Payday Loans in Goodrich, North Dakota

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No payday loan companies in Goodrich, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Red Rock Ford of Dickinson, Inc. 2585 Interstate 94 Business Loop E, Dickinson, ND 58601 +1 (701) 225 - 5175
Farm Credit Services 108 1st Ave E, Carson, ND 58529 +1 (701) 622 - 3297
Jackson Hewitt Tax Service 1035 E Interstate Ave Ste B, Bismarck, ND 58503 +1 (888) 325 - 1040
Citizens State Bank 220 N Main St, Northwood, ND 58267 +1 (701) 587 - 5921
Choice Financial Insurance 716 3rd St, Langdon, ND 58249 +1 (701) 256 - 2101
Wells Fargo Home Mortgage 1401 13th Ave E, West Fargo, ND 58078 +1 (701) 433 - 3687
Credit Union Association of the Dakotas 2005 N Kavaney Dr, Bismarck, ND 58501 +1 (701) 258 - 5760
Raymond James Financial Services 11 North, Langer Ave N 310, Casselton, ND 58012 +1 (701) 492 - 2625
D&S Factors 115 2nd Ave W, Williston, ND 58801 +1 (888) 777 - 5543
Cornerstone Bank 2112 N 12th St, Bismarck, ND 58501 +1 (701) 751 - 4030

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goodrich, ND, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Bismarck, ND, Payday Loans in Fargo, ND, 24-Hour Loan in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goodrich, ND.

Payday Loans Available in Goodrich, ND By The Following ZIP Codes:

58444

Are Payday Loans Legal In Goodrich, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Goodrich, ND payday loan calculator

Payday Loans in Goodrich, North Dakota: Understanding the Basics

If you’re facing a financial emergency in Goodrich, North Dakota, and need quick cash, you may be considering a payday loan. While payday loans are legal in North Dakota, they’re not the best option for everyone. Before you decide to apply for a payday loan, it’s important to understand how they work and what you’re getting into.

What Are Payday Loans?

Payday loans are a type of short-term, high-interest loan that’s designed to be repaid with your next paycheck. To apply for a payday loan, you typically need to show proof of income and have a checking account. The lender will then give you a cash advance, which you’ll need to repay with your next paycheck. In North Dakota, the maximum loan amount for a payday loan is $500, and the maximum term is 60 days.

How Do Payday Loans Work in Goodrich, North Dakota?

To obtain a payday loan in Goodrich, North Dakota, you’ll need to complete an application and provide proof of income, identification, and checking account information. The lender will then review your application and determine if you’re eligible for a loan. If approved, you’ll receive the funds in your checking account and will need to repay the loan in full plus interest and fees by your next payday.

Interest Rates and Fees

Payday loans in Goodrich, North Dakota come with high-interest rates and fees. The interest rate is capped at 20% of the loan amount, and lenders can charge a maximum of $20 in fees. If you’re unable to repay the loan on time, the lender may charge additional fees and interest, which can quickly add up and make the loan unaffordable.

Pros and Cons of Payday Loans in Goodrich, North Dakota

If you’re facing a financial emergency and have no other options, a payday loan may seem like a good solution. However, it’s important to weigh the pros and cons before deciding to apply for one.

Pros:

  • Easy to qualify for
  • Quick approval and funding
  • No credit check required

Cons:

  • High-interest rates and fees
  • Short repayment term
  • Can lead to a cycle of debt

Interesting Facts and Statistics About Payday Loans in Goodrich, North Dakota

Did you know that:

  • In North Dakota, one in five households has used a payday loan in the past five years (source: North Dakota Department of Financial Institutions)
  • The average payday loan in North Dakota is $395 (source: Pew Charitable Trusts)
  • The average APR for payday loans in North Dakota is 487% (source: Center for Responsible Lending)

Apply Now

If you need quick cash and are considering a payday loan in Goodrich, North Dakota, TheGuaranteedLoans can help. We’re a connector service that can connect you with potential lenders who may be able to help. Fill out our online application today to get started. Keep in mind that we are not a direct lender and cannot guarantee loan approval, but we’ll do our best to connect you with a lender who can help.

Final Thoughts

A payday loan can be a helpful solution if you’re facing a financial emergency and have no other options. However, it’s important to be aware of the high-interest rates and fees associated with these loans, as well as the potential risks of falling into a cycle of debt. If you do decide to apply for a payday loan in Goodrich, North Dakota, be sure to use a reputable lender and only borrow what you can afford to repay.

F.A.Q.

Are payday loans legal in Goodrich, North Dakota?

Yes, payday loans are legal in Goodrich, North Dakota. The state has specific regulations in place to protect consumers, including limits on loan amounts and interest rates.

How do I apply for a payday loan in Goodrich, North Dakota?

To apply for a payday loan in Goodrich, North Dakota, you will need to visit a licensed payday lender in person and provide proof of income, identification, and a blank check. The lender will then review your information and determine if you are eligible for a loan.

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