Payday Loans in Kathryn, North Dakota

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No payday loan companies in Kathryn, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
First International Bank & Trust 75 Central Ave S, Killdeer, ND 58640 +1 (701) 764 - 5666
FirstLight Home Care of Central North Dakota 126 2nd Ave SW Suite 111, Rugby, ND 58368 +1 (701) 881 - 0101
Gate City Bank 405 E Main St, Mandan, ND 58554 +1 (701) 355 - 7680
Red D Cash 3060 25th St S, Fargo, ND 58103 +1 (701) 235 - 4210
U.S. Bank Branch 1205 S Columbia Rd, Grand Forks, ND 58201 +1 (701) 795 - 6222
Wells Fargo Home Mortgage 400 E Broadway Ave, Bismarck, ND 58501 +1 (701) 222 - 5524
Student Loans of North Dakota 1200 Memorial Hwy, Bismarck, ND 58504 +1 (701) 328 - 5660
Western State Bank 4302 13th Ave S, Fargo, ND 58103 +1 (701) 356 - 9800
Stifel 219 1st Ave S, Jamestown, ND 58401 +1 (701) 251 - 1152
Expert Auto Glass 1300 E Broadway, Williston, ND 58801 +1 (701) 645 - 1003

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kathryn, ND, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Bismarck, ND, Payday Loans in Fargo, ND, No Credit Check Loans in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kathryn, ND.

Beautiful sights of Kathryn, ND

Payday Loans Available in Kathryn, ND By The Following ZIP Codes:

58049

Are Payday Loans Legal In Kathryn, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Kathryn, ND payday loan calculator

Payday Loans in Kathryn, North Dakota: Here’s What You Need to Know

If you’re facing a financial emergency in Kathryn, North Dakota, and don’t have the funds to cover it, a payday loan may be a viable option for you. Payday loans are short-term loans that are designed to cover expenses until the borrower’s next paycheck. In North Dakota, payday loans are legal, and lenders can charge up to 520% APR on a two-week loan of $100.

How Payday Loans Work in Kathryn, North Dakota

The process for applying and receiving a payday loan is relatively simple and straightforward. Borrowers can apply online or in person at a lender’s storefront location. Typically, lenders will require proof of income, a bank account, and a government-issued ID. The lender will then determine the amount the borrower is eligible for based on their income and other factors.

The loan will typically be due on the borrower’s next payday, and the repayment amount will include the principal borrowed plus any interest and fees. If the borrower is unable to repay the loan on the due date, they may be able to roll the loan over for an additional fee.

The Pros and Cons of Payday Loans

While payday loans can be an attractive option for those facing financial emergencies, they come with significant risks and drawbacks. Here are some of the pros and cons to consider before taking out a payday loan:

Pros:

  • Fast approval and funding: Borrowers can obtain funds quickly, sometimes on the same day they apply.
  • No credit check: Payday lenders typically do not require a credit check, making them an option for those with poor credit or no credit history.

Cons:

  • High interest rates and fees: Payday loans come with exorbitant interest rates and fees, making them one of the most expensive forms of borrowing.
  • Debt cycle: Many borrowers are unable to repay their loan on the due date and are forced to roll it over, resulting in additional fees and interest, and trapping them in a cycle of debt.

Interesting Facts and Statistics about Payday Loans in Kathryn, North Dakota

According to the North Dakota Department of Financial Institutions, there were 91 licensed payday lending locations in North Dakota as of 2020. The average payday loan amount in North Dakota is $400, and the average APR is 487.42%. In 2019, North Dakotans borrowed a total of $86.1 million in payday loans.

Apply Now for a Payday Loan in Kathryn, North Dakota

If you’re in a financial bind and need a payday loan in Kathryn, North Dakota, TheGuaranteedLoans is here to help. As a connector service, we can facilitate your connection with potential lenders who can provide you with the funds you need. Simply fill out our online application, and we’ll match you with lenders who fit your criteria. Remember to borrow responsibly and only take out a loan if you can afford to repay it.

Apply now and get connected with potential lenders today.

F.A.Q.

What are the fees and interest rates for payday loans in Kathryn, North Dakota?

in Kathryn, North Dakota, the maximum interest rate for a payday loan is 36% APR. Additionally, lenders are allowed to charge a one-time origination fee of up to 20% of the loan amount.

Can I renew or extend my payday loan in Kathryn, North Dakota?

No, payday loans in Kathryn, North Dakota are not renewable or extendable. If you are unable to repay your loan on time, you will be responsible for any additional fees and interest charges. It is important to carefully consider your ability to repay the loan before taking it out.

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