Payday Loans in Rocky Mount, North Carolina

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Payday Loan Companies in Rocky Mount, NC

Company nameAddressZip codePhone number
AgCarolina Farm Credit 2472 Woodruff Rd 27804 +1 (252) 443 - 1290
BB&T 2632 Sunset Ave 27804 +1 (252) 443 - 5026
Century Finance 453 Sunset Ave 27804 +1 (252) 977 - 7889
Century Finance Inc 453 Sunset Ave 27804 +1 (252) 977 - 7889
Friendly Check Cashing 103 S Fairview Rd 27801 +1 (252) 977 - 9909
Friendly Check Cashing 3472 Sunset Ave 27804 +1 (252) 443 - 0220
Friendly Check Cashing 701 W Raleigh Blvd 27803 +1 (252) 985 - 3444
Jammy Mitchell Auto Sales 3713 Dortches Blvd 3713 27804 +1 (252) 972 - 2277
Kwik Cash Checking Services 501 Rose St 27801 +1 (252) 446 - 2274
Lendmark Financial Services LLC 1569 Benvenue Rd 27804 +1 (252) 977 - 3541
Mariner Finance 1364 Benvenue Rd 27804 +1 (252) 977 - 2223
Mid-State Financial 3472 Sunset Ave 27804 +1 (252) 557 - 2558
National Finance Company 783 Word Plaza Suite 119 27804 +1 (252) 443 - 9894
Quick Cash Pawn 850 W Raleigh Blvd 27803 +1 (252) 212 - 3377
Southern Bank 107 S Fairview Rd 27801 +1 (252) 443 - 1237
Southern Bank 224 S Franklin St 27804 +1 (252) 977 - 2825
Southern Bank 1405 Benvenue Rd 27804 +1 (252) 407 - 7777
Southern Bank - Franklin 224 S Franklin St 27804 +1 (252) 977 - 2825
Southern Bank - Rocky Mount 107 S Fairview Rd 27801 +1 (252) 443 - 1237
Southern Bank - Westridge 3690 Sunset Ave 27804 +1 (252) 443 - 7800
Southern Loans 407 Sunset Ave 27804 +1 (252) 977 - 1934
State Employees' Credit Union 3357 Sunset Ave 27804 +1 (252) 443 - 7021
Time Financing Service 2340 Sunset Ave 27804 +1 (252) 451 - 2500
Western Union Kwik Cash, 501 Rose St 27801 +1 (252) 446 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rocky Mount, NC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Salisbury, NC, Payday Loan for Wake Forest, NC, Bad Credit Loans in Wilmington, NC, Payday Loans in Wilson, NC, Short-term Loans in Winston-Salem, NC, Emergency Loan in Apex, NC, Payday Loans in Asheville, NC and Payday Loans in Burlington, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rocky Mount, NC.

Beautiful sights of Rocky Mount, NC

Payday Loans Available in Rocky Mount, NC By The Following ZIP Codes:

27804, 27802, 27801, 27803

Are Payday Loans Legal In Rocky Mount, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rocky Mount, NC payday loan calculator

Payday Loans in Rocky Mount, North Carolina

Rocky Mount, North Carolina is home to a population of over 57,000 people, making it the 11th most populous city in the state. With such a strong population comes a need for financial services, but unfortunately, payday loans have been prohibited in North Carolina since 2001. If you are a resident of Rocky Mount, North Carolina and are looking for payday loan alternatives, there are a few options available to you.

Legal Alternatives to Payday Loans in North Carolina

Though payday loans are illegal in North Carolina, there are several loan alternatives available to residents. These options may be more costly than payday loans, but are nonetheless available:

  • Installment loans. These are loans that are paid back in equal, incremental amounts over a period of time, usually no longer than 12 months. Installment loans typically have higher borrowing limits than payday loans and may also be a better option for those with poor credit.
  • Personal loans. Personal loans are loans used for a variety of purposes, such as consolidating debt or covering unexpected expenses. These loans are typically unsecured and may have longer repayment periods; however, they also generally have higher interest rates.
  • Credit cards. While credit cards are not usually recommended for cash advances, they may be an option if you need access to funds quickly. Credit cards typically have high-interest rates, and should only be used as a last resort.

Potential Resources to Help With Finances

If you are in need of financial assistance, there are several resources in Rocky Mount, North Carolina that can help. These include:

  • The United Way of Edgecombe County. This organization offers a variety of resources for those in need, including financial assistance, job search help, and more.
  • The City of Rocky Mount Economic Development Department. This department offers resources to help businesses and individuals in the area, as well as assistance in finding employment. They also provide grants for those in need of help paying their bills.
  • The Salvation Army of Rocky Mount. This organization provides assistance to those in need, including assistance with housing, job searches, and more. They also offer financial assistance programs to those who qualify.

Frequently Asked Questions

Are payday loans legal in Rocky Mount, North Carolina?

No, payday loans are not legal in Rocky Mount, North Carolina. Payday loans have been prohibited in the state of North Carolina since 2001.

What are some alternatives to payday loans?

If you are a resident of Rocky Mount, North Carolina, there are several alternatives to payday loans available, including installment loans, personal loans, and credit cards. Additionally, there are several resources in the area that can provide financial assistance, such as The United Way of Edgecombe County, The City of Rocky Mount Economic Development Department, and The Salvation Army of Rocky Mount.

Apply Now

If you live in Rocky Mount, North Carolina and are in need of financial assistance, TheGuaranteedLoans can help connect you with lenders for further action. We are not a lender, but we can provide you with the resources you need to find the best loan option for you. Apply now and get the help you need.

More F.A.Q.

Are there any alternatives to payday loans in Rocky Mount, North Carolina?

Yes, there are several alternatives to payday loans in Rocky Mount, North Carolina, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Rocky Mount, North Carolina but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of North Carolina, regardless of where the lender is located.

How Many Cash Advance Companies are in Rocky Mount, NC?

With the help of our service, you will be able to find 24 cash advance companies in Rocky Mount, NC

What Cash Advance Companies in Rocky Mount, NC are the most popular?

You should check Friendly Check Cashing, Southern Bank, and AgCarolina Farm Credit. Also, you can start your application online on our website.