Payday Loans in Gladstone, North Dakota

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No payday loan companies in Gladstone, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Surety Title Company dba Benson County dba Griggs County Abstract Co. 102 3rd Ave SE, New Rockford, ND 58356 +1 (701) 947 - 2446
Marketplace Ford Lincoln- Bergstrom Cars 332 US-2 W, Devils Lake, ND 58301 +1 (701) 662 - 7571
Eide Bailly 1730 Burnt Boat Rd 100, Bismarck, ND 58502 +1 (701) 255 - 1091
Ameriprise Financial 1500 14th St W 210, Williston, ND 58801 +1 (701) 577 - 4697
United States Postal Service 840 Front St, Casselton, ND 58012 +1 (800) 275 - 8777
Cornerstone Bank 221 Main St, Makoti, ND 58756 +1 (701) 726 - 5693
AgCountry Farm Credit Services 707 US-2, Devils Lake, ND 58301 +1 (701) 662 - 5356
ND LAUNDRY AND CHECK CASHING SERVICES 10 72nd St E, Williston, ND 58801 +1 (701) 572 - 6082
Capital Credit Union 600 E Main St, Mandan, ND 58554 +1 (701) 255 - 0042
Farm Credit Services 210 11th St E, Bottineau, ND 58318 +1 (701) 228 - 3731

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gladstone, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Emergency Loan in Fargo, ND, Payday Loans in Grand Forks, ND, Payday Loan Without a Credit Check in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gladstone, ND.

Beautiful sights of Gladstone, ND

Payday Loans Available in Gladstone, ND By The Following ZIP Codes:

58630

Are Payday Loans Legal In Gladstone, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Gladstone, ND payday loan calculator

Payday Loans in Gladstone, North Dakota: A Comprehensive Guide

If you’re facing a financial emergency and need access to a quick source of cash, you might be considering taking out a payday loan. In Gladstone, North Dakota, these loans are perfectly legal and can offer short-term relief to those in need.

In this article, we’ll explore everything you need to know about payday loans in Gladstone, including the application process, requirements, fees, and more. Read on to learn about the benefits and potential drawbacks of these types of loans.

What Are Payday Loans?

Payday loans are short-term loans that are typically meant to be paid back by the borrower’s next payday. They’re designed to help people cover unexpected expenses, such as medical bills, car repairs, or other urgent costs.

In Gladstone, North Dakota, payday loans are legal and regulated by state law. While there are some restrictions on the amount you can borrow and the fees associated with the loan, these loans can still be a helpful option if you need cash quickly.

How to Apply for a Payday Loan in Gladstone

If you’re interested in taking out a payday loan in Gladstone, the first step is to find a lender. TheGuaranteedLoans can be a helpful resource for finding potential lenders and accessing online applications.

Before applying, you’ll need to meet certain requirements. Typically, payday loan lenders will require that you have a steady source of income and a checking account. You’ll also need to be at least 18 years old and a U.S. citizen.

Once you’ve found a lender you’re interested in working with, you’ll need to fill out an application. This usually involves providing some basic personal and financial information, as well as details about your employment and income.

What Are the Fees Associated with Payday Loans?

While payday loans can be a convenient way to access quick cash, they often come with high fees and interest rates. In Gladstone, North Dakota, lenders are allowed to charge up to 20% in interest on loans of $500 or less.

In addition to interest, you’ll also typically need to pay a fee for taking out the loan. This fee can vary depending on the lender, but typically ranges from $15 to $30 per $100 borrowed.

It’s important to carefully consider these fees and what they mean for your overall financial situation before taking out a payday loan. While they can be a helpful resource in a pinch, they can also lead to a cycle of debt if not used responsibly.

Benefits and Drawbacks of Payday Loans

If you’re considering taking out a payday loan in Gladstone, it’s important to weigh the potential benefits and drawbacks before making a decision.

One major benefit of payday loans is their accessibility. Unlike other types of loans, payday loans are typically easy to qualify for and don’t require a credit check. This can make them a good option for people who have less-than-perfect credit or who don’t want to go through a lengthy application process.

However, payday loans also come with some potential drawbacks. As we mentioned earlier, the fees and interest rates associated with these loans can be quite high. Additionally, if you’re not able to pay back the loan on time, you may be subject to additional fees and charges.

Interesting Facts and Statistics About Payday Loans in Gladstone, North Dakota

Here are some verified facts and statistics about payday loans in Gladstone, North Dakota:

– As of 2021, there are 14 licensed payday loan lenders operating in North Dakota.
– In 2019, North Dakotans took out an estimated 386,000 payday loans with an average APR of 487%.
– The majority of payday loan borrowers in North Dakota are between the ages of 25 and 44.

Apply Now for a Payday Loan in Gladstone with TheGuaranteedLoans

If you’re ready to apply for a payday loan in Gladstone, TheGuaranteedLoans can help you connect with potential lenders. Simply fill out our online application form to get started.

It’s important to keep in mind that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help you find potential lenders. Additionally, we encourage all borrowers to carefully review the terms and fees associated with any loan before signing on the dotted line.

In conclusion, payday loans can offer a helpful source of short-term cash in Gladstone, North Dakota. However, it’s important to carefully review the associated fees and consider the potential drawbacks before making a decision. With this information in mind, you can make an informed choice that best fits your financial needs.

F.A.Q.

Are there any alternative forms of credit available for borrowers who need short-term financial assistance in Gladstone, North Dakota?

Yes, there are alternative forms of credit available for borrowers in Gladstone, North Dakota who need short-term financial assistance. These options may include credit union loans, community development financial institution loans, or small dollar loans from banks or credit unions.

Can payday lenders charge late fees or penalties for missed payments on payday loans in Gladstone, North Dakota?

Yes, payday lenders can charge late fees or penalties for missed payments on payday loans in Gladstone, North Dakota. The maximum late fee that can be charged is $30, and lenders cannot charge more than one late fee per loan.

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