Payday Loans in Bison, Oklahoma

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No payday loan companies in Bison, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Exchange Bank 523 Delaware, Perry, OK 73077 +1 (580) 336 - 5531
Check Into Cash 1111 W Ruth Ave, Sallisaw, OK 74955 +1 (918) 235 - 0844
Vision Bank 1100 W Broadway Ave, Sulphur, OK 73086 +1 (580) 622 - 6111
CLOSED - Bank of Oklahoma 9300 N Pennsylvania Ave, Oklahoma City, OK 73120 +1 (405) 272 - 2253
Cash Loan Co 8 B St NW, Ardmore, OK 73401 +1 (580) 226 - 7740
Republic Loans 405 W Kansas Ave, Chickasha, OK 73018 +1 (405) 224 - 1911
World Finance Corporation 1508 S 6th St, Henryetta, OK 74437 +1 (918) 652 - 3335
BancFirst 230 S Broadway St, Konawa, OK 74849 +1 (580) 925 - 3211
Check `n Go 1923 S Green Ave, Purcell, OK 73080 +1 (405) 294 - 4296
All American Loans & Payday 104 N Pocola Blvd, Pocola, OK 74902 +1 (918) 436 - 6188

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bison, OK, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lawton, OK, Payday Loans in Muskogee, OK, Bad Credit Loans in Norman, OK, Payday Loans in Oklahoma City, OK, Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK and Payday Loan Companies in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bison, OK.

Beautiful sights of Bison, OK

Payday Loans Available in Bison, OK By The Following ZIP Codes:

73720

Are Payday Loans Legal In Bison, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Bison, OK payday loan calculator

Understanding Payday Loans in Bison, Oklahoma

In today’s fast-paced world, the need for quick, emergency funds is more prevalent than ever. If you’re a resident of Bison, Oklahoma, this need can be met through a legal form of borrowing known as a payday loan.

Payday loans provide borrowers with immediate access to cash, usually with repayment due within a brief period, typically with their next paycheck. As long as borrowers can provide proof of income, a personal bank account, and identification, they can apply for a payday loan online.

How Payday Loans Work in Bison, Oklahoma

Payday loans are legal in Oklahoma, and as such, lenders offering these loans to Bison residents must abide by the state’s laws and regulations.

Oklahoma has set regulations in place to govern payday loans, which means that the lenders must do the following:

  • Charge no more than 17% interest on loans up to $300
  • Charge no more than 15% interest on loans between $301 and $500
  • Charge no more than 13% interest on loans between $501 and $1,500
  • Limit the duration of the loan to no more than 45 days
  • Limit the amount borrowed to no more than $1,500

For example, if you borrow $200 with a payday loan in Bison, you’d only pay back $234 as the interest on the loan.

The Pros and Cons of Payday Loans in Bison, Oklahoma

Before deciding if a payday loan is right for you, it’s essential to weigh the pros and cons. Here are some of the advantages of taking out a payday loan in Bison:

  • Quick access to cash when you need it most
  • No need for a good credit score or a co-signer
  • Straightforward application process

Despite these advantages, there are also some cons associated with payday loans to consider:

  • High-interest rates compared to other forms of borrowing
  • Potentially damaging to your credit score if not paid on time
  • May perpetuate a cycle of debt if not managed responsibly

Interesting Facts and Statistics about Payday Loans in Bison, Oklahoma

Did you know that:

  • The average payday loan in Oklahoma is $394
  • Oklahoma has the highest average APR for payday loans in the country, at 392%
  • While payday loans are legal in Oklahoma, some states have banned them altogether

It’s essential to consider these facts and statistics when making the decision to take out a payday loan. While they can provide fast access to cash, they also come with high-interest rates and other challenges.

Apply Now

If you’re a Bison, Oklahoma resident looking for immediate access to cash, consider applying for a payday loan through TheGuaranteedLoans. As a connector service, we’re not a direct lender, but we can help you find a lender that could work for you.

Our online application process is simple and quick, and we work with a network of verified lenders. Apply through our website today to get started on the path to financial stability.

Remember to borrow responsibly and only take out a payday loan if you’re confident in your ability to repay it on time, without making your financial situation worse.

F.A.Q.

Are there any alternatives to payday loans in Bison, Oklahoma?

Yes, there are several alternatives to payday loans in Bison, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Bison, Oklahoma?

You can find more information about payday loans in Bison, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.