Payday Loans in Cathay, North Dakota

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No payday loan companies in Cathay, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
eLendingNow 400 E Broadway Ave 303, Bismarck, ND 58501 +1 (701) 355 - 4172
Pomp's Tire Service 1001 ND-20, Devils Lake, ND 58301 +1 (701) 662 - 4978
Walmart Money Center 1424 US-2, Devils Lake, ND 58301 +1 (701) 662 - 5203
United States Postal Service 472 Main Ave, Walcott, ND 58077 +1 (800) 275 - 8777
KodaBank 529 E 5th St, Neche, ND 58265 +1 (701) 886 - 7521
Expert Auto Glass 1300 E Broadway, Williston, ND 58801 +1 (701) 645 - 1003
Drive Chevrolet Buick - Bottineau Theel Inc. 541 11th St W, Bottineau, ND 58318 +1 (701) 228 - 2281
Gate City Bank 405 E Main St, Mandan, ND 58554 +1 (701) 355 - 7680
Northland Educators Federal CU 1404 12th Ave N, Fargo, ND 58102 +1 (701) 293 - 6132
BlackRidgeBANK 4040 42nd St S O, Fargo, ND 58104 +1 (701) 364 - 9050

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cathay, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Bismarck, ND, Payday Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Payday Loans in Minot, ND and Bad Credit Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cathay, ND.

Payday Loans Available in Cathay, ND By The Following ZIP Codes:

58422

Are Payday Loans Legal In Cathay, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Cathay, ND payday loan calculator

Payday Loans in Cathay, North Dakota: Everything You Need to Know

Payday loans are a popular short-term loan option that offers quick cash to those in need. These loans are often used to cover unexpected expenses or bills that arise between paychecks. If you’re a resident of Cathay, North Dakota, and are considering a payday loan, you’ll be happy to know that these loan options are legal in North Dakota.

How Do Payday Loans Work?

Payday loans are typically small loans that are repaid on your next payday. The loan amount is usually determined by your income and ability to repay the loan. You’ll provide the lender with a post-dated check or authorize an electronic debit from your bank account for the loan amount plus any fees and interest.

Payday loans are known for their high fees and interest rates. These loans should be used for emergency situations only, and borrowers should be prepared to repay the loan in full on their next payday to avoid accumulating excessive debt.

Payday Loans in Cathay, North Dakota

North Dakota is one of the states that allow payday loans. In Cathay, North Dakota, there are plenty of payday loan lenders to choose from. However, it’s important to note that the state of North Dakota has laws in place to protect borrowers from predatory lending practices.

According to North Dakota law, payday loans are limited to 60 days, and lenders can charge up to 20% of the loan amount in fees. Additionally, lenders are required to disclose the total cost of the loan, APR, and any additional fees.

It’s important to do your research and choose a lender that is reputable and transparent about their fees and terms.

Applying for a Payday Loan in Cathay, North Dakota

If you’re considering a payday loan in Cathay, North Dakota, you’ll be happy to know that the process is quick and easy. Most lenders offer online applications, making the process even more convenient.

To apply for a payday loan, you’ll need to provide proof of income, identification, and a checking account. It’s important to read the terms and conditions carefully, including the loan amount, repayment terms, and any fees associated with the loan.

Interesting Facts and Statistics about Payday Loans in Cathay, North Dakota

  • North Dakota is one of the few states that allow payday loans
  • In North Dakota, payday loan fees are limited to 20% of the loan amount
  • Cathay, North Dakota has several payday loan lenders to choose from
  • Payday loans should be used for emergency situations only and not as a long-term financial solution

Apply Now

If you’re in need of quick cash and are considering a payday loan, apply now at TheGuaranteedLoans. Our online application process is quick and easy, and we can connect you with multiple lenders who can provide you with the best loan options for your needs. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll facilitate your connection with potential lenders to ensure you have the best chance of finding a loan that meets your needs.

Don’t wait, apply now and get the quick cash you need to cover unexpected expenses or bills.

F.A.Q.

What should I consider before taking out a payday loan in Cathay, North Dakota?

Before taking out a payday loan in Cathay, North Dakota, it is important to carefully consider your financial situation and ability to repay the loan. Payday loans can be a costly form of credit, so it is important to make sure that you can afford the fees and interest charges. It is also a good idea to compare rates and terms from multiple lenders to find the best deal.

What are payday loans and how do they work in Cathay, North Dakota?

Payday loans are short-term loans that are typically used to cover unexpected expenses or emergencies until the borrower's next paycheck. in Cathay, North Dakota, payday lenders are required to follow state laws that regulate the terms and conditions of these loans, including maximum loan amounts, fees, and repayment periods.

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