Payday Loans in Grand Forks, North Dakota

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Grand Forks, ND

Company nameAddressZip codePhone number
AgCountry Farm Credit Services 4350 32nd Ave S 58201 +1 (701) 775 - 3193
Alerus 401 Demers Ave 58201 +1 (701) 795 - 3200
American Federal Bank 2551 S Columbia Rd 58201 +1 (701) 775 - 1133
Americash 1375 S Columbia Rd 58201 +1 (701) 772 - 7772
Area Community Credit Union 2800 S Washington St 58201 +1 (701) 772 - 2690
Assurity Finance & Development LLC 305 S 4th St 58201 +1 (701) 795 - 1110
Auto Credit Inc 2251 32nd Ave S 200 58201 +1 (701) 746 - 7028
Avantax Planning Partners formerly HK Financial Services 401 Demers Ave STE 300 58201 +1 (701) 795 - 7420
Bank Forward 3350 S Columbia Rd A 58201 +1 (701) 738 - 8700
Benchmark Mortgage - Scott Meyer 202 N 3rd St 300 58203 +1 (218) 791 - 7655
Bremer Bank 3100 S Columbia Rd 58201 +1 (701) 795 - 4500
Bruce Hanson - Prudential Financial 2840 24th Ave S 300 58201 +1 (701) 772 - 1361
Choice Bank 1697 S 42nd St 58201 +1 (701) 746 - 6010
EZ Money Check Cashing 2508 S Washington St 58201 +1 (701) 792 - 1055
Financial Advisors U.S. Bancorp Investments 600 Demers Ave 58201 +1 (701) 795 - 6190
First Class Mortgage - Grand Forks 2750 17th Ave S 58201 +1 (701) 775 - 3288
First Community Credit Union 3351 32nd Ave S 3607 58201 +1 (701) 772 - 9960
First Community CU 1215 N 42nd St 1917 58203 +1 (701) 746 - 9845
First International Bank & Trust 1970 S Columbia Rd 110 58201 +1 (701) 757 - 6500
First National Pawn 2495 S Washington St 58201 +1 (701) 738 - 8189
Frandsen Bank & Trust 1616 S Washington St 58201 +1 (701) 780 - 7700
Gate City Bank 2850 24th Ave S 58201 +1 (701) 792 - 4350
Jackson Hewitt Tax Service 2551 32nd Ave S 58201 +1 (701) 738 - 0505
Johnson Wealth Management, LLC 322 Demers Ave 402 58201 +1 (701) 746 - 8310
K Scott Roche - TIAA Financial Consultant University of N.D. Lower Level Memorial Union Room 7A 58202 +1 (704) 988 - 3004
Keith Bjerk - Raymond James 2812 17th Ave S 58201 +1 (701) 775 - 0300
Med Park Credit Union 1200 S Columbia Rd 58201 +1 (701) 780 - 5733
Online Bad Credit Loans 138 N 3rd St 58203 +1 (701) 291 - 8754
Paul D Hensrud - Ameriprise Financial Services, LLC 3425 S Washington St Ste A 58201 +1 (701) 746 - 5429
Payday Express 1017 S Washington St 58201 +1 (701) 746 - 5251
Payday Express Check Cashing 1017 S Washington St 58201 +1 (701) 746 - 5251
Payday Express Check Cashing 1730 13th Ave N 58203 +1 (701) 795 - 5783
Payday Express Check Cashing 1017 S Washington St 4333 58201 +1 (701) 746 - 5251
Raymond James 2812 17th Ave S D 58201 +1 (701) 775 - 0300
Raymond James Financial Services 3100 S Columbia Rd 58201 +1 (701) 795 - 4555
Riverfork Federal Credit Union 711 N Washington St 101 58203 +1 (701) 775 - 0593
Super Pawn, LLC 2215 Gateway Dr 58203 +1 (701) 772 - 6666
Twin City Motors 110 N Washington St 58203 +1 (701) 885 - 2393
U.S. Bank ATM - Grand Forks - Medical Center 1205 S Columbia Rd 58201 +1 (800) 872 - 2657
U.S. Bank ATM - Grand Forks Downtown 600 Demers Ave 58201 +1 (800) 872 - 2657
U.S. Bank Branch 1205 S Columbia Rd 58201 +1 (701) 795 - 6222
United States Postal Service 2501 28th Ave S 58201 +1 (800) 275 - 8777
United Valley Bank 200 1st Ave N 10 58203 +1 (701) 402 - 0253
University Federal Credit Union 1575 17th Ave S 58201 +1 (701) 775 - 3738
Western Union Payday Express, 1730 13th Ave N Ste 1 58203 +1 (701) 795 - 5783
Wintrust Mortgage 997 47th Ave S 4 58201 +1 (701) 738 - 0651

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grand Forks, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, No Credit Check Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grand Forks, ND.

Beautiful sights of Grand Forks, ND

Payday Loans Available in Grand Forks, ND By The Following ZIP Codes:

58203, 58201, 58208, 58206, 58207, 58202

Are Payday Loans Legal In Grand Forks, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Grand Forks, ND payday loan calculator

Payday loans in Grand Forks, North Dakota, are just one of many sources of short-term liquidity that can be useful to people in need of extra funds. A payday loan is a form of a financial institution that offers quick money for borrowers who lack sufficient credit from commercial banks or other lending entities. The money is then quickly repaid on the borrower’s next paycheck, usually through direct deposit or debit card.

The low-interest rates and the possibility for immediate repayment make it an attractive option for those in need of temporary capital, but there are also potential drawbacks. These loans often carry unfavorable terms and can have extremely high APR (annual percentage rate) and fees that could exceed the amount borrowed.

There are various ways that payday loans can be used. Some people choose to use them as a source of emergency funds, while others may see them as a tool to help manage their finances or even as a way to facilitate their financial endeavors. Each user must decide whether a payday loan is the best choice for them, and it is up to them to make sure that they fully understand the terms and conditions of such loans.

How to Find a Good Direct Lender in Grand Forks, ND Online?

It is never easy to find good payday loans in Grand Forks, ND, for people who need money for unexpected expenses. But there are ways to find a good lender on the Internet instantly.

Before starting the search, you should ensure that the lender you want to apply to is licensed and approved by state regulators. The Better Business Bureau can help verify these details and give you much-needed peace of mind when looking for loans in Grand Forks, ND.

When you apply for a loan, it is recommended that you should always be referred to the lender directly. However, some people do not feel comfortable going through the application process. You can find direct lenders who have an easy-to-use online application form and a simple loan approval process where you can get fast cash without much hassle.

Requirements to obtain a loan:

  • You are at least 18 years old. 
  • Have a full-time job. 
  • Must have already been employed for at least six months. 
  • Have an active checking account. 
  • Must not owe any debt in collections, foreclosures, or bankruptcies.

The bottom line is that all payday loans in Grand Forks, ND, should only be temporary options for people who need them. Payday loans should never be used as long-term solutions for saving money or managing finances because of the unfavorable terms and high fees.

Can I Get a Payday Loan for Bad Credit in Grand Forks, ND? 

 In fact, there are lenders that offer loans to borrowers with bad credit, but they may require an additional fee than what you would pay if you were approved by banks. In general, you need to make sure that you can afford the loan and that there is a need for it. Some lenders may only allow a person who needs funds in the short-term to borrow some money without being denied because of bad credit history or other issues related to finances.

Some lenders may offer loans even to people with a history of not paying back their debts on time. They will usually require higher interest rates and higher down payments than they would if you were to get a loan from a bank or another type of lender.

If you have bad credit in Grand Forks, consider applying for a loan from an online lender. These lenders are more likely to approve your application for the loan because they know that your need for quick cash is high and will approve your application if you can prove that you need their services.

When applying for any loan, the first step should be getting all the relevant information about your options. Make sure you know all the costs associated with the different loans, both upfront and on an ongoing basis. The upfront costs tend to be below payday loans, but you may have to pay a high price tag with time and usage.

Interest rates on payday loans in Grand Forks, North Dakota, are usually fixed at a ridiculously high figure, often over 500%. These types of loans should be avoided for those who can afford them or those already in a position where they can save money. The lack of flexibility often results in the borrowers having to borrow more than what is needed for short-term financing purposes. Payday loans should never be used as long-term financial solutions because they do not offer the same savings and long-term investment opportunities as conventional financial products.

24 Hour Payday Loans in Grand Forks, North Dakota

24-Hour Payday Loans in Grand Forks, ND, are very handy and can help you with unforeseen expenses very fast. It is convenient, but it is also not expensive at all. Some places that provide 24-hour payday loans in Grand Forks are the same ones that provide standard and long-term loan options to their customers. You do not have to be a new customer to be able to get this type of loan. The requirements for getting a 24-hour payday loan are almost the same as those for a standard loan.

The only difference is that the 24-hour payday loan is given within a limited time frame, usually one to two weeks. You need to repay it fast, which means that the interest will be higher than usual. If you use an approved broker to apply for your loan, the process will go faster.

Some of the same companies provide this type of loan because they want you to be able to enjoy flexibility, a budgeting tool, and a great deal at the same time. It only takes a few minutes to fill out an application form and receive cash.

You should never forget that 24-hour payday loans in Grand Forks, ND are not long-term financial solutions. When you are in dire need of financial help and have no other alternatives, this type of loan can be the one to connect you with a lender. These loans are meant to help people who only have bad credit and need funds in their account or who have an immediate cash requirement.

Most lenders will require some form of collateral to provide the loan. It can be your car, a house you own, or a piece of jewelry. If you do not have highly valuable anything, you should look for other alternatives until you can save money for an emergency.

Can You Get a Payday Loan in Grand Forks, ND, Without a Bank Account? 

If you want to get a payday loan in Grand Forks, ND, you will find no need for a bank account. Some people think they will be denied if they do not have a bank account. In reality, banks are becoming more welcoming to people without an account. Most banks now offer prepaid debit cards that can be linked to your savings or checking account.

This setup can be easier for you to access your money and make deposits and withdrawals when necessary. Most payday lenders in Grand Forks, North Dakota, require borrowers to have some form of direct deposit or other electronic transfer set up so the lender can get their money on the agreed-upon day.

FAQ

What are the Repayment Terms for Getting a Payday Loan in Grand Forks, ND?

The repayment terms for getting a payday loan in Grand Forks, ND, will depend on the lender that you are working with. Many of them ask you to pay back the loan in about two weeks. If you can’t pay it back after this expiry period, you will incur extra fees and penalties.
The interest charges vary from one lender to another. It is usually not an issue because the amount borrowed is generally small, and there are not many fees and penalties involved.

What is the Cheapest Way of Getting a Payday Loan in Grand Forks, ND?

The cheapest way to get a payday loan in Grand Forks, North Dakota, is to find a lender that provides direct deposit. Sometimes it cannot be easy to find this option with other lenders. Using direct deposit will reduce your application fee and make it easier to repay your loan. It can save you money compared to using alternative methods.

Can I Borrow $1000 with a 24-Hour Loan in Grand Forks, ND?

The answer to this question is yes. The fastest way to get a cash loan in Grand Forks, ND, is a 24-hour payday loan. You can expect to get the loan within one day of applying for it, and you can also expect it to be approved for $1000.
The only problem with getting a payday loan in Grand Forks, ND, is that you need to pay back the money in two weeks or less, and you will pay an APR of 400% over that time span. It is best to use direct deposit or other alternative methods for getting the money, but even these may not be enough for each lender’s requirements.

Look for Short-Term Loans in Other Cities: