Payday Loans in Stovall, North Carolina

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No payday loan companies in Stovall, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Mariner Finance 1421 Freeway Dr., Reidsville, NC 27320 +1 (336) 349 - 8660
Mariner Finance 325 Sanford Dr, Morganton, NC 28655 +1 (828) 430 - 9450
First Citizens Bank 96 S Broad St, Brevard, NC 28712 +1 (828) 884 - 2818
PNC Bank 201 N Main St, Raeford, NC 28376 +1 (910) 904 - 2300
SunTrust Bank 3000 Galloway Ridge, Pittsboro, NC 27312 +1 (919) 726 - 5008
First Citizens Bank 436 Central St, Hudson, NC 28638 +1 (828) 728 - 1151
Walmart Money Center 2150 US-13, Ahoskie, NC 27910
Carter Bank & Trust 1606 Curtis Bridge Rd, Wilkesboro, NC 28697 +1 (336) 667 - 1660
First Citizens Bank 206 Carthage St, Sanford, NC 27330 +1 (919) 775 - 3501
Port City Finance Company 5733 Oleander Dr, Wilmington, NC 28403 +1 (910) 228 - 5801

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stovall, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Goldsboro, NC, Payday Loan Without a Credit Check in Greensboro, NC, No Credit Check Loans in Greenville, NC, Payday Loans in Hickory, NC, Payday Loan Without a Credit Check in High Point, NC, Short-term Loans in Holly Springs, NC, Payday Loans in Huntersville, NC and Payday Loans in Indian Trail, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stovall, NC.

Beautiful sights of Stovall, NC

Payday Loans Available in Stovall, NC By The Following ZIP Codes:

27582

Are Payday Loans Legal In Stovall, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Stovall, NC payday loan calculator

Payday Loans in Stovall, North Carolina: What You Need to Know

Payday loans are a type of short-term loan that allows borrowers to receive a small amount of money to cover their expenses until their next paycheck. These loans are meant to be a temporary solution for those who are in need of cash quickly. However, payday loans are not legal in North Carolina, including the small town of Stovall.

Why are Payday Loans Prohibited in North Carolina?

In 2001, North Carolina became the first state in the country to enact legislation that made payday lending illegal. The reason behind this decision was to protect consumers from high-interest rates and fees associated with these loans. Before the prohibition, payday lenders were able to charge interest rates as high as 400%, which often led to borrowers getting trapped in a cycle of debt.

The law that prohibits payday loans in North Carolina also applies to online lenders that attempt to do business with residents of the state. While some lenders may claim to operate outside of North Carolina’s jurisdiction, the state government warns consumers to be wary of these types of loans and to seek alternative options instead.

What are the Alternatives to Payday Loans in Stovall?

While payday loans may not be an option for those living in Stovall, there are alternative methods of obtaining money in times of need. One option is to seek assistance from local charities or non-profit organizations such as the Salvation Army or the United Way. These organizations may offer financial assistance, food, and other resources to those in need.

Another option is to consider a personal loan from a credit union or online lender. These loans typically have lower interest rates compared to payday loans and are often available to those with less-than-perfect credit. It’s essential to research and compare different lenders to ensure you’re getting the best deal possible.

Interesting Facts and Statistics About Payday Loans in Stovall, North Carolina

  • While payday loans are illegal in North Carolina, the state still maintains a database that tracks lenders who attempt to operate within the state’s jurisdiction.
  • In 2018, it was reported that North Carolina consumers saved an estimated $154 million in fees and interest by not taking out payday loans.
  • While there are no payday lenders physically located in Stovall, borrowers may still be targeted by online lenders who attempt to operate outside of the state’s jurisdiction.

Apply Now: Connecting with Potential Lenders

TheGuaranteedLoans is a connector service that helps connect borrowers with potential lenders. We specialize in payday loans, title loans, and other loan-related topics. If you’re in need of a loan, we encourage you to fill out an online application on our website. We can assist you in finding a lender that meets your needs. Please keep in mind that we are not a direct lender, and we do not make lending decisions. Our purpose is to facilitate your connection with potential lenders.

At TheGuaranteedLoans, we believe that everyone deserves access to financial assistance. We prioritize transparency and accuracy when connecting our borrowers with lenders. We make it easy for borrowers to access safe and reliable loan options while ensuring lenders are providing fair and affordable terms. Apply now to get started on your path to financial stability.

F.A.Q.

Can I take out a payday loan online in Stovall, North Carolina?

No, even if the lender is located outside of North Carolina, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Stovall, North Carolina?

No, it is illegal to use a payday loan from another state in Stovall, North Carolina.