Payday Loans in Wilmington, North Carolina

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Payday Loan Companies in Wilmington, NC

Company nameAddressZip codePhone number
ACE Cash Express 1709 Dawson St 28403 +1 (910) 762 - 2620
ACE Cash Express 4402 Market St 28403 +1 (910) 762 - 2274
Alliance Credit Union 2465 S 17th St 28401 +1 (800) 232 - 8669
Atlantic Land Title Agency Inc 311 Judges Rd unit 4b 28405 +1 (910) 762 - 3160
BB&T 4320 S 17th St 28412 +1 (910) 392 - 2265
Cape Fear Lending Inc 7050 Market St 28411 +1 (910) 319 - 7673
Coastal Finance Co 3602 Market St 28403 +1 (910) 251 - 0100
Coastal Finance Co 1006 S Kerr Ave 28403 +1 (910) 251 - 0100
College Road Pawn & Jewelry 1319 S College Rd 28403 +1 (910) 799 - 1940
Corning Credit Union - Porters Neck Branch 7961 Market St 28411 +1 (910) 392 - 6688
Epic Finance LLC 5101 Dunlea Ct STE 203 28405 +1 (888) 799 - 3139
Excite Credit Union 237 Racine Dr 28403 +1 (800) 232 - 8669
EZ Approved Title Loans 3201 Randall Pkwy 28403 +1 (910) 444 - 2647
First Bank - Wilmington - Monkey Junction, NC 5102 S College Rd 28412 +1 (910) 452 - 3968
First Bank - Wilmington Porters Neck, NC 8286 Market St 28411 +1 (910) 686 - 1198
First Bank Mortgage Loan Department 1701 Eastwood Rd 28403 +1 (910) 256 - 4957
First Command Financial Planning 1213 Culbreth Dr 28405 +1 (910) 799 - 0715
Fort Sill National Bank 5135 Carolina Beach Rd 28412 +1 (580) 357 - 9880
Hanover Financial Services Inc 4230 Market St 28403 +1 (910) 790 - 9322
Hanover Jewelry & Pawn 5601 Carolina Beach Rd A 28412 +1 (910) 793 - 1205
HCC Loans / Home Credit Corporation - Wilmington, NC 146 Cinema Dr 28403 +1 (910) 763 - 3101
Keystone Auto Loans 1900 Eastwood Rd 28403 +1 (888) 847 - 6921
Lendmark Financial Services 4720 New Centre Dr # E 28405 +1 (910) 794 - 1231
Lendmark Financial Services LLC 5120 S College Rd #115 28412 +1 (910) 444 - 2677
Lendmark Financial Services LLC 4720 New Centre Dr Unit E 28405 +1 (910) 794 - 1231
Lgfcu 210 Racine Dr 28403 +1 (910) 793 - 3977
Marathon Specialty Finance 4110 Shipyard Blvd 28403 +1 (877) 323 - 5788
Mariner Finance 352 S College Rd Suite 23 28403 +1 (910) 791 - 7843
Matthew Beatty - Thrivent 1508 Military Cutoff Rd STE 206 28403 +1 (910) 777 - 3367
MC Mortgage Group 1908 Eastwood Rd Suite 221 28403 +1 (910) 509 - 7105
National Home Finance 3205 Randall Pkwy Ste-211 28403 +1 (800) 324 - 4415
NORTH STATE ACCEPTANCE 3501 Market St 28403 +1 (910) 342 - 9441
On Q Financial, Inc: Philip Andrews 6781 Parker Farm Dr 140 28405 +1 (910) 833 - 1128
Pawn USA 2392 Carolina Beach Rd 28401 +1 (910) 251 - 1200
Pawn USA 4127 Oleander Dr 28403 +1 (910) 392 - 1177
Pawn USA 3922 Market St 28403 +1 (910) 763 - 7682
Pawn USA Inc. 3922 Market St 28403 +1 (910) 763 - 7682
Picasso Pawn 5030 Market St 28405 +1 (910) 452 - 2274
PNC Bank 2314 N College Rd 28405 +1 (910) 798 - 2540
Port City Finance Company 5733 Oleander Dr 28403 +1 (910) 228 - 5801
Port City Mortgage 8024 Market St 10 28411 +1 (910) 759 - 3689
Professional Financial Services 5030 New Centre Dr, Suite A2 28403 +1 (910) 392 - 4441
Quick Bad Credit Loans 4875 New Centre Dr 28403 +1 (910) 708 - 6882
Raymond James Financial Services 106 N Water St 202 28401 +1 (910) 763 - 7526
Regional Acceptance Corporation 720 N 3rd St #501 28401 +1 (910) 251 - 2610
Regional Finance 420 Eastwood Rd #101 28403 +1 (910) 790 - 9118
Regional Finance 2316 S 17th St #120 28401 +1 (910) 350 - 2853
Seaside Mortgage Corporation 5653 Carolina Beach Rd 28412 +1 (910) 452 - 0876
Self-Help Credit Union 307 S College Rd 28403 +1 (910) 791 - 0140
SOUTH SQUARE PAWN dba Pawn USA 2392 Carolina Beach Rd 28401 +1 (910) 251 - 1200
Southern Loans Inc 2394 Carolina Beach Rd # 305 28401 +1 (910) 762 - 1127
State Employees' Credit Union 141 Sanders Rd 28412 +1 (910) 790 - 0224
SunTrust 6818 Parker Farm Dr 28405 +1 (910) 839 - 6400
Time Financing Service 1950 S 17th St 28401 +1 (910) 313 - 1507
TowneBank Mortgage 1022 Ashes Dr 28405 +1 (910) 679 - 8200
Wells Fargo Home Mortgage 1131 Military Cutoff Rd A 28405 +1 (910) 509 - 5780

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wilmington, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wilson, NC, Emergency Loan in Winston-Salem, NC, Payday Loan Without a Credit Check in Apex, NC, 24-Hour Loan in Asheville, NC, Payday Loan Without a Credit Check in Burlington, NC, Payday Loan Without a Credit Check in Cary, NC, Quick Loan in Chapel Hill, NC and Bad Credit Loans in Charlotte, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wilmington, NC.

Beautiful sights of Wilmington, NC

Payday Loans Available in Wilmington, NC By The Following ZIP Codes:

28410, 28409, 28405, 28404, 28407, 28402, 28408, 28401, 28411, 28412, 28403, 28406

Are Payday Loans Legal In Wilmington, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wilmington, NC payday loan calculator

Payday Loans in Wilmington, North Carolina: A Comprehensive Guide

Payday loans, also known as cash advances, are short-term loans that are designed to provide financial assistance in times of need. Unfortunately, they are not available in all states, and North Carolina is one of the states where payday loans are prohibited. The purpose of this article is to provide an overview of payday loans in Wilmington, North Carolina, how they work in other states, and offer some alternative solutions for people in need of financial assistance in Wilmington.

What Are Payday Loans?

Payday loans are short-term loans that are designed to provide quick cash to people in financial emergencies. The loans are typically for a period of two to four weeks, but can be extended if needed. The interest rate is usually very high and the amount of money borrowed usually does not exceed $500. Payday loans are typically used for unexpected expenses such as medical bills, auto repairs, or unexpected bills, but they can also be used to help with everyday living expenses.

Payday Loans in Wilmington, North Carolina: Prohibited

Payday loans are prohibited in North Carolina, and this includes Wilmington, North Carolina. Payday loans are illegal in North Carolina due to the fact that they are considered predatory and can lead to a cycle of debt. In order to protect consumers from this type of loan, the North Carolina legislature passed the North Carolina Deferred Presentment Services Act in 2006, which makes it illegal for lenders to offer payday loans in the state.

Payday Loans in Other States

Payday loans are legal in many other states, and the rules and regulations regarding these loans vary from state to state. Generally speaking, payday loans are regulated by the state in which the loan originated. For example, most states have limits on the interest rates that can be charged, and have rules regarding how long the loan can be extended. Additionally, some states have placed restrictions on the number of payday loans that a borrower can have at one time.

Alternative Solutions for Financial Assistance in Wilmington, North Carolina

Since payday loans are prohibited in North Carolina, borrowers in Wilmington may want to consider other solutions for emergency financial assistance. Here are some potential options that people in Wilmington may want to consider:

1. Credit Unions and Banks

Credit unions and banks typically offer personal loans with competitive interest rates and terms. These loans can be a good option for people in need of emergency financial assistance. Credit union or bank personal loans may take longer to process than payday loans, however, and some may require collateral or a co-signer.

2. Short-term Loans

Short-term loans are typically offered by online lenders and can be a good option for short-term financial needs. Though they often have high interest rates and short repayment terms, they can be a more affordable option than payday loans.

3. Online Lenders

Online lenders are another option for those in need of emergency financial assistance. These lenders typically offer short-term loans with competitive interest rates and terms. Online lenders may also have more flexible repayment terms than traditional lenders.

4. Friends and Family

For those in need of emergency financial assistance, friends and family can be a great option. Borrowing from friends or family members can help to avoid high interest rates and lengthy repayment terms.

5. Government Benefits Programs

There are a number of government benefits programs that can be a good option for those in need of emergency financial assistance. These include programs such as Social Security, Medicaid, and the Supplemental Nutrition Assistance Program (SNAP).

Apply Now

If you are in need of emergency financial assistance, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that may be able to provide you with the funds you need. Simply fill out an application online and we will connect you with lenders for further action.

Frequently Asked Questions (FAQ)

Q: Are payday loans available in Wilmington, North Carolina?
A: No, payday loans are prohibited in Wilmington, North Carolina.

Q: Are there alternatives to payday loans?
A: Yes, there are alternatives to payday loans, such as taking out a loan from a credit union or bank, or borrowing from friends or family. Additionally, there are government benefits programs that may be able to provide financial assistance.

Q: How can TheGuaranteedLoans help?
A: TheGuaranteedLoans is not a lender, but we can connect you with lenders that may be able to provide you with the funds you need. Simply fill out an application online and we will connect you with lenders for further action.

More F.A.Q.

Are payday loans legal in Wilmington, North Carolina?

No, payday loans are prohibited in Wilmington, North Carolina.

What are the alternatives to payday loans in Wilmington, North Carolina?

Some options for short-term financial assistance in Wilmington, North Carolina include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.

How Many Cash Advance Companies are in Wilmington, NC?

With the help of our service, you will be able to find 56 cash advance companies in Wilmington, NC

What Cash Advance Companies in Wilmington, NC are the most popular?

You should check Pawn USA, ACE Cash Express, and Coastal Finance Co. Also, you can start your application online on our website.