Payday Loans in Stanfield, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Stanfield, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
First Horizon Bank 202 E Washington St, Rockingham, NC 28379 +1 (910) 997 - 6245
North Carolina Housing Finance Agency 3508 Bush St, Raleigh, NC 27609 +1 (919) 877 - 5700
Outer Banks Jewelers and Pawn Shop 1702 S Croatan Hwy, Kill Devil Hills, NC 27948 +1 (252) 441 - 2222
BB&T 5610 Castle Hayne Rd, Castle Hayne, NC 28429 +1 (910) 675 - 9644
Quick Cash Pawn 327 Carthage St, Sanford, NC 27330 +1 (919) 776 - 0713
Pawn USA 2392 Carolina Beach Rd, Wilmington, NC 28401 +1 (910) 251 - 1200
Platinum Auto Finance 4701 Atlantic Ave 113, Raleigh, NC 27604 +1 (919) 747 - 3424
Cash America Pawn 1814 Silas Creek Pkwy, Winston-Salem, NC 27103 +1 (336) 721 - 0340
Barri Agent 103 Roxboro Rd, Haw River, NC 27258
First Citizens Bank 8175 Broad St, Rural Hall, NC 27045 +1 (336) 969 - 4230

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stanfield, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chapel Hill, NC, Payday Loans in Charlotte, NC, Payday Loans in Concord, NC, Payday Loans in Durham, NC, No Credit Check Loans in Fayetteville, NC, Payday Loans in Gastonia, NC, Payday Loans in Goldsboro, NC and Payday Loan for Greensboro, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stanfield, NC.

Beautiful sights of Stanfield, NC

Payday Loans Available in Stanfield, NC By The Following ZIP Codes:

28163

Are Payday Loans Legal In Stanfield, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Stanfield, NC payday loan calculator

Understanding Payday Loans in Stanfield, North Carolina

Payday loans are short-term loans that usually require a borrower to repay the loan on their next payday. These loans are typically used by those who are experiencing financial difficulties and need quick cash to make ends meet. However, payday loans are prohibited in North Carolina, including in the town of Stanfield.

Why are Payday Loans Prohibited in North Carolina?

The state of North Carolina has been working to eliminate predatory lending practices since 2001. In 2006, the North Carolina General Assembly passed the North Carolina Consumer Finance Act, which made payday lending illegal in the state. This act was put into place to protect consumers from the high-interest rates and fees associated with payday loans.

As a result, payday lenders ceased operations in North Carolina in 2006, including in Stanfield. This means that residents of Stanfield are not able to obtain payday loans legally within the state.

What are the Alternatives to Payday Loans in Stanfield?

Residents of Stanfield who are experiencing financial difficulties may still have options available to them. Here are a few alternatives to payday loans:

  • Personal Loans: Personal loans offer a larger sum of money at lower interest rates, making them a more affordable option than payday loans. However, personal loans often require credit checks and may take longer to obtain.
  • Credit Cards: In some cases, using a credit card may be a better option than taking out a payday loan. Credit cards often have lower interest rates and fees than payday loans, and they come with a line of credit that can be used repeatedly.
  • Emergency Assistance: There are a variety of emergency assistance programs available in Stanfield that can help individuals in financial distress. These programs can include assistance with rent, utilities, and other essential expenses.

Interesting Facts and Statistics About Payday Loans in North Carolina

  • The average payday loan in North Carolina is for $238, with an average fee of $55 per loan.
  • From 2000 to 2006, payday lending in North Carolina grew from 31 loans to over 1,000 loans per week.
  • In 2001, the North Carolina Consumer Finance Act established a maximum interest rate of 36% on consumer loans, effectively ending payday lending in the state.

Apply Now for Alternative Loan Options

While payday loans are illegal in North Carolina, residents of Stanfield may still need financial assistance from time to time. At TheGuaranteedLoans, we offer a service to connect you with potential lenders who offer alternative loan options such as personal loans or installment loans. Fill out our online application today to see what options are available to you.

Note that TheGuaranteedLoans is a connector service and not a direct lender. We work to facilitate connections between borrowers in need of financial assistance and lenders who can provide it.

F.A.Q.

Can a payday loan company report me to a credit bureau in Stanfield, North Carolina?

No, a payday loan company cannot report you to a credit bureau in Stanfield, North Carolina because these loans are illegal in the state.

Can a payday loan company take me to court in Stanfield, North Carolina?

No, a payday loan company cannot take you to court in Stanfield, North Carolina because these loans are illegal in the state.