Payday Loans in Byars, Oklahoma

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No payday loan companies in Byars, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Simmons Bank 111 W Main St, Tishomingo, OK 73460 +1 (580) 371 - 9551
Approved Cash 625 N Mississippi Ave Suite D Suite D, Ada, OK 74820 +1 (580) 421 - 7751
Continental Credit 5003 N Rockwell Ave, Bethany, OK 73008 +1 (405) 495 - 5626
Oklahoma AgCredit 1420 N Clarence Nash Blvd, Watonga, OK 73772 +1 (580) 623 - 4959
Bell Financial Services Inc 2128 N Yellowood Ave, Broken Arrow, OK 74012 +1 (800) 294 - 0553
First National Bank Heavener 400 E 1st St, Heavener, OK 74937 +1 (918) 653 - 3200
Continental Credit 114 N Broadway St, Hugo, OK 74743 +1 (580) 326 - 6451
Tinker Federal Credit Union City of Ada - Mask Mandate 1620 Lonnie Abbott Blvd, Ada, OK 74820 +1 (580) 310 - 0324
IBC Bank 1461 24th Ave NW, Norman, OK 73069 +1 (405) 775 - 8069
Hunter & Gibbins PC 102 N Jefferson Ave, Elk City, OK 73644 +1 (580) 225 - 0292

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Byars, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Quick Loan in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Byars, OK.

Beautiful sights of Byars, OK

Payday Loans Available in Byars, OK By The Following ZIP Codes:

74831

Are Payday Loans Legal In Byars, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Byars, OK payday loan calculator

Payday Loans in Byars, Oklahoma

If you need cash fast, payday loans may be a viable option for you. Payday loans are a type of short-term loan that can help you cover unexpected expenses or bridge the gap between paychecks. In Byars, Oklahoma, payday loans are legal and regulated by state law.

Here’s everything you need to know about payday loans in Byars, Oklahoma.

What are Payday Loans?

Payday loans are small-dollar loans typically ranging from $100 to $500, but they can go up to $1,500. They are designed for short-term needs and usually have a two-week repayment term. However, Oklahoma state law allows borrowers to extend their loans up to four times.

To qualify for a payday loan, you must have a steady income, an active checking account, and a government-issued ID. You don’t need good credit to get approved, as lenders focus more on your ability to repay the loan.

Benefits and Risks of Payday Loans

Payday loans can be a convenient way to get fast cash, especially for those with no credit or bad credit. They have a simple application process and quick approval times, allowing borrowers to get the money they need in as little as one business day.

However, payday loans carry higher interest rates than traditional loans, making them more expensive. If you’re unable to repay the loan on time, you may be subject to additional fees and high interest rates, resulting in a cycle of debt.

Payday Loan Regulations in Byars, Oklahoma

As mentioned earlier, payday loans are legal in Oklahoma, including Byars. However, state law regulates the payday loan industry to protect consumers from predatory lending practices.

Under Oklahoma law, payday loan lenders must be licensed and comply with maximum loan amounts, fees, and interest rates. The maximum loan amount is $500, and lenders may charge fees up to 15% of the loan amount. The interest rate is capped at 390%. Additionally, lenders must provide borrowers with a repayment plan and cannot take legal action against borrowers who default on their loans.

Interesting Facts and Statistics

– In Oklahoma, the average payday loan is $394 with a term of 12 days.
– The annual percentage rate (APR) for a payday loan in Oklahoma is 395%.
– Oklahoma has one of the highest payday loan usage rates in the country, with over 300,000 borrowers using payday loans every year.

Apply Now

If you’re considering a payday loan in Byars, Oklahoma, TheGuaranteedLoans can connect you with potential lenders. We’re a connector service, not a direct lender, and we provide a simple, secure online application process. Fill out our application form today and get a decision within minutes.

Disclaimer:

TheGuaranteedLoans is not a lender and does not provide lending services directly to consumers. Instead, TheGuaranteedLoans.com connects interested persons with a lender from its network of approved lenders.

Conclusion

Payday loans may be a viable option for those who need fast cash but can’t get approved for traditional loans. However, the high interest rates and fees associated with payday loans can make them expensive and risky. If you’re considering a payday loan in Byars, Oklahoma, make sure you do your research and understand the state’s regulations. Apply with caution and only borrow what you can afford to repay.

F.A.Q.

Can I roll over or renew my payday loan in Byars, Oklahoma?

No, rollovers and renewals are not allowed for payday loans in Byars, Oklahoma. borrowers must pay off their loans in full on the due date.

What is the repayment period for payday loans in Byars, Oklahoma?

in Byars, Oklahoma, the repayment period for payday loans is typically 14 days, but can be extended to 30 days if agreed upon by both parties.