Payday Loans in Pinebluff, North Carolina

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No payday loan companies in Pinebluff, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
David Westcott Buick GMC 2410 S Church St 5202, Burlington, NC 27215 +1 (336) 228 - 0141
State Employees' Credit Union 923 Seaside Rd SW, Ocean Isle Beach, NC 28469 +1 (910) 579 - 5500
State Employees' Credit Union 100 Green Oaks Pkwy, Holly Springs, NC 27540 +1 (919) 552 - 0959
PrimeLending, A PlainsCapital Company 6445 N Croatan Hwy, Kitty Hawk, NC 27949 +1 (252) 564 - 3109
Pawn South Bladenboro 100 E Railroad St, Bladenboro, NC 28320 +1 (910) 863 - 2600
Carolina Farm Credit 607 Leasburg Rd, Roxboro, NC 27573 +1 (336) 599 - 0141
Bank of America with Drive-thru ATM 124 Hendersonville Rd, Asheville, NC 28803 +1 (828) 251 - 8233
Fallston Pawn 4841 Fallston Rd, Fallston, NC 28042 +1 (704) 538 - 3500
Mariner Finance 325 Sanford Dr, Morganton, NC 28655 +1 (828) 430 - 9450
Jackson Hewitt Tax Service 361 A Howard Blvd, Newport, NC 28570 +1 (252) 223 - 5391

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pinebluff, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Wake Forest, NC, Payday Loans in Wilmington, NC, Guaranteed Loans in Wilson, NC, Payday Loan for Winston-Salem, NC, Payday Loans in Apex, NC, Payday Loans in Asheville, NC, Bad Credit Loans in Burlington, NC and Payday Loan Without a Credit Check in Cary, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pinebluff, NC.

Beautiful sights of Pinebluff, NC

Payday Loans Available in Pinebluff, NC By The Following ZIP Codes:

28373

Are Payday Loans Legal In Pinebluff, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pinebluff, NC payday loan calculator

Payday Loans in Pinebluff, North Carolina

Payday loans, also known as cash advances or paycheck advances, are loans that have a short-term duration and high interest rates. These loans typically have to be repaid within a few weeks of the initial loan, and they are often used to bridge the gap between paychecks or to cover unexpected expenses.

Unfortunately, if you live in Pinebluff, North Carolina, you will not be able to obtain a payday loan. Payday loans have been illegal in North Carolina since 2001 when the North Carolina General Assembly enacted legislation that made it illegal for lenders to charge interest rates higher than 36%. This legislation effectively ended the payday loan industry in North Carolina.

The Dangers of Payday Loans

While payday loans may seem like a quick and easy way to get the money you need, they can be very dangerous. Because of the high interest rates and short repayment terms, many borrowers find themselves unable to repay their loans on time. This can lead to a cycle of debt in which borrowers take out new loans to pay off their existing debts.

In addition to the financial risks associated with payday loans, there are also the risks of identity theft and other forms of fraud. Some lenders may require borrowers to provide personal and financial information that can be used for nefarious purposes.

Alternative Options

While payday loans may not be an option in North Carolina, there are alternative options available to residents of Pinebluff who need access to fast cash. Some of these options include:

  • Personal Loans: Personal loans are installment loans that have fixed repayment terms and relatively low interest rates. Unlike payday loans, which have to be repaid in full within a few weeks, personal loans can be repaid over a period of several months or years.
  • Credit Cards: If you have a credit card, you can use it to pay for unexpected expenses or to bridge the gap between paychecks. This option may not be ideal if you have a high credit card balance or if your credit limit is low.
  • Credit Counseling: If you are struggling with debt, credit counseling can help you to develop a budget and a debt repayment plan. Many credit counseling organizations offer their services for free or for a nominal fee.

Interesting Facts and Statistics

While payday loans may not be legal in North Carolina, they are still a significant issue in other parts of the country. Here are some interesting facts and statistics related to the payday loan industry:

  • The average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • Payday loan borrowers are often low-income individuals who are unable to obtain credit from traditional financial institutions.
  • In some states, payday loan interest rates can exceed 600%.

Apply Now

If you are in need of fast cash and live in Pinebluff, North Carolina, TheGuaranteedLoans can help. While we are not a direct lender, we are a loan connector service that can help you find a lender who meets your needs. To get started, simply fill out our online application and we will match you with a lender who can help. Remember, it’s important to borrow responsibly and only take out a loan if you truly need it.

F.A.Q.

Where can I get more information about payday loans in Pinebluff, North Carolina?

More information about payday loans in Pinebluff, North Carolina can be found on the North Carolina State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Pinebluff, North Carolina?

No, payday loans are prohibited in Pinebluff, North Carolina.