Payday Loans in Wake Forest, North Carolina

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Payday Loan Companies in Wake Forest, NC

Company nameAddressZip codePhone number
BB&T 12213 Capital Blvd 27587 +1 (919) 556 - 6961
Benchmark Community Bank Loan Production Office 12335 Wake Union Church Rd 206 27587 +1 (919) 556 - 5972
First Horizon Bank 12217 Capital Blvd 27587 +1 (919) 453 - 5041
GoPrime Mortgage, Inc. 851 Wake Forest Business Park 27587 +1 (919) 562 - 2311
Homestar Financial Corporation - Wake Forest, NC 1900 S Main St 108 27587 +1 (770) 503 - 0380
Lendmark Financial Services LLC 914 Gateway Commons Cir 27587 +1 (984) 235 - 6111
PNC Bank 3619 Rogers Rd 27587 +1 (919) 453 - 6310
Regional Finance 12265 Capital Blvd 27587 +1 (919) 263 - 1901
State Employees' Credit Union 1116 Jenkins Rd 27587 +1 (919) 562 - 7222
SunTrust 13620 Capital Blvd 27587 +1 (919) 761 - 2947
SunTrust Bank 353 S White St 27587 +1 (919) 263 - 6056
Wake Forest Federal Savings & Loan 302 Brooks St 27587 +1 (919) 556 - 5146

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wake Forest, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wilmington, NC, Payday Loans in Wilson, NC, Payday Loans in Winston-Salem, NC, No Credit Check Loans in Apex, NC, Payday Loans in Asheville, NC, Payday Loans in Burlington, NC, Bad Credit Loans in Cary, NC and Online Loans in Chapel Hill, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wake Forest, NC.

Beautiful sights of Wake Forest, NC

Payday Loans Available in Wake Forest, NC By The Following ZIP Codes:

27588, 27587

Are Payday Loans Legal In Wake Forest, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wake Forest, NC payday loan calculator

Payday Loans in Wake Forest, North Carolina – An Overview

Payday loans are short-term cash advances designed to help individuals quickly access funds in times of need. The loans, which are unsecured and have no collateral requirement, are typically offered by cash advance companies. With payday loans, borrowers receive a lump sum of cash in exchange for a commitment to repay the loan amount plus additional fees within a specified period of time. Payday loans are often a last resort for people who are facing unexpected expenses or who need money to pay bills before their next paycheck arrives.

Unfortunately, payday loans are prohibited in the state of North Carolina. The North Carolina Department of Justice has declared that payday lending is illegal and has taken enforcement action against companies offering these loans. As a result, individuals are unable to obtain payday loans in Wake Forest, North Carolina.

Alternatives to Payday Loans in Wake Forest, NC

Fortunately, there are other forms of financing available that can provide access to cash quickly and without the risk of taking out a loan with exorbitant rates. Individuals in Wake Forest, North Carolina can explore the following alternatives to payday loans:

Personal Loans

Personal loans can provide a safe and reliable way to get money quickly. These loans are typically unsecured, meaning that borrowers do not have to provide collateral in exchange for the loan. They offer flexible repayment plans, low interest rates, and are an attractive option for those looking for a loan alternative.

Credit Cards

Credit cards offer an additional way to access funds quickly, and can also provide an option for building credit. However, it is important to note that credit cards come with high interest rates, and users should pay off their balance in full each month to avoid interest fees.

Home Equity Loans

Home equity loans can provide a way to access funds at a lower interest rate than some other options. However, this type of loan is secured by the borrower’s home, so they are not suitable for all individuals. Home equity loans also come with the risk of foreclosure if the borrower is not able to meet the loan’s repayment terms.

Conclusion

Payday loans are prohibited in the state of North Carolina, including in the town of Wake Forest. While this may be disappointing news for people who are looking for short-term cash solutions, there are other options available. Personal loans, credit cards, and home equity loans are all potential alternatives that can provide access to funds and avoid the high cost associated with payday loans.

F.A.Q

What is a payday loan?

A payday loan is a short-term cash advance that is typically unsecured and offered by cash advance companies. Borrowers receive a lump sum of cash in exchange for a commitment to repay the loan amount plus additional fees within a specified period of time.

Are payday loans available in Wake Forest, North Carolina?

No, payday loans are not available in Wake Forest, North Carolina. The North Carolina Department of Justice has declared that payday lending is illegal and has taken enforcement action against companies offering these loans.

What are some alternatives to payday loans in Wake Forest, North Carolina?

Personal loans, credit cards, and home equity loans are all potential alternatives to payday loans in Wake Forest, North Carolina. These financing options can provide access to funds without the high cost associated with payday loans.

Apply Now

At TheGuaranteedLoans we understand the difficulties of finding the right loan solution. We offer an online application that can connect you with lenders in minutes. Whether you’re looking for a personal loan, home equity loan or credit card, we can help you find the right loan for your needs! Apply now, and get the money you need fast!

More F.A.Q.

Can I be arrested for taking out a payday loan in Wake Forest, North Carolina?

It is unlikely that a borrower would be arrested for taking out a payday loan in Wake Forest, North Carolina, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Wake Forest, North Carolina?

Yes, there are several resources available to help consumers avoid predatory lending in Wake Forest, North Carolina, including the state's Consumer Financial Protection Bureau, the North Carolina State Banking Department, and the North Carolina City Department of Consumer Affairs.

How Many Cash Advance Companies are in Wake Forest, NC?

With the help of our service, you will be able to find 12 cash advance companies in Wake Forest, NC

What Cash Advance Companies in Wake Forest, NC are the most popular?

You should check BB&T, Benchmark Community Bank Loan Production Office, and First Horizon Bank. Also, you can start your application online on our website.