Payday Loans in Salvo, North Carolina

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No payday loan companies in Salvo, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Suntrust Mortgage 628 Green Valley Rd Suite 212, Greensboro, NC 27408 +1 (336) 373 - 5013
Cape Fear Farm Credit Aca 1780 Southeast Blvd, Clinton, NC 28328 +1 (910) 592 - 8121
SunTrust 153 Smokey Park Hwy Suite 100, Asheville, NC 28806 +1 (828) 633 - 3231
Outer Banks Jeep Rentals 2004 S Croatan Hwy STE 18, Kill Devil Hills, NC 27948 +1 (252) 715 - 4400
Coastal Credit Union 310 E Main St UNIT 110, Carrboro, NC 27510 +1 (800) 868 - 4262
Fort Sill National Bank 501 N Bragg Blvd, Spring Lake, NC 28390 +1 (800) 749 - 4583
State Employees' Credit Union 3120 N Main St, Hope Mills, NC 28348 +1 (910) 423 - 3826
Atlantic Land Title Agency Inc 311 Judges Rd unit 4b, Wilmington, NC 28405 +1 (910) 762 - 3160
Veterans United Home Loans of Jacksonville 102 Elizabeth St, Jacksonville, NC 28540 +1 (910) 353 - 3010
State Employees' Credit Union 1312 N JK Powell Blvd, Whiteville, NC 28472 +1 (910) 642 - 0456

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Salvo, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Concord, NC, Payday Loans in Durham, NC, Payday Loans in Fayetteville, NC, Payday Loans in Gastonia, NC, Emergency Loan in Goldsboro, NC, Payday Loans in Greensboro, NC, Payday Loans in Greenville, NC and Payday Loans in Hickory, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Salvo, NC.

Beautiful sights of Salvo, NC

Payday Loans Available in Salvo, NC By The Following ZIP Codes:

27972

Are Payday Loans Legal In Salvo, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Salvo, NC payday loan calculator

The state of North Carolina is serious about protecting its residents from predatory payday lenders. In fact, payday loans are prohibited in North Carolina, including the city of Salvo. Despite this, it can be tempting to turn to payday loans when you’re experiencing financial hardship. In this article, we’ll give you the lowdown on payday loans in Salvo, North Carolina and let you know about alternative options to consider.

What Are Payday Loans?

Payday loans are short-term loans that are intended to help you cover your expenses until your next payday. They typically come with high interest rates and fees, making them an expensive option for borrowers. In many cases, payday lenders target low-income or vulnerable consumers who may not be able to repay the loan on time, leading to a cycle of debt.

While payday loans are not legal in North Carolina, it’s important to understand the risks associated with these loans. If you’re in need of immediate cash, here are some alternatives to consider.

Alternative Options to Payday Loans

Personal Loans

Personal loans are a type of installment loan that you can use for a variety of purposes. Unlike payday loans, personal loans typically have lower interest rates and longer repayment terms, making them a more affordable option for borrowers. To qualify for a personal loan, you’ll usually need to have good credit and a stable income. You can typically apply for a personal loan through your bank or credit union.

Credit Card Cash Advance

If you have a credit card, you may be able to get a cash advance that will allow you to access cash quickly. Cash advances typically come with higher interest rates than standard credit card purchases, so it’s important to pay off the balance as soon as possible. Additionally, many credit card issuers charge a cash advance fee, which can add up quickly.

Negotiate with Creditors

If you’re struggling to pay your bills, it may be possible to negotiate with your creditors to lower your payments or create a payment plan. Many creditors are willing to work with borrowers who are experiencing financial hardship, so it’s worth exploring this option before turning to payday loans.

Facts and Statistics about Payday Loans in Salvo, North Carolina

  • Payday loans are prohibited in North Carolina under the North Carolina General Statutes § 53-281 and § 53-282.
  • In 2019, the North Carolina Department of Justice announced that it had settled a lawsuit with a payday lending company that had been operating illegally in the state. The company agreed to pay $825,000 in restitution to North Carolina consumers.
  • The North Carolina Attorney General’s office has received numerous complaints from consumers who have been targeted by illegal payday lenders.

Apply Now

If you’re in need of immediate cash or facing unexpected expenses, TheGuaranteedLoans is here to help. Our online application process is fast and easy, and we’ll work to connect you with potential lenders who may be able to offer you a loan that meets your needs. It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender, and we don’t make credit decisions or provide loans ourselves. By filling out our online application, you’ll have access to a network of lenders who can offer you a loan that works for you.

Conclusion

While payday loans are not legal in North Carolina, there are several alternative options to consider if you’re in need of immediate cash. Personal loans, credit card cash advances, and negotiating with creditors are all viable options that can help you avoid the high interest rates and fees associated with payday loans. If you’re not sure which option is right for you, consider reaching out to a financial advisor or credit counselor who can help you make a more informed decision. And if you do decide to pursue a loan, remember that TheGuaranteedLoans is here to help connect you with potential lenders.

F.A.Q.

Are payday loans legal in Salvo, North Carolina?

No, payday loans are prohibited in Salvo, North Carolina.

What are the alternatives to payday loans in Salvo, North Carolina?

Some options for short-term financial assistance in Salvo, North Carolina include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.