Payday Loans in McClusky, North Dakota

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No payday loan companies in McClusky, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Gate City Bank in Cash Wise 1761 3rd Ave W, Dickinson, ND 58601 +1 (701) 456 - 7227
Payday Express 1017 S Washington St, Grand Forks, ND 58201 +1 (701) 746 - 5251
DirectCheck 1319 2nd Ave W, Williston, ND 58801
ND LAUNDRY AND CHECK CASHING SERVICES 10 72nd St E, Williston, ND 58801 +1 (701) 572 - 6082
Choice Financial Insurance 716 3rd St, Langdon, ND 58249 +1 (701) 256 - 2101
Dakota Heritage Bank 101 Florence St, Streeter, ND 58483 +1 (701) 424 - 3373
First Community Credit Union 213 Parke Ave, Portland, ND 58274 +1 (701) 788 - 3025
First State Bank of Munich 329 Broadway, Osnabrock, ND 58269 +1 (701) 496 - 3482
Keith Bjerk - Raymond James 2812 17th Ave S, Grand Forks, ND 58201 +1 (701) 775 - 0300
First Community Credit Union 217 Towner Ave, Larimore, ND 58251 +1 (701) 343 - 6473

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McClusky, ND, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Bismarck, ND, Payday Loans in Fargo, ND, Quick Loan in Grand Forks, ND, Quick Loan in Minot, ND and Online Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McClusky, ND.

Beautiful sights of McClusky, ND

Payday Loans Available in McClusky, ND By The Following ZIP Codes:

58463

Are Payday Loans Legal In McClusky, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

McClusky, ND payday loan calculator

Payday Loans in McClusky, North Dakota

If you’re in a financial bind and need cash quickly, a payday loan may seem like a viable option. In McClusky, North Dakota, payday loans are legal and readily available to those who qualify. But before you apply for one, it’s important to understand the process and potential risks involved.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide quick cash to those who need it, often with no credit check required.

How Do Payday Loans Work?

To apply for a payday loan, you’ll need to provide proof of income and identification. Once approved, you’ll typically receive the funds within a few business days. On your next payday, the loan amount plus interest and fees will be automatically deducted from your bank account.

What are the Benefits of Payday Loans?

The main benefit of payday loans is that they provide quick access to cash when you need it the most. They require little paperwork and can be approved within hours.

What are the Risks of Payday Loans?

The biggest risk associated with payday loans is the high interest rates and fees. These loans can carry an annual percentage rate (APR) of up to 400%. This means that if you borrow $100, you may have to pay back $400 or more. This can lead to a cycle of debt, where you’re constantly borrowing money to pay off previous loans.

Applying for a Payday Loan in McClusky, North Dakota

If you are considering a payday loan in McClusky, North Dakota, it’s important to do your research and find a reputable lender. TheGuaranteedLoans can help connect you with potential lenders and provide information on loan terms and eligibility requirements.

Interesting Facts and Statistics about Payday Loans in McClusky, North Dakota

– In North Dakota, there are more than 33 payday loan locations, including multiple options in McClusky.
– The average payday loan amount in North Dakota is $442, with an average APR of 487%.
– It is estimated that about 10% of North Dakotans have taken out a payday loan in the past year.

Apply Now with TheGuaranteedLoans

If you are in need of a payday loan in McClusky, North Dakota, TheGuaranteedLoans can assist you in finding a reputable lender. Our online application process is quick and easy, and you’ll receive multiple loan offers within minutes. Keep in mind that we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Whether you’re facing an unexpected expense or just need some extra cash to tide you over until your next payday, a payday loan may be a viable solution. But before you apply, make sure you understand the risks involved and only borrow what you can afford to pay back.

F.A.Q.

Is there a maximum loan amount for payday loans in McClusky, North Dakota?

Yes, the maximum loan amount for payday loans in McClusky, North Dakota is $500.

Do I need to have a checking account to get a payday loan in McClusky, North Dakota?

Yes, you will need to have a checking account to get a payday loan in McClusky, North Dakota. The lender will require a blank check to electronically withdraw the loan amount and any fees on the agreed-upon repayment date.

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