Payday Loans in Arcadia, Oklahoma

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No payday loan companies in Arcadia, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Western-Shamrock Finance 122 1/2 W Evergreen St, Durant, OK 74701 +1 (580) 931 - 3604
Tower Loans 110 N Garfield Ave 200, Sand Springs, OK 74063 +1 (918) 241 - 2274
Approved Cash 7406 S Walker Ave, Oklahoma City, OK 73139 +1 (405) 635 - 0725
Community National Bnk-Okarche 653 N Main Highway 81,, Okarche, OK 73762 +1 (405) 263 - 7491
Cashland 8605 S Western Ave, Oklahoma City, OK 73139 +1 (405) 634 - 7874
Dollar Depot 1085 N Harrah Rd, Harrah, OK 73045 +1 (405) 347 - 9200
Sun Loan Company 1319 NW Sheridan Rd, Lawton, OK 73505 +1 (580) 353 - 8090
Armstrong Bank 525 N Osage Ave, Dewey, OK 74029 +1 (918) 534 - 3333
Farmers & Merchants Natl Bank 312 N Main St, Fairview, OK 73737 +1 (580) 227 - 3773
Last Dollar Loan 120 Evergreen St, Durant, OK 74701 +1 (580) 924 - 1900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Arcadia, OK, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Owasso, OK, 24-Hour Loan in Shawnee, OK, 24-Hour Loan in Stillwater, OK, Payday Loans in Tulsa, OK, Payday Loans in Bartlesville, OK, Payday Loan Without a Credit Check in Broken Arrow, OK, Short-term Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Arcadia, OK.

Beautiful sights of Arcadia, OK

Payday Loans Available in Arcadia, OK By The Following ZIP Codes:

73007

Are Payday Loans Legal In Arcadia, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Arcadia, OK payday loan calculator

Understanding Payday Loans in Arcadia, Oklahoma

Payday loans have become increasingly popular in recent years. These short-term loans are meant to provide borrowers with quick access to small amounts of money in times of emergency. Payday loans can help individuals cover unexpected expenses, such as car repairs or medical bills.

In Arcadia, Oklahoma, payday loans are legal, meaning that consumers can obtain these loans from licensed lenders operating within the state. However, it’s essential to understand the terms and conditions of payday loans before applying for one.

How do Payday Loans Work?

Payday loans are typically due on the borrower’s next payday, which is why they are known as payday loans. Borrowers can typically borrow a few hundred dollars or up to $1,500, depending on the lender’s terms, and must repay the loan plus interest in full on their next payday.

The application process for payday loans is relatively straightforward and can be completed online or in-person at a licensed lender’s location. Borrowers will need to provide proof of employment and income, as well as a valid form of identification.

If approved, borrowers will receive the funds on the same day or within 24 hours, making payday loans an excellent option for those who need emergency funds quickly.

The Pros and Cons of Payday Loans

While payday loans can be a helpful solution for those who need fast access to cash, they also come with some drawbacks.

Pros

  • Quick and easy access to cash in times of need
  • Minimal credit requirements
  • No collateral needed

Cons

  • High-interest rates and fees
  • Possible debt cycle
  • Collection practices can be aggressive

Interesting Facts and Statistics about Payday Loans in Arcadia, Oklahoma

  • The average payday loan in Oklahoma is $394, with an average interest rate of 391% APR.
  • On average, borrowers in Oklahoma take out 8 payday loans per year.
  • Oklahoma has the highest payday loan usage rate in the country.
  • In 2019, Oklahoma payday loan borrowers paid over $50 million in interest and fees.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can happen to anyone, and we’re here to help. We offer an online application process that connects borrowers with licensed lenders in Arcadia, Oklahoma, and across the country.

It’s important to note that TheGuaranteedLoans is not a direct lender. We simply act as a connector service, facilitating the connection between lenders and borrowers. Our application process is quick, easy, and secure.

If you’re in need of emergency funds and want to apply for a payday loan, visit our website and fill out our online application. We’ll work to connect you with potential lenders who may be able to help.

Conclusion

Payday loans can be a helpful solution for those who need emergency cash quickly. However, it’s important to fully understand the terms and conditions of these loans before applying. Borrowers should consider the pros and cons and ensure that they can repay the loan in full, plus interest, on their next payday.

At TheGuaranteedLoans, we’re committed to providing our readers with accurate and helpful information about payday loans in Arcadia, Oklahoma, and beyond.

Apply for a payday loan now and take control of your finances today.

F.A.Q.

Can I renew or rollover a payday loan in Arcadia, Oklahoma?

No, in Arcadia, Oklahoma payday loans cannot be renewed or rolled over.

What fees and interest rates are associated with payday loans in Arcadia, Oklahoma?

The fees and interest rates associated with payday loans in Arcadia, Oklahoma are determined by the lender and are subject to state regulations.