Payday Loans in Moffit, North Dakota

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No payday loan companies in Moffit, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Dakota West Credit Union 958 Box, 105 East Ave, New Town, ND 58763 +1 (701) 627 - 3737
DAKOTA CONVENIENCE 2605 19th Ave W, Williston, ND 58801 +1 (701) 713 - 4120
Citizens State Bank 220 N Main St, Northwood, ND 58267 +1 (701) 587 - 5921
Grant County State Bank 202 N Main St, Carson, ND 58529 +1 (701) 622 - 3491
Dakota West Credit Union 340 Main St N, Watford City, ND 58854 +1 (701) 444 - 6484
Direct Check 307 S 3rd St, Bismarck, ND 58504 +1 (701) 667 - 2969
Ameriprise Financial 1500 14th St W 210, Williston, ND 58801 +1 (701) 577 - 4697
Drive Chevrolet Buick - Harvey Ripplinger Motors 2321 Highway 52 Byp, Harvey, ND 58341, Harvey, ND 58341 +1 (701) 324 - 2244
Online Bad Credit Loans 138 N 3rd St, Grand Forks, ND 58203 +1 (701) 291 - 8754
U.S. Bank Branch 319 7th Ave, Langdon, ND 58249 +1 (701) 256 - 2702

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moffit, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Bad Credit Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moffit, ND.

Are Payday Loans Legal In Moffit, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Moffit, ND payday loan calculator

When it comes to short-term borrowing options, payday loans are one of the most convenient and quick ways to get the cash you need. In North Dakota, payday loans are legal, which means residents of Moffit have access to these loans when unexpected expenses arise.

How Payday Loans Work

Payday loans are designed to provide you with immediate funds to cover unexpected expenses until your next paycheck. They are typically offered in small amounts, ranging from $100 to $1000, and are meant to be paid back on your next payday.

The application process is straightforward and typically involves providing proof of employment, a valid ID, and a post-dated check or authorization to withdraw funds from your bank account. Approval is usually fast, with funds deposited into your bank account the same day or the next business day.

Benefits of Payday Loans

  • Quick approval: Payday loans are designed to provide you with immediate funds so you can handle unexpected expenses without delay.
  • Accessibility: Payday loans are convenient and accessible, with many lenders offering online applications and 24/7 customer support.
  • Flexibility: Payday loans are typically offered in small amounts, which means you can borrow what you need and pay it back on your next payday.

Interest Rates and Fees

As with any borrowing or credit option, it is essential to understand the terms and conditions of payday loans before applying. In North Dakota, payday lenders can charge up to 20% interest on the first $300 borrowed, with an additional 7.5% on any amount borrowed between $301 and $500. This means that if you borrow $300 for two weeks, you can expect to pay $60 in interest and fees.

It’s important to pay back your loan on time to avoid late fees and additional interest charges. If you are unable to repay your loan on the due date, most lenders will offer a rollover option that allows you to extend the loan term for an additional fee. However, it’s best to avoid this option as it can lead to a cycle of debt and high-interest charges.

Interesting Facts and Statistics

  • In 2019, North Dakota had 25 licensed payday lenders operating in the state.
  • The average loan amount in North Dakota is $422.
  • North Dakota payday lenders generate approximately $1.5 million in fees and interest per month.
  • Approximately 22% of North Dakota residents have used payday loans in the past five years.

Apply Now

At TheGuaranteedLoans, we specialize in connecting individuals in Moffit, North Dakota with potential lenders who offer payday loans. We are a connector service and not a direct lender, which means we connect you with potential lenders who offer the most competitive rates and terms for your unique financial situation.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form and provide the required information. Approval is usually fast, and you can expect to receive your funds within one to two business days.

Don’t let unexpected expenses stress you out. Apply for a payday loan in Moffit, North Dakota today and get the cash you need to handle any financial emergency that comes your way!

F.A.Q.

Can borrowers file complaints against payday lenders in Moffit, North Dakota if they feel they have been treated unfairly or illegally?

Yes, borrowers can file complaints against payday lenders in Moffit, North Dakota if they feel they have been treated unfairly or illegally. Complaints can be filed with the North Dakota Department of Financial Institutions, which is responsible for regulating the payday lending industry in the state.

Can payday lenders garnish a borrower's wages if they default on a payday loan in Moffit, North Dakota?

Yes, payday lenders can garnish a borrower's wages if they default on a payday loan in Moffit, North Dakota. In order to garnish wages, the lender must first obtain a court judgment against the borrower and then request permission from the court to garnish the wages.

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