Payday Loans in Parkton, North Carolina

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No payday loan companies in Parkton, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Bank 3619 Rogers Rd, Wake Forest, NC 27587 +1 (919) 453 - 6310
Time Financing Service 2815 S Horner Blvd, Sanford, NC 27332 +1 (919) 895 - 3017
Woodforest National Bank 300 NC-24, Morehead City, NC 28557 +1 (252) 726 - 3851
Carolina Farm Credit 4444 US-501, Carthage, NC 28327 +1 (910) 947 - 2466
Security Finance 1668 S Horner Blvd, Sanford, NC 27330 +1 (919) 775 - 6067
CresCom Bank 4945 Southport-Supply Rd SE, Southport, NC 28461 +1 (910) 207 - 9036
First Horizon Bank 1207 S Main St, Kernersville, NC 27284 +1 (336) 993 - 9488
Raymond James Financial Services 109 N Main St, Louisburg, NC 27549 +1 (919) 496 - 1511
Creekside Finance Inc 1546 E Broad St, Statesville, NC 28625 +1 (704) 871 - 1909
SunTrust Bank 3126 Fincher Farm Rd, Matthews, NC 28105 +1 (704) 246 - 4035

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Parkton, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Chapel Hill, NC, Payday Loan for Charlotte, NC, Guaranteed Loans in Concord, NC, Payday Loans in Durham, NC, Online Loans in Fayetteville, NC, Payday Loans in Gastonia, NC, No Credit Check Loans in Goldsboro, NC and Payday Loans in Greensboro, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Parkton, NC.

Beautiful sights of Parkton, NC

Payday Loans Available in Parkton, NC By The Following ZIP Codes:

28371

Are Payday Loans Legal In Parkton, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Parkton, NC payday loan calculator

The Truth About Payday Loans in Parkton, North Carolina

Payday loans can seem like a quick fix for a financial emergency. However, in North Carolina, it’s important to know that payday loans are prohibited by state law. Parkton, North Carolina residents are not exempt from this ruling. The state government has put strict regulations regarding payday loan lenders operating within its jurisdiction.

What Are Payday Loans?

Payday loans are a type of short-term loan usually intended to help people pay unexpected bills or cover other emergency expenses. They are usually approved quickly and are disbursed to the applicant’s account within a short period, usually by their next payday. However, payday loans often come with extraordinarily high-interest rates, making them almost impossible to repay, leading to a vicious cycle of debt.

North Carolina Payday Loan Laws

Under North Carolina law, it is illegal for any lender to offer payday loans in the state. The law is put in place to protect consumers from debt traps and high-interest rates associated with payday loans. Lenders who violate this law are committing a criminal offense and would be subject to fines, legal penalties, and even imprisonment.

Where to Get Help in Parkton, NC

Residents of Parkton, North Carolina, who need financial assistance but cannot rely on payday loans, can still access other types of credit. Credit unions and local banks may offer personal loans, while government programs such as Medicaid and food support can help with basic needs.

Interesting Facts About Payday Loans in North Carolina

  • A research study by the Center for Responsible Lending shows that payday loans in North Carolina were costing residents over $400 million annually before they were prohibited in 2006.
  • Low-income earners were the most susceptible to payday loan debts in North Carolina, with over 70% of the borrowers having an income of less than $25,000 annually.
  • In 2005, North Carolina senators and representatives overwhelmingly passed the payday lending best practice act, which effectively eliminated predatory payday lending in the state.

Apply Now

At TheGuaranteedLoans, we strive to connect applicants in need of financial help to potential lenders. Remember, we are not direct lenders, but a connector service that facilitates your connection with others.

If you need financial assistance, we encourage you to fill out our application form on our website. Our simple and straightforward process guarantees a safe application process, and you are sure to receive top-notch customer service from our knowledgeable staff.

Let us help you connect with a lender who understands your situation and can provide you with the financial assistance you need.

In Conclusion

Payday loans may seem attractive when facing a financial emergency, but it’s best to avoid them altogether, especially for residents of Parkton, North Carolina. There are other alternatives available that can help you pay off unexpected bills and cover urgent expenses without incurring exorbitant interest rates and falling victim to unduly debt. At TheGuaranteedLoans, we are here to help you connect with potential lenders who can provide you with the financial assistance you need.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Parkton, North Carolina?

If a payday loan lender is threatening you with legal action in Parkton, North Carolina, you should contact the North Carolina State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Parkton, North Carolina?

No, it is not possible to get a payday loan from a lender in another state and use it in Parkton, North Carolina. Payday loans are illegal in Parkton, North Carolina, regardless of where the lender is located.