Payday Loans in Litchville, North Dakota

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No payday loan companies in Litchville, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Rob & Dan Schaner - Raymond James 2000 Schafer St, Bismarck, ND 58501 +1 (701) 223 - 7274
ATM Farmers Union Oil Co 3721 ND-8, Richardton, ND 58652
Dillon Neuberger at Guaranteed Rate - NMLS 502073 1600 2nd Ave SW Suite 31, Minot, ND 58701 +1 (701) 870 - 2661
Fastchek 900 N Broadway #201, Minot, ND 58703 +1 (701) 852 - 8266
U.S. Bank Branch 240 2nd St W, Dickinson, ND 58601 +1 (701) 227 - 1233
Choice Insurance 3175 Sienna Dr S 102, Fargo, ND 58104 +1 (701) 356 - 9895
Rural Development 220 E Rosser Ave # 208, Bismarck, ND 58501 +1 (701) 250 - 3905
U.S. Bank ATM - Fargo West Acres 3802 13th Ave S, Fargo, ND 58103 +1 (800) 872 - 2657
Bank Forward 430 W Main St, Valley City, ND 58072 +1 (701) 845 - 1220
Investment Centers of America 212 N 4th St, Bismarck, ND 58501 +1 (701) 255 - 6060

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Litchville, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Short-term Loans in Minot, ND and Payday Loan Without a Credit Check in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Litchville, ND.

Beautiful sights of Litchville, ND

Payday Loans Available in Litchville, ND By The Following ZIP Codes:

58461

Are Payday Loans Legal In Litchville, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Litchville, ND payday loan calculator

Payday Loans in Litchville, North Dakota: Your Ultimate Guide

Payday loans are a popular financing option for many Americans, especially those who are experiencing financial difficulties. These loans are short-term cash loans that are meant to be paid back on the borrower’s next payday. If you’re living in Litchville, North Dakota, and are considering taking out a payday loan, this guide will provide you with all the information you need to make an informed decision.

Understanding Payday Loans in Litchville, North Dakota

Payday loans are legal in North Dakota, which means that residents of Litchville can apply and receive these loans without any issues. However, there are certain rules and regulations that lenders must abide by. For example, North Dakota law requires all lenders to be licensed and registered with the state.

When taking out a payday loan, you’ll be required to pay back the borrowed amount plus interest and fees within a short period, usually between 14 and 30 days. The loan amount and fees will depend on the lender, as each lender sets its own rates and terms.

Applying for a Payday Loan in Litchville, North Dakota

If you’re interested in taking out a payday loan in Litchville, North Dakota, the process is a relatively straightforward one. First, you’ll need to find a lender that offers these types of loans. TheGuaranteedLoans offers a service that connects borrowers with potential lenders.

To apply for a payday loan, you’ll need to provide some personal and financial information, such as your name, address, employment status, and income. Lenders may also ask for your bank account information to deposit the loan amount directly into your account.

It’s important to note that lenders may perform a credit check when you apply for a payday loan. However, many lenders may not require a credit check or may accept borrowers with poor credit scores.

Things to Consider When Taking Out a Payday Loan in Litchville, North Dakota

Before taking out a payday loan, it’s essential to consider several factors to ensure that you can repay the loan on time and avoid additional fees or charges. One important consideration is the interest rate, which is the cost of borrowing the money. Many payday lenders charge high-interest rates, so it’s crucial to compare rates and choose a lender that offers reasonable rates and fees.

You should also check the lender’s license and reputation. Make sure the lender is registered with the state and has a good reputation for providing transparent and fair loan terms. Reading online reviews and checking with the Better Business Bureau can help you determine the lender’s reputation.

Another important factor to consider is the loan term. You should understand the repayment terms and schedule and make sure you can pay the loan back in full on time. Late payments or missed payments can lead to additional fees and even damage to your credit score.

Interesting Facts and Statistics About Payday Loans in Litchville, North Dakota

  • According to a study by Pew Charitable Trusts, North Dakota has the lowest average payday loan interest rate in the country, at 20%.
  • The maximum loan amount for payday loans in North Dakota is $500.
  • Average fees for payday loans in North Dakota are around $20 per $100 borrowed.
  • Over half of payday loan borrowers in North Dakota have trouble paying their monthly expenses, according to the same Pew Charitable Trusts study.

Apply Now with TheGuaranteedLoans

Are you considering a payday loan in Litchville, North Dakota? TheGuaranteedLoans can help you connect with potential lenders quickly and easily. We are a connecting service and not a direct lender. Once your information is submitted, we will match you with lenders that best fit your financial needs. Remember to read and understand all loan terms carefully before agreeing to anything.

Take the first step in securing your payday loan today and fill out our online application. Your financial relief may be just a few clicks away.

F.A.Q.

Are there any alternative forms of credit available for borrowers who need short-term financial assistance in Litchville, North Dakota?

Yes, there are alternative forms of credit available for borrowers in Litchville, North Dakota who need short-term financial assistance. These options may include credit union loans, community development financial institution loans, or small dollar loans from banks or credit unions.

Can payday lenders charge late fees or penalties for missed payments on payday loans in Litchville, North Dakota?

Yes, payday lenders can charge late fees or penalties for missed payments on payday loans in Litchville, North Dakota. The maximum late fee that can be charged is $30, and lenders cannot charge more than one late fee per loan.

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