Payday Loans in Bromide, Oklahoma

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No payday loan companies in Bromide, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Mettise 2123 N Classen Blvd, Oklahoma City, OK 73106 +1 (405) 217 - 3880
Armstrong Bank 805 S Lee St, Fort Gibson, OK 74434 +1 (918) 478 - 5030
WEOKIE Federal Credit Union 800 SW 119th St, Oklahoma City, OK 73170 +1 (405) 235 - 3030
Southern Loan Co 14 B St NW, Ardmore, OK 73401 +1 (580) 226 - 0290
Armstrong Bank 1111 W Gentry Ave, Checotah, OK 74426 +1 (918) 473 - 7800
Security Finance 322 W Main St, Henryetta, OK 74437 +1 (918) 652 - 3888
Bank of Oklahoma 3815 SE Frank Phillips Blvd, Bartlesville, OK 74006 +1 (918) 335 - 5311
Budget Loans 1100 S Air Depot Blvd, Oklahoma City, OK 73110 +1 (405) 741 - 7600
First National Bank 228 Oak Main Ave, Comanche, OK 73529 +1 (580) 439 - 5457
Noble Finance 600 N Porter Ave, Norman, OK 73071 +1 (405) 329 - 2100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bromide, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawton, OK, Payday Loans in Muskogee, OK, Payday Loans in Norman, OK, Payday Loans in Oklahoma City, OK, Bad Credit Loans in Owasso, OK, Payday Loan for Shawnee, OK, Payday Loans in Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bromide, OK.

Payday Loans Available in Bromide, OK By The Following ZIP Codes:

74530

Are Payday Loans Legal In Bromide, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Bromide, OK payday loan calculator

Are you in need of a quick, short-term solution to a financial emergency in Bromide, Oklahoma? If so, you may want to consider a payday loan. Payday loans are legal in Oklahoma, and they can be a useful tool for those facing unexpected expenses or a temporary cash shortage.

What Are Payday Loans?

A payday loan is a type of short-term loan that generally must be repaid within two to four weeks of the loan being taken out. These loans are often used to cover unexpected expenses or to bridge the gap between paychecks. Payday loans are different from traditional loans in that they are typically for smaller amounts, and you usually have to pay them back in one lump sum.

Payday loans are also known for their high-interest rates, which can be up to 400% in some cases. This is because payday lenders take on a higher risk by providing loans to customers who have poor credit or no credit history. However, despite the high interest rates, payday loans can be a valuable tool in certain situations.

What Are the Requirements for a Payday Loan in Bromide, Oklahoma?

In Oklahoma, the requirements for obtaining a payday loan are relatively simple. You must be at least 18 years old, have a valid government-issued ID, proof of income, and an active checking account. You must also provide a post-dated check or sign an electronic agreement for the amount of the loan plus fees and interest.

The loan amount you can qualify for depends on your income level. However, the maximum amount of a payday loan in Oklahoma is $500. Your lender will determine the amount you qualify for based on your income and other eligibility requirements.

How Do You Repay a Payday Loan?

The repayment of a payday loan in Bromide, Oklahoma is typically due within two to four weeks of the loan being taken out. You will be required to provide a post-dated check or sign an electronic agreement for the amount of the loan plus fees and interest.

If you are unable to repay your loan on time, you may be eligible to roll over your loan. This means extending the repayment terms and paying additional fees and interest. However, it is important to note that rolling over a payday loan can lead to a cycle of debt that is difficult to escape.

Benefits and Risks of Payday Loans

Payday loans can be a useful tool in certain situations, but they also come with risks, such as high-interest rates, short repayment terms, and the potential for a cycle of debt. Before taking out a payday loan, it’s important to weigh the benefits and risks carefully.

  • Benefits:
    • Quick access to cash in an emergency
    • No credit check required
    • Simple application process
  • Risks:
    • High-interest rates and fees
    • Short repayment terms
    • Potential for a cycle of debt

Interesting Facts About Payday Loans in Bromide, Oklahoma

  • As of 2021, there were over 300 payday lending storefronts in Oklahoma.
  • Oklahoma is home to some of the highest payday loan interest rates in the country.
  • The average amount borrowed for a payday loan in Oklahoma is $394.
  • Over 75% of payday loan borrowers in Oklahoma take out multiple loans per year.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Bromide, Oklahoma, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we work with a network of carefully selected lenders who can provide you with the cash you need. Our online application process is simple, secure, and fast. Don’t wait – apply now to get the funds you need to cover unexpected expenses or bridge the gap between paychecks.

F.A.Q.

How do I apply for a payday loan in Bromide, Oklahoma?

To apply for a payday loan in Bromide, Oklahoma, you will need to provide proof of income, a valid ID, and a checking account. You can apply online or in person at a payday loan store.

What is the maximum amount I can borrow with a payday loan in Bromide, Oklahoma?

The maximum amount you can borrow with a payday loan in Bromide, Oklahoma is $500.