Payday Loans in Souris, North Dakota

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Souris, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Grand Forks Downtown 600 Demers Ave, Grand Forks, ND 58201 +1 (800) 872 - 2657
Choice Financial Insurance 716 3rd St, Langdon, ND 58249 +1 (701) 256 - 2101
ATM Dacotah Bank 410 W Villard St, Dickinson, ND 58602 +1 (800) 627 - 3999
U.S. Bank Branch 508 College Dr S, Devils Lake, ND 58301 +1 (701) 662 - 9292
Money Lenders 1617 S University Dr, Fargo, ND 58103 +1 (701) 235 - 9555
Investment Centers-America 1101 E Interstate Ave, Bismarck, ND 58503 +1 (701) 221 - 4751
CREDIT BUREAU OF BISMARCK 1929 N WASHINGTON ST STE U2, Bismarck, ND 58501 +1 (701) 223 - 7730
Choice Bank 201 Main St N, Belfield, ND 58622 +1 (701) 575 - 8282
U.S. Bank Branch 1301 12th Ave N, Fargo, ND 58102 +1 (701) 293 - 2841
Jackson Hewitt Tax Service 3900 S Broadway, Minot, ND 58701 +1 (888) 325 - 1040

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Souris, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, 24-Hour Loan in Fargo, ND, Payday Loan Companies in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Souris, ND.

Payday Loans Available in Souris, ND By The Following ZIP Codes:

58783

Are Payday Loans Legal In Souris, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Souris, ND payday loan calculator

Payday loans are a common solution for those in need of quick cash. In Souris, North Dakota, these loans are legal and can be helpful when used responsibly. However, it’s important to understand the risks associated with payday loans and to be aware of your options before applying.

How payday loans work in Souris, North Dakota

A payday loan, also known as a cash advance loan, is a short-term loan that is typically due on your next payday. In Souris, North Dakota, payday loans are legal and regulated by state law.

To apply for a payday loan, you’ll need to provide proof of income and a valid ID. The lender may also require a post-dated check or an authorization to debit your bank account on the due date. Upon approval, you’ll receive the cash you need, usually within one business day.

Payday loans in Souris, North Dakota can range from $100 to $500, with a maximum loan term of 60 days. Lenders are allowed to charge up to 20% of the loan amount in finance charges, plus a $20 fee.

The risks of payday loans

While payday loans can be helpful when used responsibly, they also come with significant risks. The high finance charges and fees associated with payday loans can create a cycle of debt, making it difficult to pay off the loan on time and leading to additional finance charges and fees.

In addition, some lenders may engage in predatory lending practices, such as offering unaffordable loans or harassing borrowers who are unable to pay on time. It’s important to carefully read the terms and conditions of any payday loan before accepting.

Alternatives to payday loans in Souris, North Dakota

If you’re in need of quick cash but don’t want to take out a payday loan, there are several alternatives available in Souris, North Dakota. These include:

  • Personal loans: Personal loans are generally available through banks, credit unions, and online lenders. They typically have lower interest rates and longer repayment terms than payday loans.
  • Credit cards: If you have a credit card with available credit, you may be able to use it to cover your expenses. Keep in mind, however, that credit cards often come with high-interest rates, so it’s important to pay off the balance as soon as possible.
  • Government assistance: If you’re struggling to cover basic expenses, you may be eligible for government assistance programs such as SNAP or LIHEAP.
  • Borrowing from friends or family: While it may be difficult to ask for help, borrowing from friends or family may be a better option than taking out a payday loan.

Interesting facts and statistics about payday loans in Souris, North Dakota

  • North Dakota has one of the lowest average payday loan interest rates in the country, at 452% APR.
  • In 2019, North Dakota lenders issued over 113,000 payday loans, totaling over $32 million in loans.
  • The average payday loan amount in North Dakota is $425, with an average term of 14 days.

Apply now with TheGuaranteedLoans

If you’ve weighed your options and decided that a payday loan is the right choice for you, TheGuaranteedLoans can help. We are a connector service that works with multiple lenders to connect you with the best loan options available.

Our online application process is quick and easy. Simply fill out our secure application form and we’ll connect you with potential lenders who can provide the cash you need. Keep in mind, however, that TheGuaranteedLoans is not a direct lender and we do not make credit decisions. Our goal is to help facilitate your connection with potential lenders.

Apply now and get the cash you need, quickly and easily.

F.A.Q.

Can I apply for a payday loan online in Souris, North Dakota?

Yes, many payday lenders in Souris, North Dakota offer the option of applying for a loan online through their website. This can be a convenient and fast way to apply for a loan, and you may be able to receive an approval decision and funds within a few hours.

Are there any alternatives to payday loans in Souris, North Dakota?

If you are considering a payday loan in Souris, North Dakota, it is important to explore all of your options before taking out a loan. Some alternatives to payday loans include borrowing from friends or family, using a credit card, or applying for a personal loan from a bank or credit union.

Look for Short-Term Loans in Other Cities: