Payday Loans in Salisbury, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Salisbury, NC

Company nameAddressZip codePhone number
A Friend Indeed Check Cashing 802 N Long St 28144 +1 (704) 639 - 9911
ACE Cash Express 1529 W Innes St 28144 +1 (704) 639 - 0700
American Check Cashers 1529 W Innes St 28144 +1 (704) 639 - 0700
BB&T 508 Jake Alexander Blvd W 28147 +1 (704) 212 - 2104
Carolina Farm Credit 2810 Statesville Blvd 28147 +1 (704) 637 - 2380
EZ Pawn & Jewelry 418 S Main St 28144 +1 (704) 637 - 0085
F&M Bank Salisbury - Avalon Drive Branch 102 Avalon Dr 28146 +1 (704) 630 - 0825
F&M Bank Salisbury - North Main Branch 420 N Main St 28144 +1 (704) 637 - 1552
First Bank - Salisbury, NC 1525 Jake Alexander Blvd S 28146 +1 (704) 633 - 3209
First Horizon Bank 225 Faith Rd 28146 +1 (704) 647 - 0303
First National Bank 322 E Innes St 28144 +1 (704) 639 - 0730
Lion's Share Federal Credit Union 850 Harrison Rd 28147 +1 (704) 636 - 0643
Mariner Finance 807 Jake Alexander Blvd S 28147 +1 (704) 636 - 8641
National Finance Co 720 Jake Alexander Blvd W 28147 +1 (704) 633 - 5291
National Finance Company 720 Jake Alexander Blvd W 28147 +1 (704) 633 - 5291
Premier Federal Credit Union 940 Jake Alexander Blvd W 28147 +1 (704) 633 - 4900
Quick Cash Pawn 2045 Statesville Blvd 28144 +1 (704) 636 - 0135
Regional Finance 811 Jake Alexander Blvd S 28147 +1 (704) 797 - 0419
Security Financial Services 807A Jake Alexander Blvd S 28147 +1 (704) 636 - 8641
Self-Help CU 2146 Statesville Blvd 28147 +1 (704) 637 - 6528
State Employees' Credit Union 1030 Mooresville Rd 28147 +1 (704) 633 - 7005
SunTrust 105 Avalon Dr 28146 +1 (704) 212 - 2227
SunTrust Bank 2070 Statesville Blvd 28147 +1 (704) 212 - 2041
SunTrust Bank 105 Avalon Dr 28144 +1 (704) 212 - 2227
SunTrust Bank 507 W Innes St 28144 +1 (704) 212 - 6209
Thrivent Financial-Piedmont Regional Team 2507 Jake Alexander Blvd S 28146 +1 (704) 633 - 0722
Welcome Finance Co 1945 Jake Alexander Blvd W # 5 28147 +1 (704) 636 - 0140
Woodforest National Bank 323 S Arlington St 28144 +1 (704) 633 - 1264

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Salisbury, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wake Forest, NC, Quick Loan in Wilmington, NC, Payday Loans in Wilson, NC, Payday Loans in Winston-Salem, NC, No Credit Check Loans in Apex, NC, Payday Loans in Asheville, NC, Quick Loan in Burlington, NC and Payday Loan Without a Credit Check in Cary, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Salisbury, NC.

Beautiful sights of Salisbury, NC

Payday Loans Available in Salisbury, NC By The Following ZIP Codes:

27144, 28144, 28146, 28147, 28145

Are Payday Loans Legal In Salisbury, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Salisbury, NC payday loan calculator

Payday Loans in Salisbury, North Carolina

Salisbury, North Carolina, is a city with a population of around 33,000 people. Salisbury is located at the intersection of I-85 and I-85 Business and is the home of the Rowan County Airport and the headquarters of Mid Atlantic Freight Lines. It has been a popular tourist destination due to its historical sights and natural attractions.

Despite the city’s many attractions, many people in Salisbury are struggling with financial problems. Payday loans can be a useful tool in these situations, but unfortunately, they are prohibited in North Carolina. While payday loans aren’t an option in Salisbury, there are other alternatives you can explore.

What Are Payday Loans?

Payday loans are short-term, high-interest loans that are designed to provide quick financial relief for people in need of cash. The loans are usually taken out for a period of two weeks or less and have an incredibly high annual percentage rate (APR) ranging from 300% to 600%. The loans are typically secured by the borrower’s next paycheck and require repayment on the borrower’s next payday.

Why Are Payday Loans Prohibited in North Carolina?

Payday loans are prohibited in North Carolina due to the Consumer Financial Protection Bureau’s (CFPB) rules and regulations. The CFPB was created to protect consumers from predatory lending practices, including payday loans. The rules and regulations set by the CFPB require lenders to provide consumers with a clear understanding of loan terms and fees before they can agree to a loan. Additionally, the rules and regulations limit the amount of interest and fees a lender can charge.

Alternatives to Payday Loans in Salisbury, North Carolina

Even though payday loans are prohibited in North Carolina, there are still alternatives that you can explore when you’re in need of quick cash. If you’re searching for financial relief in Salisbury, North Carolina, here are a few alternatives to consider:

  • Short-term loans from a credit union: Some credit unions offer short-term loan programs with low interest rates and different repayment terms. These loans can be a great option if you need to borrow a small amount of money over a short period of time.
  • Secured credit cards: Secured credit cards require you to make a deposit, but they can be a great way to build credit and pay for unexpected expenses. You can use your secured card at any store that accepts credit cards and the funds will be available immediately.
  • Personal loans from online lenders: There are online lenders that offer personal loans with low interest rates and flexible repayment terms. These loans can be a great option if you need to borrow a larger amount of money for a longer period of time.

Frequently Asked Questions

Are payday loans legal in Salisbury, North Carolina?
No, payday loans are prohibited in North Carolina. However, there are other alternatives you can explore when you’re in need of quick cash.

What are some alternatives to payday loans in Salisbury, North Carolina?
Some alternatives to payday loans in Salisbury, North Carolina include short-term loans from a credit union, secured credit cards, and personal loans from online lenders.

Can I get a payday loan online in Salisbury, North Carolina?
No, payday loans are prohibited in North Carolina, so it is not possible to get a payday loan online in Salisbury, North Carolina.

Apply Now

If you’re in need of quick financial relief in Salisbury, North Carolina, you can fill out an application online at TheGuaranteedLoans website. We will then connect you with lenders who may be able to provide you with an alternative loan option. Keep in mind that TheGuaranteedLoans is not a lender and does not offer loans directly.

More F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Salisbury, North Carolina?

No, because payday loans are illegal in Salisbury, North Carolina, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Salisbury, North Carolina?

Yes, the state of North Carolina has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

How Many Cash Advance Companies are in Salisbury, NC?

With the help of our service, you will be able to find 28 cash advance companies in Salisbury, NC

What Cash Advance Companies in Salisbury, NC are the most popular?

You should check SunTrust Bank, A Friend Indeed Check Cashing, and ACE Cash Express. Also, you can start your application online on our website.