Payday Loans in Braggs, Oklahoma

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No payday loan companies in Braggs, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Empire Finance 117 E Main St, Ada, OK 74820 +1 (580) 436 - 6090
BancFirst 111 S Casaver Ave, Wagoner, OK 74477 +1 (918) 485 - 2173
Loyal Loans 1236 Alameda St, Norman, OK 73071 +1 (405) 364 - 1419
American Bank of Oklahoma 1525 W Rogers Blvd, Skiatook, OK 74070 +1 (800) 371 - 2595
World Finance 1805 W Broadway Ave, Sulphur, OK 73086 +1 (580) 207 - 8399
Bank of Cherokee County 125 E 1st St, Tahlequah, OK 74464 +1 (918) 456 - 3900
Mid America Loans Frederick 104 S Main St, Frederick, OK 73542 +1 (580) 335 - 2148
Money Tree Finance 2602 NW Sheridan Rd # B, Lawton, OK 73505 +1 (580) 248 - 2284
Surety Finance Services Inc 6390 E 31st St A, Tulsa, OK 74135 +1 (918) 610 - 0003
American Nation Bank 133 Oak Main Ave, Comanche, OK 73529 +1 (580) 439 - 8817

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Braggs, OK, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Owasso, OK, Payday Loan for Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Braggs, OK.

Beautiful sights of Braggs, OK

Payday Loans Available in Braggs, OK By The Following ZIP Codes:

74423

Are Payday Loans Legal In Braggs, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Braggs, OK payday loan calculator

Understanding Payday Loans in Braggs, Oklahoma

When faced with sudden financial emergencies, individuals often turn to payday loans as a quick and convenient solution. In Braggs, Oklahoma, payday loans are legal and can provide individuals with the necessary funds to cover unexpected expenses. However, it is important to fully understand the terms and risks associated with payday loans before taking one out.

What is a Payday Loan?

A payday loan is a short-term loan typically used to cover unexpected expenses until the borrower’s next payday. These loans are not meant to be long-term solutions and often come with high interest rates and fees.

In Braggs, Oklahoma, payday loans can be obtained from various lenders, including storefront lenders and online lenders. The amount that can be borrowed typically ranges from $100 to $500, and the loan is usually due within two to four weeks.

The Risks of Payday Loans

While payday loans can be a quick and convenient solution to financial emergencies, they also come with significant risks. The high interest rates and fees associated with these loans can lead to a cycle of debt, where borrowers are forced to take out additional loans to cover the previous one. This can result in a cycle of loan repayment that can be difficult to break.

Additionally, payday loans are not regulated as strictly as other types of loans, which means that borrowers may be at risk of falling prey to predatory lending practices. To avoid this, it is important to thoroughly research lending institutions before taking out a payday loan.

The Benefits of Payday Loans

Despite the risks associated with payday loans, there are also benefits to this type of lending. For individuals with poor credit, payday loans may be one of the only options available to them. Additionally, payday loans can provide quick access to the funds needed to cover unexpected expenses.

Interesting Facts and Statistics about Payday Loans in Braggs, Oklahoma

  • In Oklahoma, there are over 350 payday loan stores available.
  • Between 2012 and 2015, Oklahoma borrowers paid $321 million in payday loan fees.
  • 3.5% of Oklahoma households have taken out payday loans in the past year.
  • The high interest rates associated with payday loans in Oklahoma are due to a lack of regulation in the state.
  • The average payday loan in Braggs, Oklahoma is $375.

Apply Now

If you are in need of a payday loan in Braggs, Oklahoma, TheGuaranteedLoans is here to help. Our online application process makes it easy to connect with potential lenders and secure the funds you need to cover unexpected expenses. Please keep in mind that we are a connector service and not a direct lender. We strive to connect you with reputable lenders, but it is important to thoroughly research all lending institutions before accepting a loan.

Apply now and get the funds you need to cover unexpected expenses today.

F.A.Q.

Are there any alternatives to payday loans in Braggs, Oklahoma?

Yes, there are several alternatives to payday loans in Braggs, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Braggs, Oklahoma?

You can find more information about payday loans in Braggs, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.