Payday Loans in Cleveland, North Dakota

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No payday loan companies in Cleveland, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Money Lenders 1410 9th St E, West Fargo, ND 58078 +1 (701) 356 - 0810
Wells Fargo Bank 201 Central Ave N, Valley City, ND 58072 +1 (701) 845 - 2210
Benchmark Mortgage - Scott Meyer 202 N 3rd St 300, Grand Forks, ND 58203 +1 (218) 791 - 7655
Alan Van Delinder - Ameriprise Financial Services, LLC 1111 31st Ave SW Ste A, Minot, ND 58701 +1 (701) 837 - 9226
United States Postal Service 102 E Main St, Fort Ransom, ND 58033 +1 (800) 275 - 8777
Wells Fargo Bank 1401 13th Ave E, West Fargo, ND 58078 +1 (701) 433 - 3660
Braunberger & Associates 149 4th St NE 101, Valley City, ND 58072 +1 (701) 845 - 0684
Dakota Business Lending 5630 36th Ave S, Fargo, ND 58104 +1 (701) 293 - 8892
First Western Bank & Trust 855 26th Ave E, West Fargo, ND 58078 +1 (701) 551 - 1320
Nelson International Trucks - Finance Department 1716 Revere Dr, Bismarck, ND 58501 +1 (701) 223 - 7676

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cleveland, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loan for Grand Forks, ND, Payday Loan Companies in Minot, ND and Emergency Loan in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cleveland, ND.

Beautiful sights of Cleveland, ND

Payday Loans Available in Cleveland, ND By The Following ZIP Codes:

58424

Are Payday Loans Legal In Cleveland, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Cleveland, ND payday loan calculator

Payday loans are a quick and easy way to fix a financial problem in a hurry. Sometimes, life throws you an unexpected curveball – a car repair, a medical bill, or an urgent home repair – and you find yourself short of cash. In these situations, payday loans can be a lifesaver. In this article, we will explore payday loans in Cleveland, North Dakota and how they can help you in tough times.

What are Payday Loans?

Payday loans are a type of short-term loan that is designed to help people bridge the gap between paychecks. They are usually for a relatively small amount of money and have a short repayment period. The application process is fast and easy, and the money can be in your bank account in as little as a few hours.

In the state of North Dakota, payday loans are legal. However, there are certain regulations in place to protect consumers. For example, lenders cannot charge more than 20% interest on a loan of $300 or less. For loans between $301 and $500, the maximum interest rate is 20% plus a $20 administrative fee. For loans over $500, the maximum interest rate is 20% plus a $40 administrative fee.

How Do Payday Loans Work?

The process of getting a payday loan is simple. First, you fill out an application. You will need to provide basic information about yourself, including your name, address, and employment information. You will also need to provide proof of income, which can be in the form of a pay stub or a bank statement. Once your application is approved, the lender will deposit the money into your bank account. The repayment period is usually on your next payday.

It is important to note that payday loans should only be used in emergencies. They are not a long-term solution to financial problems, and the interest rates can be very high. If you are unable to repay the loan on time, you may incur additional fees and penalties.

Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons. Here are some of the advantages:

  • Quick and easy application process
  • Funds are available quickly
  • No credit check required

Here are some of the disadvantages:

  • High-interest rates
  • Short repayment period
  • Potential for additional fees and penalties if you are unable to repay the loan on time

Interesting Facts and Statistics about Payday Loans in Cleveland, North Dakota

  • According to a study by the North Dakota Department of Financial Institutions, the average payday loan in the state is $375.
  • The same study found that the average interest rate on a payday loan in North Dakota is 487%.
  • There are over 30 licensed payday lenders in North Dakota.

Apply Now

If you are in need of a payday loan in Cleveland, North Dakota, TheGuaranteedLoans is here to help. We are a connector service that works with a network of lenders who can provide you with the funds you need. Our application process is easy and fast, and we will work hard to connect you with a lender who meets your needs.

Please note that we are not a direct lender, and we do not provide payday loans or make credit decisions. Our service is free to use, and you are under no obligation to accept any loan offer.

Conclusion

Payday loans can be a helpful financial tool in times of need, but they should be used with caution. Be sure to read the terms and conditions carefully and only borrow what you can afford to repay. If you find yourself struggling to make ends meet, there are resources available to help, including nonprofit credit counseling organizations and financial coaching programs. Be sure to explore all your options before taking out a payday loan.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Cleveland, North Dakota?

Yes, there is a limit to the number of payday loans that a borrower can take out in Cleveland, North Dakota. A borrower cannot have more than two outstanding payday loans at any given time, and cannot take out a third loan until the first two have been repaid in full.

Is there a cooling-off period between payday loan transactions in Cleveland, North Dakota?

Yes, there is a cooling-off period of 24 hours between payday loan transactions in Cleveland, North Dakota. This means that a borrower cannot take out a new payday loan until 24 hours have passed since the last loan was repaid or extended.

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