Payday Loans in Winston-Salem, North Carolina

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Payday Loan Companies in Winston-Salem, NC

Company nameAddressZip codePhone number
ACE Cash Express 3583 Patterson Ave 27105 +1 (336) 744 - 8052
ACE Cash Express 1499 New Walkertown Rd 27101 +1 (336) 722 - 0233
Alydar Financial Inc 27107 +1 (336) 784 - 8796
Campus Partners 3330 Healy Dr 27103 +1 (800) 458 - 4492
Cash America Pawn 2828 University Pkwy 27106 +1 (336) 723 - 1234
Cash America Pawn 1814 Silas Creek Pkwy 27103 +1 (336) 721 - 0340
Federal Financial Services Inc 3736 Patterson Ave 27105 +1 (336) 251 - 1023
First National Bank 10335 N NC Hwy 109 27107 +1 (336) 769 - 3000
First National Bank 10335 NC-109 27107 +1 (336) 769 - 3000
Jill Burgess At Ameris Bank Mortgage Services 3500 Vest Mill Rd 3 27103 +1 (336) 740 - 9068
Lendmark Financial Services LLC 400 E Hanes Mill Rd 27105 +1 (336) 377 - 2011
Lewisville Motor Co Inc 5600 Country Club Rd 3309 27104 +1 (336) 765 - 2362
Local Government Federal Credit 134 S Stratford Rd 27104
Mariner Finance 1113 Silas Creek Pkwy B 27127 +1 (336) 723 - 7078
Money Unlimited Pawn 1814 Silas Creek Pkwy 27103 +1 (336) 721 - 0340
Nicholas Financial Inc 1451 Trade Mart Blvd D 27127 +1 (336) 785 - 2203
Norris Commercial Capital 615 St George Square Ct 27103 +1 (865) 585 - 0304
Professional Financial Services 1321 Westbrook Plaza Dr 100 27103 +1 (336) 777 - 1203
Regional Finance 4964 Martin View Ln 27104 +1 (336) 354 - 4930
Regional Finance 3193 Peters Creek Pkwy Unit D 27127 +1 (336) 771 - 1029
Regional Finance 260 Summit Square Blvd, Unit A6 27105 +1 (336) 377 - 8002
State Employees' Credit Union 1025 S Peace Haven Rd 27103 +1 (336) 778 - 2506
SunTrust 2006 S Hawthorne Rd 27103 +1 (336) 760 - 6100
SunTrust Bank 4306 N Liberty St 27105 +1 (336) 293 - 0380
Time Financing Service 8030 North Point Blvd 27106 +1 (336) 397 - 4383
Wagner Financial Services, Inc. 175 Jonestown Rd 27104 +1 (336) 794 - 3833
Whitestone Financial 1796 Silas Creek Pkwy 27103 +1 (336) 712 - 9612
Woodforest National Bank 320 E Hanes Mill Rd 4 27105 +1 (336) 377 - 2836

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Winston-Salem, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apex, NC, Emergency Loan in Asheville, NC, Online Loans in Burlington, NC, Payday Loans in Cary, NC, Payday Loans in Chapel Hill, NC, Payday Loan Without a Credit Check in Charlotte, NC, 24-Hour Loan in Concord, NC and Payday Loan Without a Credit Check in Durham, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Winston-Salem, NC.

Beautiful sights of Winston-Salem, NC

Payday Loans Available in Winston-Salem, NC By The Following ZIP Codes:

27023, 27040, 27045, 27101, 27102, 27103, 27104, 27105, 27106, 27107, 27108, 27109, 27110, 27113, 27114, 27115, 27116, 27117, 27120, 27127, 27130, 27150, 27152, 27155, 27157, 27198, 27199, 27284

Are Payday Loans Legal In Winston-Salem, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Winston-Salem, NC payday loan calculator

Payday Loans in Winston-Salem, North Carolina

Winston-Salem, North Carolina is a vibrant city known for its thriving economy and diverse culture. However, in 2021 it is still one of the states that have prohibited payday loans. Payday loans are considered a type of short-term loan that is typically given without a credit check. They can be offered by third-party lenders at very high annual percentage rates. Since payday loans are not legal in North Carolina, Winston-Salem residents must seek alternative financing options.

Understanding Payday Loans

Payday loans are typically due on the borrower’s next payday. They are often used to pay for unexpected expenses or to cover a short-term cash flow problem. The loan amounts can range from a few hundred dollars to thousands of dollars. The loans are generally repaid on the borrower’s next payday, and the borrower is typically responsible for repaying the loan in full. It is important to note that most lenders will require a credit check before offering a loan and that the interest rates may be higher than other loan options.

Alternatives to Payday Loans in Winston-Salem, North Carolina

Since payday loans are not available in North Carolina, there are several other loan options available to Winston-Salem residents. These alternatives include secured and unsecured loans, credit cards, personal loans and more. Each loan type has its own set of requirements, fees and interest rates, so it is important to consider each option carefully before making a decision.

Secured Loans

Secured loans are loans that are backed by collateral, such as a car, boat, or home. These loans typically offer lower interest rates because the lender is taking on less risk, since the loan is secured by an asset. The loan amount and interest rate may be based on the appraised value of the asset.

Unsecured Loans

Unsecured loans are loans that are not backed by collateral. These loans typically have higher interest rates than secured loans, since the lender is taking on more risk. The loan amount and interest rate may be based on an individual’s credit score and income.

Credit Cards

Credit cards can be a convenient and flexible way to access funds. Credit cards typically have lower interest rates than other loan types and can be a great way to build credit. It is important to understand the terms and conditions of a credit card before signing up, including any annual fees and interest rates.

Personal Loans

Personal loans are loans that are typically issued directly by a lender or financial institution. The loan amount and interest rate may be based on an individual’s credit score and income. Personal loans can be a great way to access funds for large purchases, such as home repairs or debt consolidation.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans can help you find the best loan for your needs. We offer a variety of loan options, including secured and unsecured loans, credit cards and more. We are not a lender and cannot guarantee approval, but we can connect you with trusted lenders who may be able to provide you with the funding you need. To get started, simply fill out our online application and we will match you with a lender who is willing to work with you.

Frequently Asked Questions

  • Do I need to have good credit to be approved for a loan?

The approval process for a loan will vary depending on the type of loan you are applying for and the lender you choose. Generally, a good credit score is a plus, but it is not always required. Some lenders may accept borrowers with bad or no credit, while others may require a higher credit score. It is important to research each lender before applying to make sure that you meet their eligibility requirements.

  • What types of loans are available?

The types of loans available will depend on your individual needs and the lenders you choose. Generally, some of the most common types of loans include secured and unsecured loans, credit cards, personal loans and more. It is important to research each loan option before applying to make sure that it is the right fit for your needs.

  • What is the process for applying for a loan?

The application process for a loan will vary depending on the type of loan you are applying for and the lender you choose. Generally, most lenders will require you to fill out an online application and submit any requested documents. Once your application is approved, the lender will typically deposit the funds into your account within a few days.

More F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Winston-Salem, North Carolina?

No, taking out an illegal payday loan in Winston-Salem, North Carolina is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Winston-Salem, North Carolina?

No, you cannot be sued for not paying back an illegal payday loan in Winston-Salem, North Carolina.

How Many Cash Advance Companies are in Winston-Salem, NC?

With the help of our service, you will be able to find 28 cash advance companies in Winston-Salem, NC

What Cash Advance Companies in Winston-Salem, NC are the most popular?

You should check Regional Finance, ACE Cash Express, and Cash America Pawn. Also, you can start your application online on our website.