Payday Loans in Sawyer, North Dakota

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No payday loan companies in Sawyer, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Gate City Bank 500 2nd Ave N, Fargo, ND 58102 +1 (701) 293 - 2400
Wells Fargo Bank 212 W Caledonia Ave, Hillsboro, ND 58045 +1 (701) 436 - 5575
First Community Credit Union 1404 12th Ave N, Fargo, ND 58102 +1 (701) 293 - 6132
Peoples Home Equity Mortgage - Loan Officer Joel Fischer NMLS1552467 3575 45th St S Suite 100, Fargo, ND 58104 +1 (701) 367 - 2434
Gate City Bank 204 Sims St, Dickinson, ND 58601 +1 (701) 456 - 7220
Peoples Bank Main St, Plaza, ND 58771 +1 (701) 497 - 3379
Student Loan Service Center 1440 N University Dr, Fargo, ND 58102 +1 (701) 231 - 9545
Direct Check 807 Hill Ave, Grafton, ND 58237 +1 (701) 352 - 0080
Aspire Financial 415 7th St 4431, Hatton, ND 58240 +1 (701) 543 - 3121
Tri-County Regional Development Council 113 4th St E suite 101, Williston, ND 58801 +1 (701) 577 - 1358

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sawyer, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loans in Grand Forks, ND, No Credit Check Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sawyer, ND.

Beautiful sights of Sawyer, ND

Payday Loans Available in Sawyer, ND By The Following ZIP Codes:

58781

Are Payday Loans Legal In Sawyer, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Sawyer, ND payday loan calculator

Understanding Payday Loans in Sawyer, North Dakota

Life is unpredictable, and unexpected expenses have a way of popping up when you least expect it. Whether you need to pay for a medical emergency, repair a car, or cover bills that have come due before your next paycheck, a payday loan can be a lifesaver.

Payday loans offer short-term cash advances, usually ranging from $100-$1,000, to help you get through a tight financial spot. In Sawyer, North Dakota, payday loans are legal and are often used by people in need of quick cash solutions. But before you jump in, it’s important to understand how these types of loans work.

How Payday Loans Work

Payday loans, sometimes called cash advances, are designed to be a short-term solution to your immediate financial needs. They are intended to be paid back with your next paycheck. In Sawyer, North Dakota, the maximum amount you can borrow on payday loan is $500 and the maximum term for which you may extend a payday loan is 60 days. To qualify for a payday loan, you must:

  • Have a steady source of income.
  • Be at least 18 years old.
  • Have a bank account.
  • Show proof of residence and income.
  • Not be in bankruptcy or have an outstanding loan with another payday lender.

Once you are approved, you can expect to receive the loan amount in your bank account within 24 hours. The fees and interest rates for payday loans tend to be higher than other types of loans, but they are often the only option for people who have bad credit or need cash quickly.

The Pros and Cons of Payday Loans in Sawyer, North Dakota

There are both benefits and drawbacks to taking out a payday loan. The main advantage is that you can get the money you need quickly and easily. The application process is simple, and you can often get approved even if you have bad credit. Payday loans can also be useful if you need to cover unexpected expenses, like a medical emergency.

However, there are also some downsides to payday loans. The interest rates and fees can be high, which means that you may end up paying back more than you borrowed. Payday loans can also be a vicious cycle, as many people can get stuck in a cycle of borrowing and paying back high interest rates, which can make their financial situation worse over time.

Interesting Facts and Statistics about Payday Loans in Sawyer, North Dakota

  • In North Dakota, the interest rate on a payday loan cannot exceed 20% of the loan amount, and the lender cannot charge more than $20 for every $100 borrowed.
  • In North Dakota, the average borrower takes out 10 payday loans per year, with an average loan amount of $470.
  • In North Dakota, payday lenders are required to provide information about free or low-cost credit counseling services to their borrowers.

Apply Now

At TheGuaranteedLoans, we are not a direct lender, but rather a connector service that can help you find potential lenders quickly and easily. We understand that life can be unpredictable and sometimes you may need a payday loan to help you get through a tough time. We are here to help you with that. Just fill out our online application and let us connect you with payday loan lenders who can help you get the funding you need.

Remember, payday loans should only be used as a last resort and should be repaid as soon as possible to avoid getting trapped in a cycle of debt.

Conclusion

If you need a quick, short-term solution to a financial emergency in Sawyer, North Dakota, a payday loan may be a good option for you. Just be sure to do your research, weigh the pros and cons, and use the loan responsibly. When taking out a payday loan, always make sure that you are working with a reputable lender that follows the laws and regulations set forth by the state of North Dakota.

F.A.Q.

What are the consequences of defaulting on a payday loan in Sawyer, North Dakota?

If you default on a payday loan in Sawyer, North Dakota, the lender may pursue legal action to collect the unpaid amount. This could result in a negative impact on your credit score and potential financial penalties.

Are there alternatives to payday loans in Sawyer, North Dakota?

Yes, there are alternative financial options available to borrowers in Sawyer, North Dakota. These may include low-interest personal loans, credit union loans, or financial assistance programs. It is important to research and compare these options before taking out a payday loan.

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