Payday Loans in Pinnacle, North Carolina

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No payday loan companies in Pinnacle, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 4167 W Vernon Ave, Kinston, NC 28504 +1 (252) 523 - 5161
Capitol Credit Co 745 Carolina Ave, Washington, NC 27889 +1 (252) 946 - 5181
Mariner Finance 147 Vandiver Dr, Lincolnton, NC 28092 +1 (704) 732 - 2239
Royalty Finance 1513 S Cannon Blvd, Kannapolis, NC 28083 +1 (980) 781 - 0979
Navy Federal Credit Union 2830 Piney Green Rd, Midway Park, NC 28544 +1 (888) 842 - 6328
First Horizon Bank 300 E Raleigh St, Siler City, NC 27344 +1 (919) 742 - 4186
Telco Credit Union 1720 Barlow Rd, Tarboro, NC 27886 +1 (252) 823 - 0119
First Horizon Bank 225 Faith Rd, Salisbury, NC 28146 +1 (704) 647 - 0303
loanDepot 7930 W Kenton Cir 330, Cornelius, NC 28031 +1 (704) 831 - 3800
Regional Finance 2108 N Centennial St #114, High Point, NC 27262 +1 (336) 882 - 2733

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pinnacle, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mooresville, NC, Payday Loan Companies in Raleigh, NC, Payday Loans in Rocky Mount, NC, Payday Loans in Salisbury, NC, Payday Loans in Wake Forest, NC, Payday Loans in Wilmington, NC, Payday Loan Without a Credit Check in Wilson, NC and Payday Loans in Winston-Salem, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pinnacle, NC.

Beautiful sights of Pinnacle, NC

Payday Loans Available in Pinnacle, NC By The Following ZIP Codes:

27043

Are Payday Loans Legal In Pinnacle, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pinnacle, NC payday loan calculator

Payday Loans in Pinnacle, North Carolina

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. These loans are often advertised as a way to help people who need quick cash to cover unexpected expenses or emergencies. However, also important to know that payday loans are prohibited in the state of North Carolina, including in Pinnacle, NC.

Understanding Payday Loans

Payday loans are typically small loans, with amounts ranging from $100 to $1,000. They are called payday loans because they are typically due on the borrower’s next payday, which is usually within two weeks of the loan being issued. To get a payday loan, a borrower typically must have a job or regular source of income, a bank account, and a valid ID.

The Dark Side of Payday Loans

While payday loans may seem like a convenient way to get cash quickly, they can be dangerous for borrowers. The interest rates on payday loans are often extremely high, sometimes up to 400 percent APR. This means that if a borrower takes out a $500 payday loan, they may end up owing as much as $2,000 in interest and fees.

Additionally, many payday lenders use aggressive tactics to collect on loans that are past due. Some lenders will even threaten to file criminal charges against borrowers who are unable to pay back their loans. This can be especially dangerous for borrowers who are already struggling financially and may not have the means to pay back their loans.

Payday Loans Are Prohibited in North Carolina

While payday loans may be legal in some states, they are prohibited in North Carolina. The North Carolina Attorney General’s office has taken a strong stance against payday lenders, warning consumers about the dangers of these loans and cracking down on companies that violate state law.

If you live in Pinnacle, NC and are considering taking out a payday loan, it’s important to be aware that these loans are illegal in your state. If you do take out a payday loan, you may be subject to fines or legal action.

Finding Better Alternatives to Payday Loans

If you are in need of cash quickly, there are better alternatives to payday loans. Some options include:

  • Asking friends or family for a loan
  • Using a credit card with a lower interest rate
  • Working out a payment plan with your creditors
  • Applying for a personal loan from a bank or credit union

Not only are these options generally less expensive than payday loans, but they are also less risky for borrowers.

Interesting Facts or Statistics About Payday Loans in Pinnacle, North Carolina

While payday loans are illegal in North Carolina, some neighboring states still allow them. According to a report from the Center for Responsible Lending, payday lenders in South Carolina have been targeting residents of North Carolina, offering loans with interest rates as high as 391 percent APR. Additionally, some online lenders may offer payday loans to North Carolina residents, although these loans are also illegal.

Apply Now and Connect with Potential Lenders

If you are in need of a loan and would like to explore your options, consider filling out an application through TheGuaranteedLoans website. We are a connecting service that can help connect you with potential lenders who may be able to offer you a personal loan. Note that we are not a direct lender and cannot guarantee that you will be approved for a loan. However, we are committed to providing our customers with a seamless, hassle-free loan application process.

Explore your options and apply now to connect with lenders and potentially get the cash you need.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Pinnacle, North Carolina?

It is illegal for lenders to offer payday loans in Pinnacle, North Carolina, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Pinnacle, North Carolina?

If you have already taken out a payday loan in Pinnacle, North Carolina, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.