Payday Loans in Cummings, North Dakota

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No payday loan companies in Cummings, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Town & Country Credit Union 1501 32nd Ave S, Fargo, ND 58103 +1 (701) 356 - 1800
First State Bank 612 Broadway St, Thompson, ND 58278 +1 (701) 599 - 2600
United States Postal Service 2501 28th Ave S, Grand Forks, ND 58201 +1 (800) 275 - 8777
Choice Bank 323 18th St W, Dickinson, ND 58601 +1 (701) 483 - 8282
Direct Check 803 Hill Ave, Grafton, ND 58237 +1 (701) 352 - 0080
Bank Forward 802 Burrel Ave SW, Cooperstown, ND 58425 +1 (701) 797 - 2108
Fast Cash 1933 S Broadway St # B, Minot, ND 58701 +1 (701) 852 - 2900
Nehring CPA 716 2nd St W, Williston, ND 58801 +1 (701) 577 - 4622
U.S. Bank ATM - Fargo North 1900 N University Dr, Fargo, ND 58102 +1 (800) 872 - 2657
Raymond James Financial Services 11 North, Langer Ave N 310, Casselton, ND 58012 +1 (701) 492 - 2625

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cummings, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loan Companies in Fargo, ND, Payday Loans in Grand Forks, ND, Same Day Loans in Minot, ND and Payday Loan Without a Credit Check in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cummings, ND.

Are Payday Loans Legal In Cummings, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Cummings, ND payday loan calculator

Are you struggling to make ends meet between paychecks? Do unexpected expenses leave you scrambling to find extra cash? If you’re living in Cummings, North Dakota, you’re in luck – payday loans are legal in your state. In this article, we’ll take a closer look at payday loans in Cummings, North Dakota, and provide you with all the information you need to make an informed decision about whether a payday loan is right for you.

What are payday loans?

Payday loans are short-term loans that are designed to help you bridge the gap between paychecks. If you have an unexpected expense – such as a car repair, medical bill, or home repair – and you don’t have the cash to cover it, a payday loan can provide you with the money you need to get through until your next payday.

How do payday loans work?

The process for getting a payday loan is simple. You’ll need to fill out an application, provide proof of income and identification, and provide the lender with access to your checking account. If you’re approved for a loan, you’ll receive the money directly into your checking account. The loan amount and fees will be due on your next payday, unless you choose to roll the loan over.

What are the requirements for getting a payday loan in Cummings, North Dakota?

In order to qualify for a payday loan in Cummings, North Dakota, you must have a valid ID, an active checking account, and proof of income. You must also be at least 18 years old and a legal resident of the United States. There are no credit score requirements for getting a payday loan in North Dakota, so even if you have bad credit, you may still be able to qualify.

Interesting facts and statistics about payday loans in Cummings, North Dakota:

  • According to the North Dakota Department of Financial Institutions, there were 357 licensed payday lending locations in the state in 2019.
  • In 2019, North Dakota payday lenders provided more than 100,000 loans totaling nearly $38 million.
  • The average payday loan amount in North Dakota in 2019 was $375.
  • The maximum amount you can borrow with a payday loan in North Dakota is $500.
  • The maximum finance charge for a payday loan in North Dakota is 20% of the loan amount.
  • North Dakota law prohibits payday lenders from charging more than three times the loan amount in interest and fees.

Apply now

Ready to apply for a payday loan in Cummings, North Dakota? TheGuaranteedLoans can help. We’re not a direct lender, but we’re a connector service that can help you find a lender that meets your needs. Simply fill out our online application, and we’ll match you with lenders who may be able to provide you with the cash you need. Best of all, our service is free to use. Apply now and get connected with potential lenders today.

Remember, payday loans are a short-term solution and should only be used for emergency expenses. If you’re struggling with long-term financial difficulties, you may want to consider other solutions, such as personal loans or debt consolidation. Be sure to read all loan documents carefully and understand the terms and fees before agreeing to a payday loan.

F.A.Q.

What are the consequences of defaulting on a payday loan in Cummings, North Dakota?

If you default on a payday loan in Cummings, North Dakota, the lender may pursue legal action to collect the unpaid amount. This could result in a negative impact on your credit score and potential financial penalties.

Are there alternatives to payday loans in Cummings, North Dakota?

Yes, there are alternative financial options available to borrowers in Cummings, North Dakota. These may include low-interest personal loans, credit union loans, or financial assistance programs. It is important to research and compare these options before taking out a payday loan.

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