Payday Loans in Crystal, North Dakota

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No payday loan companies in Crystal, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Scott Wilmes -- Thrivent Financial 213 Central Ave N, Valley City, ND 58072 +1 (701) 845 - 2894
Farm Credit Services 1400 31st Ave SW, Minot, ND 58701 +1 (701) 852 - 1265
Gate City Bank 204 Sims St, Dickinson, ND 58601 +1 (701) 456 - 7220
Jackson Hewitt Tax Service 3900 S Broadway, Minot, ND 58701 +1 (888) 325 - 1040
Auto Credit Inc 2251 32nd Ave S 200, Grand Forks, ND 58201 +1 (701) 746 - 7028
Cornerstone Bank 2112 N 12th St, Bismarck, ND 58501 +1 (701) 751 - 4030
Payday Express Check Cashing 1730 13th Ave N, Grand Forks, ND 58203 +1 (701) 795 - 5783
Jay's Pawn Shop 303 Airport Rd, Bismarck, ND 58504 +1 (701) 222 - 2147
First United Bank 503 Briggs Ave S, Park River, ND 58270 +1 (701) 284 - 7244
U.S. Bank Branch 113 1st Ave NW, Beulah, ND 58523 +1 (701) 873 - 2865

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crystal, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loan Companies in Grand Forks, ND, Payday Loans in Minot, ND and Short-term Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crystal, ND.

Beautiful sights of Crystal, ND

Payday Loans Available in Crystal, ND By The Following ZIP Codes:

58222

Are Payday Loans Legal In Crystal, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Crystal, ND payday loan calculator

Payday Loans in Crystal, North Dakota

Payday loans are a popular way for people to get money quickly. They are short-term loans that can help you get through a financial emergency. If you’re a resident of Crystal, North Dakota, and you’re considering taking out a payday loan, it’s important to know the laws and regulations surrounding them.

Are Payday Loans Legal in North Dakota?

Firstly, it’s essential to understand that North Dakota has laws in place to regulate payday loan providers. Payday loans are legal in the state, and there are certain regulations that lenders must abide by.

North Dakota has set a maximum loan amount of $500 for payday loans. The loan term must be at least 60 days, and lenders are not allowed to charge more than 20% interest. This means that if you take out a payday loan for $100, you will only owe $120 when it is due.

One important thing to note is that rollovers are not allowed in North Dakota. This means that lenders cannot extend the loan or offer you a new loan to pay off the existing one. It’s vital to make sure you can repay the loan on time, or it could end up costing you more in fees and interest.

How to Apply for a Payday Loan in Crystal, North Dakota

If you decide that a payday loan is the right option for you in Crystal, North Dakota, the application process is relatively straightforward. You can apply online or in person at a payday loan store.

When applying for a payday loan, you will need to provide personal information such as your name, address, and Social Security number. You will also need to provide proof of income and employment. Lenders will use this information to determine if you are eligible for a loan and to decide how much to lend you.

Before taking out a payday loan, make sure to read the loan agreement thoroughly. This will give you a clear understanding of the interest rate, fees, and repayment terms. If you have any questions, make sure to ask the lender before signing.

Benefits and Risks of Payday Loans

There are benefits and risks associated with payday loans that you should be aware of before taking one out.

Benefits:

  • Quick access to funds when you need them
  • No credit check required
  • Simple application process

Risks:

  • High interest rates
  • Short repayment period
  • Potential for debt cycle
  • High fees for late payments or loan extensions

Interesting Facts and Statistics

  • In North Dakota, there are more payday lenders than McDonald’s, Subway, and Burger King restaurants combined.
  • The average payday loan in North Dakota is $370.
  • In 2019, North Dakota payday lenders made over 120,000 loans, totaling more than $48 million.

Apply Now

If you’re considering a payday loan in Crystal, North Dakota, TheGuaranteedLoans can help. We are a connector service that can facilitate your application with potential lenders. You can apply online through our website, and we’ll help connect you with the best lender for your needs.

It’s important to remember that we are not a direct lender, and we do not make lending decisions. We are simply a service that helps connect borrowers with potential lenders. Before accepting any loan offer, make sure to read the terms and conditions carefully and ensure that you can repay the loan on time to avoid additional fees and interest.

Conclusion

Payday loans can be a helpful option in times of financial need, but they do come with risks. If you’re considering taking out a payday loan in Crystal, North Dakota, make sure to understand the laws and regulations, and carefully consider the benefits and risks. Always borrow responsibly and only take out a loan if you can afford to repay it on time.

F.A.Q.

How long do I have to repay a payday loan in Crystal, North Dakota?

in Crystal, North Dakota, payday loans must be repaid within 60 days of the loan agreement.

Can I have multiple payday loans at the same time in Crystal, North Dakota?

No, North Dakota state law prohibits borrowers from having more than one payday loan at a time.

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