Payday Loans in Gackle, North Dakota

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No payday loan companies in Gackle, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
First International Bank & Trust 1331 9th Ave NW, Williston, ND 58801 +1 (701) 609 - 5800
Direct Check 702 5th Ave SE #2, Devils Lake, ND 58301 +1 (701) 662 - 6636
Riverfork Federal Credit Union 711 N Washington St 101, Grand Forks, ND 58203 +1 (701) 775 - 0593
Student Loan Service Center 1440 N University Dr, Fargo, ND 58102 +1 (701) 231 - 9545
Choice Bank 210 8th Ave, Langdon, ND 58249 +1 (701) 256 - 2141
MoneyGram 20 26th St E, Williston, ND 58801 +1 (800) 666 - 3947
Citizens Community Credit Union 1117 US-2, Devils Lake, ND 58301 +1 (701) 662 - 8118
KodaBank 307 Main St W, Cavalier, ND 58220 +1 (701) 265 - 8484
Bank of North Dakota 1200 Memorial Hwy, Bismarck, ND 58504 +1 (701) 328 - 5600
First Community Credit Union 200 Main St N, Lakota, ND 58344 +1 (701) 247 - 2759

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gackle, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Bismarck, ND, Bad Credit Loans in Fargo, ND, Payday Loan Without a Credit Check in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gackle, ND.

Beautiful sights of Gackle, ND

Payday Loans Available in Gackle, ND By The Following ZIP Codes:

58442

Are Payday Loans Legal In Gackle, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Gackle, ND payday loan calculator

Exploring Payday Loans in Gackle, North Dakota

When unexpected expenses arise, getting quick access to extra funds can be a pressing concern. Payday loans have emerged as an appealing option for many people who need fast cash. In Gackle, North Dakota, payday loans are legal, and anyone in need can access this type of loan. In this article, we will provide a comprehensive guide to payday loans in Gackle, North Dakota.

What is a Payday Loan?

A payday loan is a short-term loan that is typically borrowed in small amounts, usually less than $500, and paid back with the borrower’s next paycheck. Payday loans are designed to offer quick financial relief for people who need access to cash in a hurry. They have a short repayment term, usually two weeks or less, and come with high-interest rates and fees.

How to Apply for a Payday Loan in Gackle, North Dakota

In Gackle, North Dakota, payday loans are available either in person or online. The application process is simple and straightforward. To apply, you’ll need:

  • A valid ID showing you are a legal resident of Gackle, North Dakota
  • A verifiable source of income
  • A checking or savings account
  • Your social security number

After submitting your application, lenders will review it and determine if you qualify for a payday loan. If you’re approved, the funds will be deposited into your bank account within a business day, or you can collect cash at the store.

The Benefits of a Payday Loan in Gackle, North Dakota

Payday loans in Gackle, North Dakota, come with several benefits. They are easily accessible and can be received in a short period. Payday lenders do not require a credit check, making it an excellent option for people with bad credit. Additionally, borrowers can negotiate a repayment plan that works best for them. However, borrowers should note that payday loans usually come with high-interest rates and fees, so it’s essential to weigh the pros and cons before taking out such a loan.

Payday Loan Regulations in Gackle, North Dakota

In Gackle, North Dakota, payday loans are subject to state laws and regulations. Payday lenders must obtain a license to operate, with strict regulations in place to protect consumers. The maximum amount borrowers can take out is $500, with a repayment term of up to 60 days. The interest rate on payday loans may not exceed 20% of the loan amount, and all fees must be clearly disclosed upfront. Additionally, lenders are required to offer repayment plans for borrowers who may have difficulty paying back their loans.

Interesting Facts and Statistics about Payday Loans in Gackle, North Dakota

  • North Dakota’s Payday lending law, passed in 2012, is one of the strictest in the nation
  • The average APR for payday loans in North Dakota is 391%
  • Citizens and consumer activist organizations are pressuring state lawmakers for repealing and replacing current payday lending laws with a regulatory framework

An “Apply Now” Section

If you’re in a tight financial spot and need quick access to cash, TheGuaranteedLoans can help connect you with potential lenders. We do not directly lend money, but instead, we are a connector service that can help you find the right lender to meet your needs. Fill out our online application form today to get started.

We hope this guide has shed some light on payday loans in Gackle, North Dakota. Always remember to read the terms and conditions carefully and to borrow only what you can afford to repay.

F.A.Q.

Are payday loans legal in Gackle, North Dakota?

Yes, payday loans are legal in Gackle, North Dakota, but they are subject to state regulations that aim to protect consumers from predatory lending practices. Payday lenders must be licensed by the state and follow all relevant laws when offering loans to residents of North Dakota.

What are the maximum loan amounts and fees for payday loans in Gackle, North Dakota?

The maximum loan amount for payday loans in Gackle, North Dakota is $500, and the maximum interest rate that can be charged is 36% per year. In addition to the interest, payday lenders can charge a one-time origination fee of up to $20 on loans of $100 or less, and a maximum fee of 10% on loans between $101 and $500.

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