Payday Loans in Rougemont, North Carolina

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No payday loan companies in Rougemont, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Self-Help Credit Union 391 S French Broad Ave, Asheville, NC 28801 +1 (828) 255 - 0809
Skyline National Bank 2900 S Hwy 127, Hickory, NC 28602 +1 (828) 578 - 7400
Carter Bank & Trust 305 S Main St, Reidsville, NC 27320 +1 (336) 342 - 5625
First Horizon Bank 4928 NC-704, Sandy Ridge, NC 27046 +1 (336) 871 - 2100
Cash America Pawn 2607 S Elm-Eugene St, Greensboro, NC 27406 +1 (336) 273 - 7119
Walmart Money Center 300 NC-24, Morehead City, NC 28557
National Finance Company 402 Becker Dr, Roanoke Rapids, NC 27870 +1 (252) 537 - 1123
National Home Finance 3205 Randall Pkwy Ste-211, Wilmington, NC 28403 +1 (800) 324 - 4415
Mariner Finance 5075 Morganton Rd Ste. 10, Fayetteville, NC 28314 +1 (910) 860 - 1313
Glofin 16905 Northcross Dr 300, Huntersville, NC 28078 +1 (888) 502 - 1318

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rougemont, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fayetteville, NC, Payday Loans in Gastonia, NC, Payday Loans in Goldsboro, NC, Payday Loans in Greensboro, NC, Guaranteed Loans in Greenville, NC, Payday Loans in Hickory, NC, Payday Loan for High Point, NC and Online Loans in Holly Springs, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rougemont, NC.

Payday Loans Available in Rougemont, NC By The Following ZIP Codes:

27572

Are Payday Loans Legal In Rougemont, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rougemont, NC payday loan calculator

Payday Loans in Rougemont, North Carolina: Understanding Your Options

Payday loans can seem like an attractive option for anyone facing a financial shortfall between paychecks. But if you live in Rougemont, North Carolina, it’s important to know that these loans are prohibited in the state. So, if you find yourself in need of quick cash, what are your options?

Understanding Payday Loans in North Carolina

Payday loans are a type of short-term loan that typically must be repaid within two weeks. These loans are designed to help borrowers bridge the gap between paychecks, but they often come with high fees and interest rates that can trap borrowers in a cycle of debt.

In 2001, North Carolina became one of several states to prohibit payday lending. This means that payday lenders are not allowed to operate in the state, and borrowers cannot take out payday loans either in person or online.

Alternatives to Payday Loans in Rougemont, NC

While payday loans may not be an option in Rougemont, NC, there are still several alternatives that can help you get cash when you need it. Here are a few to consider:

  • Personal Loans: Personal loans are unsecured loans that are repaid over a longer period, typically two to five years. The interest rates on personal loans are typically lower than on payday loans, making them a more affordable option.
  • Credit Cards: If you have a credit card with an available balance, you can use it to make purchases or get cash advances. However, be aware that cash advances often come with high fees and interest rates.
  • Credit Counseling: If you’re struggling with debt, credit counseling can help you develop a plan to get back on track. A credit counselor can work with you to create a budget and negotiate with creditors to reduce your payments.

Interesting Facts About Payday Loans in Rougemont, NC

  • In 2019, the North Carolina Attorney General’s office received 121 complaints about payday loans.
  • Payday lending is prohibited in 18 states in the U.S.
  • Payday lenders often target low-income borrowers and those with poor credit, contributing to a cycle of debt.

Apply Now: Get Connected with Potential Lenders

If you’re in need of cash and are considering a personal loan or other type of lending product, TheGuaranteedLoans can help. We are a connector service that can facilitate your connection with potential lenders. Simply fill out our online application to get started.

It’s important to note that TheGuaranteedLoans is not a direct lender. Our role is to connect you with lenders who may be able to offer you the loan you need. We work with a network of lenders who are licensed to do business in Rougemont and the State of North Carolina, and we take measures to ensure that all lenders in our network comply with state and federal lending laws.

Conclusion

Payday loans may not be an option in Rougemont, North Carolina, but there are other lending products that can help you get the cash you need. From personal loans to credit counseling, there are several alternatives to consider.

Remember, if you’re in need of quick cash, it’s important to do your research and choose a lender who is licensed and regulated by state and federal authorities. With TheGuaranteedLoans, you can rest assured that you’re working with a reputable lending network that puts your interests first.

F.A.Q.

Can I be sued for not paying back a payday loan in Rougemont, North Carolina?

Because payday loans are illegal in Rougemont, North Carolina, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Rougemont, North Carolina?

No, payday loan lenders cannot garnish your wages in Rougemont, North Carolina because payday loans are illegal in the state.