Payday Loans in Pantego, North Carolina

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No payday loan companies in Pantego, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Consumer Education Services Inc. CESI 3700 Barrett Dr, Raleigh, NC 27609 +1 (877) 322 - 8824
Woodforest National Bank 3105 Dr. M.L.K. Jr Blvd, New Bern, NC 28562 +1 (252) 633 - 3437
Carolina Farm Credit 1510 Asheville Rd, Waynesville, NC 28786 +1 (828) 452 - 1418
PNC Bank 245 N Main St, Hendersonville, NC 28792 +1 (828) 698 - 6020
first citizens bank, New Bern - Fort Totten 606 Fort Totten Dr, New Bern, NC 28560
Nicholas Financial Inc 2425 E Franklin Blvd, Gastonia, NC 28054 +1 (704) 691 - 1160
BB&T 106 E Main St, Old Fort, NC 28762 +1 (828) 668 - 7691
Raymond James Financial Services 109 E Chestnut St 3, Asheville, NC 28801 +1 (828) 257 - 2500
First National Bank 4481 S North Carolina Hwy 150, Lexington, NC 27295 +1 (336) 853 - 5500
First National Bank 1646 Freeway Dr, Reidsville, NC 27320 +1 (336) 634 - 4747

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pantego, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wake Forest, NC, Same Day Loans in Wilmington, NC, Payday Loan for Wilson, NC, Payday Loans in Winston-Salem, NC, Payday Loan for Apex, NC, Payday Loans in Asheville, NC, Payday Loan Without a Credit Check in Burlington, NC and 24-Hour Loan in Cary, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pantego, NC.

Beautiful sights of Pantego, NC

Payday Loans Available in Pantego, NC By The Following ZIP Codes:

27860

Are Payday Loans Legal In Pantego, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pantego, NC payday loan calculator

Understanding Payday Loans in Pantego, North Carolina:

Payday loans are short-term loans that are designed to be repaid on the borrower’s next payday. These loans are typically used by people who need immediate cash to cover a financial emergency or unexpected expense. In North Carolina, however, it is prohibited by law to operate a payday loan business. Therefore there are no payday loans in Pantego, North Carolina.

The North Carolina Payday Loan Industry:

North Carolina is one of the six states in the country where payday lending is completely prohibited by law. This is due to the high-interest rates and fees that payday loans typically charge, which can trap borrowers in a cycle of debt and financial hardship.

In the past, some lenders in North Carolina attempted to offer payday loans by partnering with out-of-state banks or through online lending platforms. However, state regulators have cracked down on these practices and have made it very difficult for payday lenders to operate in North Carolina.

The Pros and Cons of Payday Loans:

While payday loans can provide a quick solution for those in need of cash, they come with several drawbacks that borrowers should carefully consider. Among the pros of payday loans are their speed, accessibility, and convenience. Borrowers can typically receive funds the same day they apply, and the application process is often quick and easy.

On the other hand, the cons of payday loans are significant. These loans typically have very high-interest rates and fees, which can trap borrowers in a cycle of debt. The short repayment term can also make it difficult for borrowers to pay back the loan in full on their next payday, leading to rollover fees and additional charges.

Overall, it is important for borrowers in Pantego, North Carolina, to understand the risks and limitations of payday loans and to explore alternative options for borrowing money if needed.

Interesting Facts About Payday Loans:

  • The average APR for payday loans in the United States is 391%.
  • Payday loans are banned in 18 states and the District of Columbia.
  • In 2019, the Consumer Financial Protection Bureau rolled back several regulations on payday loans, making it easier for lenders to offer high-interest loans to vulnerable borrowers.
  • Despite the risks involved, over 12 million Americans use payday loans each year.

Apply Now:

If you are in need of a loan and payday loans are not available in Pantego, North Carolina, consider exploring other options for borrowing money. TheGuaranteedLoans can help connect you with potential lenders who offer installment loans, personal loans, and other types of credit. Applying is quick and easy – simply fill out our online application form and we will match you with lenders who may be able to offer you a loan that meets your needs.

Please note that TheGuaranteedLoans is not a direct lender – we are a loan connector service that works with a network of lenders. Before accepting any loan offer, be sure to read and understand all terms and conditions, including the interest rate, repayment terms, and any associated fees.

F.A.Q.

Can I be sued for not paying back a payday loan in Pantego, North Carolina?

Because payday loans are illegal in Pantego, North Carolina, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Pantego, North Carolina?

No, payday loan lenders cannot garnish your wages in Pantego, North Carolina because payday loans are illegal in the state.