Payday Loans in Lankin, North Dakota

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No payday loan companies in Lankin, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
United States Postal Service 1455 32nd St S, Fargo, ND 58103 +1 (800) 275 - 8777
Raymond James Financial Services 243 Central Ave N, Valley City, ND 58072 +1 (701) 845 - 2826
Choice Financial 209 4th St NW, South Heart, ND 58655 +1 (701) 677 - 8282
United States Postal Service 209 Main St N, Lakota, ND 58344 +1 (800) 275 - 8777
Choice Bank 119 Main St NW, Lamoure, ND 58458 +1 (701) 883 - 8282
Wells Fargo Bank 2501 13th Ave S, Fargo, ND 58103 +1 (701) 241 - 5959
Jackson Hewitt Tax Service 2456 3rd Ave W, Dickinson, ND 58601 +1 (888) 325 - 1040
Wells Fargo Drive-Up Bank 413 N 5th St, Bismarck, ND 58501 +1 (701) 222 - 5184
North Dakota Development Fund 1600 E Century Ave 2, Bismarck, ND 58503 +1 (701) 328 - 7252
Direct Check 307 S 3rd St, Bismarck, ND 58504 +1 (701) 667 - 2969

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lankin, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loans in Fargo, ND, 24-Hour Loan in Grand Forks, ND, Payday Loan for Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lankin, ND.

Payday Loans Available in Lankin, ND By The Following ZIP Codes:

58250

Are Payday Loans Legal In Lankin, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Lankin, ND payday loan calculator

Payday loans in Lankin, North Dakota: Everything You Need to Know

If you’re in a financial bind and need quick cash, payday loans may seem like an attractive option. And if you’re in Lankin, North Dakota, you’re in luck – payday loans are legal in the state. However, it’s important to understand the risks and benefits of these short-term loans before applying.

What are Payday Loans?

Payday loans are short-term loans that are usually due on your next payday. They allow you to borrow a small amount of money, typically up to $500, to cover unexpected expenses or emergencies. Payday loans are often marketed as a quick and easy solution to your financial problems, but they come with high fees and interest rates.

How Do Payday Loans Work in North Dakota?

In North Dakota, payday loans are legal, but the state has strict regulations in place to protect borrowers. The maximum loan amount is $500, and lenders cannot charge more than 20% interest on the loan.

Additionally, lenders must be licensed and registered with the North Dakota Department of Financial Institutions. They are also required to provide borrowers with a written contract that outlines the terms and conditions of the loan, including the fees, interest, and repayment schedule.

If you’re unable to repay the loan on time, the lender cannot charge you additional fees or interest. However, they can report the delinquent loan to credit bureaus, which can hurt your credit score.

Pros and Cons of Payday Loans

Before applying for a payday loan in Lankin, North Dakota, it’s important to weigh the pros and cons. Here are some things to consider:

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Can be a temporary solution to a financial emergency

Cons:

  • High fees and interest rates
  • Short repayment term
  • Can trap you in a cycle of debt

Interesting Facts about Payday Loans in Lankin, North Dakota

  • North Dakota is one of 37 states that allow payday lending
  • In 2019, there were 23 licensed payday lenders in North Dakota
  • The average payday loan in North Dakota is $430
  • According to the North Dakota Department of Financial Institutions, the default rate for payday loans in the state is 2.41%

Apply Now

If you’ve weighed the pros and cons and decide that a payday loan is right for you, TheGuaranteedLoans can help connect you with potential lenders in Lankin, North Dakota. We are a connector service, not a direct lender, and we work with a network of trusted lenders who abide by state and federal regulations.

To apply for a payday loan, simply fill out our online application. The process is quick and easy, and you can receive a decision in minutes. If you’re approved, you can receive your loan as soon as the next business day.

Final Thoughts

While payday loans can be a helpful solution in a financial emergency, they are not a long-term solution to financial problems. Be sure to understand the terms and conditions before applying, and only borrow what you can afford to repay.

At TheGuaranteedLoans, we prioritize transparency and helping our customers make informed decisions. If you have any questions or concerns about payday loans in Lankin, North Dakota, feel free to reach out to our customer service team for assistance.

F.A.Q.

How do I know if I am eligible for a payday loan in Lankin, North Dakota?

To be eligible for a payday loan in Lankin, North Dakota, you must be at least 18 years old, have a valid ID and Social Security number, and have a steady source of income. You may also need to provide proof of your income, such as pay stubs or bank statements, to verify your ability to repay the loan.

Can I be denied a payday loan in Lankin, North Dakota?

Yes, you may be denied a payday loan in Lankin, North Dakota if you do not meet the lender's eligibility requirements or if you have a poor credit history. If you are denied a loan, you may be able to appeal the decision or explore other options for borrowing money.

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