Payday Loans in Patterson, North Carolina

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No payday loan companies in Patterson, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Finance Center - Indian Trail 5110 W Hwy 74, Monroe, NC 28110 +1 (704) 844 - 0200
ALFIE 19 Arlington St, Asheville, NC 28801 +1 (828) 776 - 8632
Woodforest National Bank 4780 Hickory Blvd, Granite Falls, NC 28630 +1 (828) 396 - 1159
PNC Bank 17010 Kenton Dr, Cornelius, NC 28031 +1 (704) 655 - 2190
Woodforest National Bank 590 E Jackson Blvd, Dunn, NC 28334 +1 (910) 892 - 1246
Walmart Money Center 210 Walmart Plaza, Sylva, NC 28779 +1 (828) 586 - 0211
First Bank - Huntersville, NC 401 Gilead Rd, Huntersville, NC 28078 +1 (704) 875 - 1642
National Finance Company 720 Jake Alexander Blvd W, Salisbury, NC 28147 +1 (704) 633 - 5291
Friendly Check Cashing 11693 US-70, Clayton, NC 27520 +1 (919) 359 - 1938
SunTrust 204 W Center St, Mebane, NC 27302 +1 (919) 568 - 4358

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Patterson, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Matthews, NC, Bad Credit Loans in Monroe, NC, Payday Loans in Mooresville, NC, Payday Loan for Raleigh, NC, Payday Loans in Rocky Mount, NC, Payday Loans in Salisbury, NC, Quick Loan in Wake Forest, NC and Payday Loans in Wilmington, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Patterson, NC.

Beautiful sights of Patterson, NC

Are Payday Loans Legal In Patterson, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Patterson, NC payday loan calculator

Payday Loans in Patterson, North Carolina

In North Carolina, payday loans are prohibited by law. Payday loans are a type of short-term loan that borrowers use to cover unexpected expenses. Typically, these loans have high interest rates and can lead to a cycle of debt. While payday loans may seem like a quick solution to financial troubles, they often come with serious consequences.

What are payday loans?

Payday loans are short-term loans that borrowers use to cover unexpected expenses. The loans are typically due on the borrower’s next payday and are repaid in full, along with interest and fees. Unlike traditional loans, payday loans have high interest rates and fees, often leading to a cycle of debt for borrowers who are struggling financially.

Why are payday loans prohibited in North Carolina?

In 2001, North Carolina passed legislation that made payday lending illegal in the state. The law was enacted to protect consumers from predatory lending practices. Prior to the law, payday lenders in North Carolina charged interest rates as high as 400%. Additionally, many payday lenders required borrowers to provide access to their bank accounts, leading to unauthorized withdrawals and other abuses.

Are there any alternatives to payday loans in North Carolina?

For residents of North Carolina who require financial assistance, there are alternatives to payday loans. Some options include:

  • Personal loans from reputable lenders
  • Credit counseling services
  • Assistance from non-profit organizations
  • Government-provided financial assistance

The dangers of payday loans

Payday loans come with high interest rates and fees that can lead to a cycle of debt for borrowers who are struggling financially. In some cases, borrowers may be unable to repay the loan and may accrue additional fees and interest. This can lead to a situation where borrowers are in a constant state of debt and struggle to make ends meet.

Interesting facts and statistics about payday loans in Patterson, North Carolina

  • According to the North Carolina Attorney General’s office, payday loans are illegal in the state.
  • In 2019, North Carolina Attorney General Josh Stein announced a settlement with a payday lender who was operating illegally in the state.
  • According to the North Carolina Department of Justice, payday lenders have not been able to operate legally in the state since 2006.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who may be able to provide you with a personal loan. Remember, our service is not a direct lender, but we can facilitate your connection with potential lenders who may be able to provide you with the financial assistance you need.

Don’t fall into the trap of payday loans. If you’re in need of financial assistance, explore alternatives to payday loans and use caution when considering loans with high interest rates and fees.

F.A.Q.

Can a payday loan company garnish my wages in Patterson, North Carolina?

No, a payday loan company cannot garnish your wages in Patterson, North Carolina because these loans are illegal in the state.

Can a payday loan company repossess my property in Patterson, North Carolina?

No, a payday loan company cannot repossess your property in Patterson, North Carolina because these loans are illegal in the state.