with Western Sky Financial, a lender that was charging North Carolina consumers interest rates as high as 342% on their loans.

Why Are Payday Loans Prohibited in North Carolina?

The high interest rates and fees associated with payday loans can trap borrowers in a cycle of debt that is difficult to break free from.

According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year and spends almost 200 days in debt. This is because many borrowers cannot afford to pay back the full loan amount and end up rolling over the loan, which incurs additional fees and interest.

Many North Carolina lawmakers have argued that the high interest rates and fees associated with payday lending are predatory and harmful to consumers.

Interesting Facts and Statistics About Payday Loans in Naples, North Carolina

  • In 2019, the North Carolina Commissioner of Banks received 68 complaints regarding payday loans from consumers in the state.
  • North Carolina is one of 15 states that have prohibited payday lending.
  • In 2018, the North Carolina General Assembly passed a bill that would have legalized payday lending in the state. However, the bill was vetoed by Governor Roy Cooper.

Apply Now

If you’re in need of cash, there are other options available to you besides payday loans. Consider reaching out to a local non-profit organization or credit union for assistance.

If you do decide to apply for a loan, TheGuaranteedLoans can help connect you with potential lenders. Keep in mind that we are a connector service, not a direct lender, and that we do not charge any fees for our services.

If you’re ready to apply for a loan, visit our website and fill out our online application today.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Naples, North Carolina?

If a payday loan lender is threatening you with legal action in Naples, North Carolina, you should contact the North Carolina State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Naples, North Carolina?

No, it is not possible to get a payday loan from a lender in another state and use it in Naples, North Carolina. Payday loans are illegal in Naples, North Carolina, regardless of where the lender is located.