Payday Loans in Rutherford College, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rutherford College, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 704 E Broad Ave Unit C, Rockingham, NC 28379 +1 (910) 410 - 9815
Welcome Finance 1023 Roanoke Ave, Roanoke Rapids, NC 27870 +1 (252) 537 - 1286
Fort Sill National Bank 5135 Carolina Beach Rd, Wilmington, NC 28412 +1 (580) 357 - 9880
Members Credit Union 835 Main St W, Valdese, NC 28690 +1 (828) 874 - 3900
Peoples Bank 213 1st St W, Conover, NC 28613 +1 (828) 464 - 8456
Corning Credit Union - Porters Neck Branch 7961 Market St, Wilmington, NC 28411 +1 (910) 392 - 6688
First Citizens Bank 110 W Main St, Pilot Mountain, NC 27041 +1 (336) 368 - 4705
BB&T 2211 W Arbors Dr, Charlotte, NC 28262 +1 (704) 549 - 4730
Carr, Riggs & Ingram, CPAs and Advisors 382 Pamlico St, Belhaven, NC 27810 +1 (252) 943 - 2723
State Employees' Credit Union 508 N Greensboro St, Liberty, NC 27298 +1 (336) 622 - 4828

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rutherford College, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jacksonville, NC, Payday Loans in Kannapolis, NC, Payday Loans in Matthews, NC, 24-Hour Loan in Monroe, NC, Payday Loans in Mooresville, NC, Payday Loan for Raleigh, NC, Same Day Loans in Rocky Mount, NC and Payday Loans in Salisbury, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rutherford College, NC.

Beautiful sights of Rutherford College, NC

Payday Loans Available in Rutherford College, NC By The Following ZIP Codes:

28671

Are Payday Loans Legal In Rutherford College, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rutherford College, NC payday loan calculator

Understanding Payday Loans in Rutherford College, North Carolina

Payday loans have been a popular financial solution for many individuals across the United States. These loans are short-term, high-interest loans that are designed to help borrowers with immediate financial needs. While payday loans are legal in many states, they are prohibited in North Carolina.

In Rutherford College, North Carolina, the use of payday loans is strictly prohibited. The state of North Carolina has taken steps to protect its residents from the dangers of these types of loans, recognizing that they can trap individuals in a cycle of debt and financial hardship. Here’s what you need to know about payday loans in Rutherford College and why they are banned in the state of North Carolina.

What Are Payday Loans?

Payday loans, also known as cash advances or check loans, are short-term loans that are typically due on the borrower’s next payday. These loans are designed to help individuals bridge the gap between paychecks or other sources of income.

Payday loans are usually for small amounts, ranging from $50 to $1,000, and typically come with high-interest rates and fees. The borrower is required to provide a post-dated check or access to their bank account as collateral.

While payday loans may seem like a quick and easy solution to financial problems, they are often associated with high costs and risks. The high-interest rates and fees can quickly add up, trapping borrowers in a cycle of debt that can be difficult to escape.

Why Are Payday Loans Prohibited in Rutherford College, North Carolina?

Payday loans have been banned in the state of North Carolina since 2001. The North Carolina General Assembly enacted the North Carolina Consumer Finance Act, which prohibited payday lending in the state. Since then, the North Carolina Attorney General has taken legal action against payday lenders who attempt to operate within the state.

North Carolina recognized that payday loans can be a predatory financial product that can lead to financial hardship for borrowers. The state also recognized that there are other options available to individuals who need short-term financial assistance, such as credit counseling services, budgeting assistance, and other sources of financial assistance.

Interesting Facts and Statistics About Payday Loans in Rutherford College, North Carolina

  • Payday loans are illegal in North Carolina, including Rutherford College.
  • In 2019, North Carolina residents filed more complaints about payday loans than any other type of financial product, according to the Consumer Financial Protection Bureau.
  • Payday lenders often target low-income individuals and communities, leading to high levels of debt and financial stress.
  • Alternatives to payday loans, such as credit counseling services and budgeting assistance, are available in North Carolina.

Apply Now

While payday loans are prohibited in Rutherford College, North Carolina, there are still financial options available to individuals who need short-term financial assistance. TheGuaranteedLoans is a connector service that can help connect borrowers with potential lenders who may be able to provide financial assistance.

As a connector service, TheGuaranteedLoans is not a direct lender, but rather works with a network of lenders to help individuals find the right financial solution for their needs. To get started, fill out an online application with TheGuaranteedLoans today.

Remember, it is important to carefully consider all of your financial options before taking out a loan. Payday loans may seem like a quick solution, but the high-interest rates and fees associated with these loans can lead to long-term financial hardship. Consider alternative options, such as credit counseling services, budgeting assistance, and other sources of financial support.

F.A.Q.

Can I still be charged fees on a payday loan in Rutherford College, North Carolina?

No, you cannot be charged fees on a payday loan in Rutherford College, North Carolina because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Rutherford College, North Carolina?

No, you cannot be evicted from your home for taking out a payday loan in Rutherford College, North Carolina because these loans are illegal in the state.