Payday Loans in Mapleton, North Dakota

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No payday loan companies in Mapleton, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Home Mortgage 1401 13th Ave E, West Fargo, ND 58078 +1 (701) 433 - 3687
Steven Schneider - Ameriprise Financial Services, LLC 30 1st Ave E Ste 1, Dickinson, ND 58601 +1 (701) 483 - 5735
Farm Credit Services 1400 31st Ave SW, Minot, ND 58701 +1 (701) 852 - 1265
BlackRidgeBANK 4040 42nd St S O, Fargo, ND 58104 +1 (701) 364 - 9050
Choice Bank 1313 Skyline Blvd, Bismarck, ND 58503 +1 (701) 224 - 9200
DAKOTA CONVENIENCE 2605 19th Ave W, Williston, ND 58801 +1 (701) 713 - 4120
First State Bank 612 Broadway St, Thompson, ND 58278 +1 (701) 599 - 2600
Raymond James Financial Services 11 North, Langer Ave N 310, Casselton, ND 58012 +1 (701) 492 - 2625
Money Lenders 1410 9th St E, West Fargo, ND 58078 +1 (701) 356 - 0810
Payday Express Check Cashing 1017 S Washington St, Grand Forks, ND 58201 +1 (701) 746 - 5251

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mapleton, ND, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mapleton, ND.

Beautiful sights of Mapleton, ND

Payday Loans Available in Mapleton, ND By The Following ZIP Codes:

58059

Are Payday Loans Legal In Mapleton, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Mapleton, ND payday loan calculator

Understanding Payday Loans in Mapleton, North Dakota

Payday loans have become increasingly popular in North Dakota and across the United States. These types of loans have proven to be useful, especially for individuals who need quick cash to take care of emergencies, or for those who may not have access to traditional lending opportunities. If you are a resident of Mapleton, North Dakota, and are considering a payday loan, here is everything you need to know.

What are payday loans?

A Payday loan is a short-term loan that is typically due on your next payday. It is a type of unsecured loan that is provided without any collateral. These loans are designed to help individuals who need cash immediately, have bad credit, or do not want to go through the hassle of a traditional loan application process. Of course, like every other credit product in the market, payday loans come with pros and cons, and it is important to understand them before making a decision.

How to qualify for a payday loan in Mapleton, North Dakota

Lenders of payday loans have different requirements that must be met when applying for a payday loan. To apply, you must:

  • Be at least 18 years old
  • Have a valid ID or driver’s license
  • Be a resident of Mapleton, North Dakota, or any other state where payday loans are legal.
  • Provide a valid Social Security number
  • Have a steady source of income

Interest Rates and Other Fees

In North Dakota, the maximum amount of a payday loan is $500, and the maximum period for repayment is 60 days. The maximum finance rate and fees are $20 for any amount between $0 and $250, and $20 for any amount between $250.01 and $500. These rates are regulated by the North Dakota Century Code under section 13-08-01-1.1.

It is also important to note that additional charges can be imposed if you default on your loan. Therefore, when taking out a payday loan, it is important to read and understand the terms and conditions of the loan agreement before signing it.

Interesting facts about payday loans in Mapleton, North Dakota

  • North Dakota is one of the few states in the US that has taken measures to regulate the payday loan industry. As such, payday loans are legal in this state.
  • According to the Consumer Financial Protection Bureau, the average payday loan interest rate is about 400%. However, North Dakota has significantly lower rates than other states.
  • The maximum number of rollovers allowed in North Dakota is two.
  • There is a database that payday lenders must check before offering a loan to a borrower. This is to prevent borrowers from taking out multiple loans that they cannot afford to pay back.

Applying for a Payday Loan from TheGuaranteedLoans

TheGuaranteedLoans is a connector service that works with a network of lenders to connect borrowers with payday loan lenders in Mapleton, North Dakota. The application process is quick and easy, and applicants can receive a decision within minutes.

It is important to note that TheGuaranteedLoans is not a direct lender, but instead facilitates the connection between borrowers and potential lenders. The platform provides assistance to individuals who may have been turned away by traditional lenders, or those who may need quick cash for emergencies.

Conclusion

Payday loans can be useful for individuals who need quick cash for emergencies, but it is important to understand the interest rates and fees associated with these loans and to only borrow what you can afford to pay back. Moreover, it is crucial to work with a reputable lender or connector service like TheGuaranteedLoans to ensure a smooth and trustworthy experience.

Do you need an emergency loan in Mapleton, North Dakota? Apply now and let TheGuaranteedLoans help connect you with local payday loan lenders!

F.A.Q.

How long do I have to repay a payday loan in Mapleton, North Dakota?

in Mapleton, North Dakota, payday loans must be repaid within 60 days of the loan agreement.

Can I have multiple payday loans at the same time in Mapleton, North Dakota?

No, North Dakota state law prohibits borrowers from having more than one payday loan at a time.

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