Payday Loans in Turkey, North Carolina

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No payday loan companies in Turkey, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Robert A McCuiston III - Ameriprise Financial Services, LLC 805 State Farm Rd 203, Boone, NC 28607 +1 (828) 264 - 0066
Hanover Jewelry & Pawn 5601 Carolina Beach Rd A, Wilmington, NC 28412 +1 (910) 793 - 1205
SunTrust Mortgage 140 Main St, Oxford, NC 27565
Lendmark Financial Services LLC 240-G S.W, Greenville Blvd SW, Greenville, NC 27834 +1 (252) 355 - 4806
SunTrust Bank 101 Village Walk Dr, Holly Springs, NC 27540 +1 (919) 762 - 3322
First Community Bank 1013 NC-105, Boone, NC 28607 +1 (828) 264 - 7040
Trust Bad Credit Loans 408 Hallmark Rd, Fayetteville, NC 28303 +1 (910) 773 - 5068
Cumberland Pawn & Loan 5011 Raeford Rd, Fayetteville, NC 28304 +1 (910) 425 - 3306
Sharp Linda R CPA 3003 N Croatan Hwy, Kill Devil Hills, NC 27948 +1 (252) 441 - 2833
Car Now Acceptance Co 975 NC-66, Kernersville, NC 27284 +1 (336) 423 - 5077

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Turkey, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apex, NC, Payday Loan Without a Credit Check in Asheville, NC, Payday Loan Companies in Burlington, NC, Payday Loans in Cary, NC, Online Loans in Chapel Hill, NC, Payday Loans in Charlotte, NC, Payday Loans in Concord, NC and Online Loans in Durham, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Turkey, NC.

Beautiful sights of Turkey, NC

Payday Loans Available in Turkey, NC By The Following ZIP Codes:

28393

Are Payday Loans Legal In Turkey, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Turkey, NC payday loan calculator

Payday Loans in Turkey, North Carolina: Understanding the Legal Landscape

When it comes to short-term financial solutions, payday loans are often the first option that comes to mind. These loans typically offer quick access to cash with minimal requirements, making them a popular choice for borrowers in need of urgent funds. However, the legality of payday loans varies from state to state, and borrowers must be aware of the laws and regulations governing these loans in their state of residence.

The Legal Status of Payday Loans in North Carolina

In North Carolina, payday loans are prohibited under state law. The North Carolina General Statutes, Section 53-281 and the North Carolina Consumer Finance Act, Article 15B expressly forbid payday lending practices that charge interest rates above 36% per annum.

While payday loans may seem like an appealing option for those in need of quick cash, it is important for North Carolina residents to be aware that taking out a payday loan from an out-of-state lender is still illegal. Such illegal lenders tend to carry a high risk of fraud and hidden fees, which can lead to an even greater financial burden on borrowers already struggling to make ends meet.

The Alternatives to Payday Loans in North Carolina

While the state of North Carolina has prohibited payday loans, there are other financial solutions that can help in times of need. These are:

  • Credit Unions: Credit unions provide short-term loans to members at rates and fees that are typically lower than those charged by payday lenders. Becoming a member of a credit union may require meeting certain eligibility criteria, such as living in a certain area or working for a specific employer.
  • Personal Loans: Personal loans offered by banks and credit unions are another option. These loans may have longer repayment terms and lower interest rates than payday loans, but they may also have stricter credit requirements.
  • Credit Counseling: Credit counseling agencies provide free or low-cost financial education, debt management plans, and other services to help borrowers manage their finances better. These services can help borrowers avoid taking on additional debt and avoid falling into the payday loan cycle.

Facts and Statistics About Payday Loans in North Carolina

  • Payday loans in North Carolina have an average APR of 391%.
  • In a study conducted by the Pew Charitable Trusts, it was found that the average payday loan borrower in North Carolina pays $574 in fees annually to borrow $314 repeatedly throughout the year.
  • North Carolina is one of 15 states that bans payday lending.

Apply Now to TheGuaranteedLoans – Your Trusted Financial Connector Service

At TheGuaranteedLoans, we understand that life can be unpredictable, and unexpected expenses can arise at any time. That’s why we offer an online application process for payday loans that is quick and easy to complete.

As a connector service, we work with a network of vetted and trusted lenders to help borrowers find the right solution for their financial needs. Our application process is straightforward, and borrowers can expect to receive a decision within minutes.

To get started, simply visit our website and fill out our online application. We will then connect you with potential lenders who may be able to offer you a loan that fits your needs and budget. Unlike other lenders, we don’t charge any upfront fees, and our service is entirely free for borrowers.

Conclusion

Payday loans may seem like an easy way to get quick cash, but they come with significant risks and high costs that can trap borrowers in a cycle of debt. In North Carolina, payday loans are illegal altogether and it’s important that residents of the state understand the legal landscape surrounding these loans.

There are alternatives to payday loans such as credit unions, personal loans, and credit counseling. These options may be able to help borrowers manage their finances responsibly without the burden of debt that comes with payday loans.

If you’re in need of a financial solution that works for you, consider applying for a loan through TheGuaranteedLoans. We work with a network of trusted lenders to help you find the right loan for your needs without any hidden fees or charges.

F.A.Q.

Are there any other options for fast cash in Turkey, North Carolina?

Consumers in Turkey, North Carolina may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Turkey, North Carolina?

No, payday loans are prohibited in the state of North Carolina.