Payday Loans in Fingal, North Dakota

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No payday loan companies in Fingal, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Fargo West Acres 3802 13th Ave S, Fargo, ND 58103 +1 (800) 872 - 2657
Dakota Heritage Bank 101 Florence St, Streeter, ND 58483 +1 (701) 424 - 3373
Jackson Hewitt Tax Service 4001 2nd Ave W, Williston, ND 58801 +1 (888) 325 - 1040
United States Postal Service 472 Main Ave, Walcott, ND 58077 +1 (800) 275 - 8777
D&S Factors 115 2nd Ave W, Williston, ND 58801 +1 (888) 777 - 5543
SWS Credit Services 910 Hill Ave, Grafton, ND 58237 +1 (701) 352 - 0813
First State Bank 423 Broadway, Buxton, ND 58218 +1 (701) 847 - 2600
Expert Auto Glass 1300 E Broadway, Williston, ND 58801 +1 (701) 645 - 1003
First State Bank of Munich 329 Broadway, Osnabrock, ND 58269 +1 (701) 496 - 3482
Direct Check 307 S 3rd St, Bismarck, ND 58504 +1 (701) 667 - 2969

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fingal, ND, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Bismarck, ND, Same Day Loans in Fargo, ND, Short-term Loans in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loan for West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fingal, ND.

Beautiful sights of Fingal, ND

Payday Loans Available in Fingal, ND By The Following ZIP Codes:

58031

Are Payday Loans Legal In Fingal, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Fingal, ND payday loan calculator

Understanding Payday Loans in Fingal, North Dakota

Payday loans are a popular type of short-term loan that are available to borrowers in need of immediate cash. These loans are commonly used to cover unexpected expenses like medical bills, car repairs, or other emergencies. In Fingal, North Dakota, payday loans are legal and regulated by state law, meaning borrowers have access to a range of lending options. In this article, we’ll take a closer look at payday loans in Fingal and how they work.

How Do Payday Loans Work?

Payday loans are designed to provide borrowers with a quick and easy way to access cash when they need it most. Typically, borrowers will need to repay the loan in full on their next payday, hence the name “payday loan”. These loans are typically for small amounts, usually ranging from $100 to $1000, and are meant to be repaid in a short period of time.

When applying for a payday loan in Fingal, borrowers must provide proof of income and identification, as well as a post-dated check or authorization for the lender to withdraw the funds from their bank account on their next payday. The lender will typically charge a fee for the loan, which can vary depending on the amount borrowed, the length of the loan, and other factors.

It’s important to note that payday loans are not a long-term solution to financial hardship and should only be used in emergencies. Borrowers should carefully consider their ability to repay the loan before applying and should only borrow what they can afford to repay.

Benefits of Payday Loans in Fingal

While payday loans are not a perfect solution to financial difficulties, they can offer several benefits to borrowers who need emergency cash. One of the key benefits of payday loans is their accessibility. Unlike traditional loans, which can take days or even weeks to process, payday loans are typically approved within minutes of application, allowing borrowers to access necessary funds quickly.

Additionally, payday loans are available to borrowers regardless of their credit history or score. This means that borrowers with poor credit or no credit history can still qualify for a payday loan, making them an attractive option for those who have been turned down by traditional lenders.

Requirements for Payday Loans in Fingal

Like other states, North Dakota has put in place certain requirements for payday lenders to operate. For instance, the state caps payday loan amounts at $500, and borrowers must not take out more than one loan at a time. Additionally, lenders must follow strict rules on interest rates, fees, and other charges associated with the loans.

Before applying for a payday loan in Fingal, borrowers should ensure they meet the following requirements:

  • Be at least 18 years old
  • Provide proof of income and identification
  • Have an active bank account
  • Reside in North Dakota

Interesting Facts and Statistics

  • According to a report by The Pew Charitable Trusts, roughly 12 million Americans take out payday loans each year.
  • The average payday borrower takes out eight loans per year, with each loan lasting an average of 18 days.
  • North Dakota has one of the lowest average payday loan interest rates in the country, at 20.75%.

Apply Now

If you’re in need of emergency cash, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form and we’ll help facilitate the connection. Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. All loan decisions are made by the lender based on their own criteria.

At TheGuaranteedLoans, we’re committed to helping borrowers find the financial solutions they need. Contact us today to learn more about our services or to get started with your application.

F.A.Q.

Where can I find more information about payday loans in Fingal, North Dakota?

You can find more information about payday loans in Fingal, North Dakota on the state's Attorney General website, as well as on the websites of licensed payday lenders in the state. You can also contact the North Dakota Department of Financial Institutions for additional information and guidance.

Can I apply for a payday loan online in Fingal, North Dakota?

Yes, you can apply for a payday loan online in Fingal, North Dakota. However, you will still be required to visit a licensed payday lender in person to provide proof of income, identification, and a blank check.

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