Payday Loans in Sutton, North Dakota

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No payday loan companies in Sutton, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Quality Tax Preparation 1416 2nd Ave W 5, Williston, ND 58801 +1 (701) 572 - 0891
Money Lenders 1617 S University Dr, Fargo, ND 58103 +1 (701) 235 - 9555
First International Bank & Trust 910 Lincoln Ave, Harvey, ND 58341 +1 (701) 324 - 5245
U.S. Bank Branch 1205 S Columbia Rd, Grand Forks, ND 58201 +1 (701) 795 - 6222
Student Loans of North Dakota 1200 Memorial Hwy, Bismarck, ND 58504 +1 (701) 328 - 5660
Bruce Hanson - Prudential Financial 2840 24th Ave S 300, Grand Forks, ND 58201 +1 (701) 772 - 1361
Western Union 300 11th St W, Williston, ND 58801 +1 (800) 325 - 6000
Americash 2305 Main Ave, Fargo, ND 58103 +1 (701) 234 - 9990
Thrivent Financial 807 Hill Ave, Grafton, ND 58237 +1 (701) 352 - 0695
AFC Automotive Finance Corp. 1650 Main Ave E, West Fargo, ND 58078 +1 (701) 353 - 6412

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sutton, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Payday Loans in Fargo, ND, Payday Loan for Grand Forks, ND, Bad Credit Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sutton, ND.

Payday Loans Available in Sutton, ND By The Following ZIP Codes:

58484

Are Payday Loans Legal In Sutton, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Sutton, ND payday loan calculator

In the state of North Dakota, payday loans are legal and fully accessible to those who need them. In fact, residents of Sutton, North Dakota can easily find payday lenders offering short-term loans for unexpected expenses and emergencies. These loans can provide a quick and convenient solution when you’re short on funds, but it’s important to understand the details before you apply.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that help cover unexpected expenses that come up before your next paycheck arrives. They’re designed to be repaid in full when you receive your next paycheck or over a few pay periods. You typically borrow a small amount, usually less than $500, and repay it with interest and fees.

How Do Payday Loans Work?

Payday loans are typically easy to obtain. Borrowers provide proof of employment and income, as well as a post-dated check or authorization for electronic debit of their bank account for the amount of the loan plus fees and interest. Most lenders require that borrowers have a checking account and regular income, but credit history isn’t a major factor.

The lender will then provide funds to the borrower, usually within a few hours or the next business day. The loan is typically due in full on the borrower’s next payday, and the lender will cash the check or electronically debit the borrower’s account to get their money back, plus interest and fees.

What are the Pros and Cons of Payday Loans in Sutton, North Dakota?

Like any financial decision, payday loans have their advantages and disadvantages. The following are some of the factors to consider when deciding whether to apply for a payday loan in Sutton, North Dakota:

Pros

  • Quick and easy to obtain: Payday loans are often available within hours or the next business day.
  • No credit check required: Borrowers with bad or no credit can still qualify for payday loans in Sutton, North Dakota.
  • Flexible repayment options: Depending on the lender and the borrower’s circumstances, payday loans can be repaid in full with the next paycheck or over a few pay periods.

Cons

  • High interest rates and fees: Payday loans in Sutton, North Dakota can have extremely high interest rates and fees, which can make them an expensive way to borrow money.
  • Risk of debt cycle: If borrowers can’t repay their payday loans on time, they may have to take out additional loans to cover the original loan, leading to a cycle of debt.
  • Not a long-term solution: Payday loans are only meant to be a short-term solution. Borrowers should consider other options if they need to borrow money for an extended period of time.

Interesting Facts and Statistics about Payday Loans in Sutton, North Dakota

The payday lending industry is a controversial one, and there are many opinions about the pros and cons of these types of loans. Despite the controversy, however, payday loans remain a popular source of emergency funding for many people. Here are a few interesting statistics about payday loans in Sutton, North Dakota:

  • North Dakota has one of the highest payday loan usage rates in the United States, with an estimated 35 payday lending stores in the state.
  • The average payday loan borrower in North Dakota takes out eight loans per year, with an average loan value of $385.
  • The average interest rate on a payday loan in North Dakota is 487%, which is significantly higher than the national average of 400%.
  • While the payday lending industry has received criticism from some consumer watchdog groups, it remains a regulated and legal industry in North Dakota.

Apply Now

If you need quick cash to cover unexpected expenses, TheGuaranteedLoans can help connect you with potential lenders offering payday loans in Sutton, North Dakota. Simply fill out our online application and we’ll do our best to match you with a lender that meets your needs. Remember, we’re a connector service, not a direct lender. Any loan agreement you enter into will be with the lender, not with TheGuaranteedLoans.

F.A.Q.

Can payday lenders repossess a borrower's property if they default on a payday loan in Sutton, North Dakota?

Yes, payday lenders can repossess a borrower's property if they default on a payday loan in Sutton, North Dakota. This could include repossessing a vehicle that was used as collateral for the loan or placing a lien on the borrower's property.

Can payday lenders report defaulted loans to credit bureaus in Sutton, North Dakota?

Yes, payday lenders can report defaulted loans to credit bureaus in Sutton, North Dakota. This can have a negative impact on the borrower's credit score and may make it more difficult to obtain credit in the future.

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