Payday Loans in Lawton, North Dakota

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No payday loan companies in Lawton, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Americash 1375 S Columbia Rd, Grand Forks, ND 58201 +1 (701) 772 - 7772
TIAA Financial Services 1142 17th St N Suite D, Fargo, ND 58102 +1 (855) 842 - 2087
First Community Credit Union 334 Main Ave S, Hankinson, ND 58041 +1 (701) 242 - 7644
Raymond James Financial Services 105 3rd St SW, Rugby, ND 58368 +1 (701) 662 - 1287
Ramsey National Bank 300 4th St NE, Devils Lake, ND 58301
AgCountry Farm Credit Services 401 4th St SW, Cooperstown, ND 58425 +1 (701) 797 - 2332
Western Cooperative Credit Union 721 State Ave, Dickinson, ND 58601 +1 (701) 483 - 0188
Johnson Wealth Management, LLC 322 Demers Ave 402, Grand Forks, ND 58201 +1 (701) 746 - 8310
First Community Credit Union 200 Main St N, Lakota, ND 58344 +1 (701) 247 - 2759
Ascensus Trust 1655 43rd St S 100, Fargo, ND 58103 +1 (701) 234 - 0207

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lawton, ND, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Bismarck, ND, Payday Loans in Fargo, ND, Emergency Loan in Grand Forks, ND, Same Day Loans in Minot, ND and 24-Hour Loan in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lawton, ND.

Beautiful sights of Lawton, ND

Payday Loans Available in Lawton, ND By The Following ZIP Codes:

58345

Are Payday Loans Legal In Lawton, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Lawton, ND payday loan calculator

Understanding Payday Loans in Lawton, North Dakota

Life is full of financial twists and turns – some of them good, and some of them challenging. One minute, you might feel financially secure, and the next, you could be hit with an unexpected expense that throws your finances into disarray.

In Lawton, North Dakota, payday loans are one option that can help you during tough times. Payday loans are short-term loans designed to provide you with cash quickly, meaning you can borrow money to address your financial needs and repay it on your next payday.

How Do Payday Loans Work in Lawton, North Dakota?

Payday loans in Lawton, North Dakota work the same way as they do in other states. The loans are designed to help you when you need cash urgently, and you will typically be able to borrow between $100 and $500, depending on the lender.

To take out a payday loan, you’ll need to submit an application, and the lender will run a credit check. If you’re approved, the lender will give you the money you need, and you’ll be expected to repay the total loan amount – plus interest and fees – on your next payday.

What Are the Benefits of Payday Loans?

Payday loans are a popular option because they offer several benefits, including:

  • Fast and easy application process: Payday loan applications can be processed within minutes, making this one of the fastest ways to get money in an emergency.
  • Flexibility: Payday loans can be used for any purpose, meaning you can use the money to cover your expenses in any area of your life.
  • No credit check required: Unlike traditional loans, payday lenders do not usually carry out credit checks. This means that even if you have a poor credit rating, you may still be eligible for a payday loan.

What Are the Risks of Payday Loans?

While payday loans can be a helpful resource for some individuals, they come with risks that you should be aware of:

  • High interest rates: Payday loans can carry extremely high interest rates, which can make it challenging to repay the loan and meet other financial obligations.
  • Debt cycle: Some individuals may find themselves trapped in a cycle of debt if they take out payday loans repeatedly – borrowing more and more each time to cover previous loans.
  • Fees: Payday loans often come with additional fees. If you don’t read the terms and conditions closely, you could end up with more significant expenses than you expected.

Interesting facts about Payday Loans in Lawton, North Dakota

  • North Dakota is one of only a handful of states in which payday loans are legal, with others including Utah and Wisconsin.
  • In North Dakota, payday loans may have an APR of up to 520%, making them one of the most expensive borrowing options available to consumers.
  • Around 12 million Americans use payday loans each year, borrowing a total of around $9 billion dollars.

Apply Now

Are you in need of money quickly in Lawton, North Dakota? If so, TheGuaranteedLoans can help. As a connector service, we help connect our users with potential lenders, making it easier for you to find the cash you need.

To apply for a payday loan through TheGuaranteedLoans, simply visit our website and complete the online application form. You’ll receive an instant decision, and we’ll help connect you with suitable lenders who can provide you with the money you need. Remember – while payday loans can be an affordable way to borrow money, they aren’t always the best option for everyone. Make sure you understand the fees and risks involved before applying, and only borrow what you can afford to pay back.

Good luck!

F.A.Q.

Are payday loans legal in Lawton, North Dakota?

Yes, payday loans are legal in Lawton, North Dakota, but they are subject to state regulations that aim to protect consumers from predatory lending practices. Payday lenders must be licensed by the state and follow all relevant laws when offering loans to residents of North Dakota.

What are the maximum loan amounts and fees for payday loans in Lawton, North Dakota?

The maximum loan amount for payday loans in Lawton, North Dakota is $500, and the maximum interest rate that can be charged is 36% per year. In addition to the interest, payday lenders can charge a one-time origination fee of up to $20 on loans of $100 or less, and a maximum fee of 10% on loans between $101 and $500.

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