Payday Loans in Alsen, North Dakota

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Alsen, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Americash 401 40th Ave SW, Minot, ND 58701 +1 (701) 852 - 6666
First Security Bank-West 100 Main St E, Beulah, ND 58523 +1 (701) 873 - 4301
Gate City Bank in Hornbacher's 2050 Sheyenne St, West Fargo, ND 58078 +1 (701) 551 - 1870
Citizens Community Credit Union 1117 US-2, Devils Lake, ND 58301 +1 (701) 662 - 8118
AFC Automotive Finance Corp. 1650 Main Ave E, West Fargo, ND 58078 +1 (701) 353 - 6412
U.S. Bank ATM - Dickinson 240 2nd St W, Dickinson, ND 58601 +1 (800) 872 - 2657
First Western Bank & Trust - Administrative Building 825 26th Ave E, West Fargo, ND 58078 +1 (701) 364 - 9000
Thrivent Financial - Central Dakota Associates 4007 State St 11, Bismarck, ND 58503 +1 (701) 222 - 3118
Gate City Bank 1725 Golf Dr, Bismarck, ND 58503 +1 (701) 355 - 7650
Western Union 300 11th St W, Williston, ND 58801 +1 (800) 325 - 6000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alsen, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Same Day Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Bad Credit Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alsen, ND.

Payday Loans Available in Alsen, ND By The Following ZIP Codes:

58311

Are Payday Loans Legal In Alsen, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Alsen, ND payday loan calculator

Understanding Payday Loans in Alsen, North Dakota

If you’re facing a financial emergency or have unexpected expenses, you may be considering a payday loan in Alsen, North Dakota. Payday loans are a type of short-term loan that can help you meet urgent financial needs. However, it’s important to understand the risks and benefits of payday loans before you take out one. In this article, we’ll explore everything you need to know about payday loans in Alsen, North Dakota.

How Payday Loans Work

A payday loan is a small, short-term loan that typically comes with a high-interest rate. The idea is that you borrow a small amount of money, usually between $100 and $1,000, and pay it back with interest when you receive your next paycheck. In North Dakota, payday loans are legal and can be taken out for up to 60 days.

Applying for a payday loan is relatively easy. You’ll need to provide the payday lender with your personal and financial information, including your name, address, income, and bank account details. Once you’re approved, you’ll receive the funds directly into your bank account or in the form of a check. The repayment of the loan, along with any fees or interest rates, is typically due on your next payday.

The Benefits of Payday Loans

Payday loans can be a lifeline when you’re facing unexpected expenses or bills that you cannot afford. These loans offer several benefits:

  • Easy application process: Applying for a payday loan is simple and quick, with little or no paperwork required.
  • Fast access to cash: Once you’re approved, you can receive the funds within a few hours or 24 hours in most cases.
  • No collateral needed: Payday loans are unsecured, meaning that you don’t need to provide collateral such as a car or a home.

The Risks of Payday Loans

Although payday loans can be helpful in certain situations, they also come with significant risks:

  • High-interest rates: Payday loans typically have higher interest rates than other types of loans, making them expensive to pay back.
  • Short repayment terms: The repayment term for payday loans is usually short-term, ranging from a few days to a few weeks, which can make it difficult to repay the loan on time.
  • Danger of getting trapped in a cycle of debt: Borrowing money through payday loans can lead to a cycle of debt if you’re unable to repay the loan on time, which can result in additional fees and interest charges.

Interesting Facts about Payday Loans in Alsen, North Dakota

  • North Dakota is one of the 27 states where payday lending is legal and regulated.
  • The maximum amount you can borrow through a payday loan in North Dakota is $500.
  • The maximum interest rate payday lenders can charge in North Dakota is 20% of the amount borrowed.
  • The maximum loan term for a payday loan in North Dakota is 60 days

Applying for a Payday Loan in Alsen, North Dakota

If you’ve decided that a payday loan is your best option, you can apply for one on our website TheGuaranteedLoans. We are a connector service, not a direct lender. We can help connect you with potential lenders who can provide you with the loan amount you need based on your eligibility. We understand how difficult it can be to find a reliable lender, especially if you have a poor credit score. At TheGuaranteedLoans, we aim to make the process as smooth and hassle-free as possible.

To apply for a payday loan through our website, you’ll need to fill out an online application form. We’ll ask for some basic personal and financial information and then match you with potential lenders based on your eligibility. If you’re approved, you could receive the funds you need within a few hours or the next business day.

Conclusion

Before taking out a payday loan in Alsen, North Dakota, it’s crucial to understand the risks and benefits. While these loans can be helpful in certain situations, they also come with significant risks, including high-interest rates and short repayment terms. Always do your research before taking out any loans, and make sure you understand the details of the loan contract before you sign it. If you decide that a payday loan is your best option, consider applying through TheGuaranteedLoans, your one-stop solution for connecting with reliable lenders.

F.A.Q.

Are payday loans legal in Alsen, North Dakota?

Yes, payday loans are legal in Alsen, North Dakota. The state has specific regulations in place to protect consumers, including limits on loan amounts and interest rates.

How do I apply for a payday loan in Alsen, North Dakota?

To apply for a payday loan in Alsen, North Dakota, you will need to visit a licensed payday lender in person and provide proof of income, identification, and a blank check. The lender will then review your information and determine if you are eligible for a loan.

Look for Short-Term Loans in Other Cities: