Payday Loans in West Fargo, North Dakota

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Payday Loan Companies in West Fargo, ND

Company nameAddressZip codePhone number
AFC Automotive Finance Corp. 1650 Main Ave E 58078 +1 (701) 353 - 6412
BlackRidgeBANK 855 26th Ave E 58078 +1 (701) 551 - 1320
Choice Bank 210 Sheyenne St 58078 +1 (701) 277 - 9258
First International Bank & Trust 1350 13th Ave E 58078 +1 (701) 281 - 2700
First Western Bank & Trust 855 26th Ave E 58078 +1 (701) 551 - 1320
First Western Bank & Trust - Administrative Building 825 26th Ave E 58078 +1 (701) 364 - 9000
Gate City Bank 837 31st Ave E 58078 +1 (701) 298 - 2808
Gate City Bank 1119 9th St E 58078 +1 (701) 298 - 2800
Gate City Bank in Hornbacher's 2050 Sheyenne St 58078 +1 (701) 551 - 1870
Money Lenders 1410 9th St E 58078 +1 (701) 356 - 0810
Northstar Financial Group 3250 Oak Ridge Loop E 58078 +1 (701) 282 - 6000
Town & Country Credit Union 3342 Sheyenne St 58078 +1 (701) 356 - 1880
United States Postal Service 415 Main Ave E 58078 +1 (800) 275 - 8777
Wells Fargo Bank 1401 13th Ave E 58078 +1 (701) 433 - 3660
Wells Fargo Home Mortgage 1401 13th Ave E 58078 +1 (701) 433 - 3687
Western State Bank 755 13th Ave E 58078 +1 (701) 277 - 5003

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Fargo, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bismarck, ND, Guaranteed Loans in Fargo, ND, Payday Loans in Grand Forks, ND, Payday Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Fargo, ND.

Beautiful sights of West Fargo, ND

Payday Loans Available in West Fargo, ND By The Following ZIP Codes:

58078

Are Payday Loans Legal In West Fargo, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

West Fargo, ND payday loan calculator

Payday Loans in West Fargo, North Dakota

Payday loans in West Fargo, North Dakota, are a quick and easy way to get cash when you need it. They are legal in North Dakota and are regulated by the North Dakota Department of Financial Institutions (DFI). Payday loans serve a valuable purpose for those that need emergency cash to cover an unexpected expense.

When you need a payday loan in West Fargo, you can apply for one at a payday lender’s website or office. You’ll need to provide proof of your income and employment, such as a pay stub or bank statement. The lender will then review your application and determine if you qualify. If you’re approved, the lender will give you the amount of money you need and you will be required to pay it back when you receive your next paycheck.

Payday loans are relatively simple to obtain, and the process isn’t overly complicated or lengthy. That said, it’s important to understand the terms and costs of a payday loan before you enter into an agreement. Generally speaking, payday loans in West Fargo have higher fees and interest rates than other types of loans, so they should only be used as a last resort.

How Do Payday Loans Work?

Payday loans are typically short-term loans with high-interest fees that must be repaid within a few weeks. In West Fargo, the maximum loan amount is typically $500 and the interest rate is capped at 23%. The loan is issued for a period of seven days and must be repaid in full when the borrower’s next paycheck arrives. If the borrower is unable to repay the loan on time, they may be able to extend the repayment period for an additional fee.

Are Payday Loans in West Fargo Legal?

Yes, payday loans are legal in North Dakota. The DFI regulates payday lenders in the state and makes sure that they comply with all applicable laws. Lenders must be licensed with the DFI and must adhere to their regulations. If a borrower is having difficulty repaying their loan, they can contact the DFI to file a complaint or get help resolving their issue.

Do I Qualify for a Payday Loan?

To qualify for a payday loan in West Fargo, you must be at least 18 years old and have a regular source of income. You’ll also need to provide proof of your income, such as a bank statement or pay stub. The lender will then review your application and determine if you qualify for a loan.

What Should I Watch Out For?

Payday loans are an expensive way to borrow money, so it’s important to understand the terms and costs of a loan before you enter into an agreement. Payday loans typically have higher interest rates and fees than other types of loans, so they should be used as a last resort. You should also be aware that late payments or missed payments can result in additional fees or penalties.

The Guaranteed Loans – We’ll Connect You With Lenders

At TheGuaranteedLoans, we understand that sometimes life throws you a curveball and you need extra cash. We can connect you with lenders in West Fargo who offer payday loans. Simply fill out our online application and we’ll do the rest. Please keep in mind that TheGuaranteedLoans is not a lender and does not offer loans directly. We are here to help you find the best loan for your needs.

F.A.Q.

  • What is the maximum loan amount I can get in West Fargo? – The maximum loan amount you can get in West Fargo is typically $500.
  • What is the interest rate for West Fargo payday loans? – The interest rate for West Fargo payday loans is capped at 23%.
  • How long is the repayment period? – The repayment period is typically seven days but you may be able to extend it for an additional fee.
  • Do I have to be a resident of North Dakota to apply? – Yes, you must be a resident of North Dakota to apply for a payday loan in West Fargo.
  • Are there any additional fees? – Yes, there may be additional fees for late or missed payments.

More F.A.Q.

Can I be charged with criminal penalties for not repaying a payday loan in West Fargo, North Dakota?

No, North Dakota law prohibits the use of criminal penalties for the non-payment of a payday loan. If you are unable to repay your loan, your lender may pursue other legal remedies, such as a civil lawsuit, to collect the debt.

How can I find a reputable payday lender in West Fargo, North Dakota?

To find a reputable payday lender in West Fargo, North Dakota, you can check with the North Dakota Department of Financial Institutions to make sure that the lender is licensed and in compliance with state laws. You can also research the lender online and read customer reviews to get an idea of their reputation and business practices.

How Many Cash Advance Companies are in West Fargo, ND?

With the help of our service, you will be able to find 16 cash advance companies in West Fargo, ND

What Cash Advance Companies in West Fargo, ND are the most popular?

You should check Gate City Bank, AFC Automotive Finance Corp., and BlackRidgeBANK. Also, you can start your application online on our website.

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