Payday Loans in Cameron, Oklahoma

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No payday loan companies in Cameron, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First Oklahoma Bank 100 S Riverfront Dr, Jenks, OK 74037 +1 (918) 392 - 2590
BancFirst 1500 N Milt Phillips Ave, Seminole, OK 74818 +1 (405) 380 - 1350
Approved Cash 1221 W Will Rogers Blvd, Claremore, OK 74017 +1 (918) 342 - 2289
Red River Credit Corporation 2320 W Owen K Garriott Rd, Enid, OK 73703 +1 (580) 237 - 7885
Sun Loan Company 1223 E Cherokee Ave STE 11, Sallisaw, OK 74955 +1 (918) 774 - 9158
Asap Loans 597 US-271, Wister, OK 74966 +1 (918) 655 - 3203
Greenstone Financial Services 1011 N Broadway St, Poteau, OK 74953 +1 (918) 647 - 3030
Bell Finance Loans Seminole 208 E Oak Ave, Seminole, OK 74868 +1 (405) 303 - 6500
Southwestern Pawn 107 E Main St, Weatherford, OK 73096 +1 (580) 772 - 7401
Advance America 2012-C South Wood Drive, Okmulgee, OK 74447 +1 (918) 752 - 0072

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cameron, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Payday Loans in Bartlesville, OK, Emergency Loan in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cameron, OK.

Beautiful sights of Cameron, OK

Payday Loans Available in Cameron, OK By The Following ZIP Codes:

74932

Are Payday Loans Legal In Cameron, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Cameron, OK payday loan calculator

What are Payday Loans in Cameron, Oklahoma?

Payday loans are a type of short-term loan that helps individuals cover their expenses until they receive their next paycheck. These loans are usually small and have a high annual percentage rate (APR). In Oklahoma, payday loans are legal and regulated by the Oklahoma Deferred Deposit Lending Act.

How Do Payday Loans Work in Cameron, Oklahoma?

When someone applies for a payday loan in Cameron, Oklahoma, they typically visit a lender’s storefront or apply online. The borrower must provide proof of income, an active bank account, and some form of identification. The lender then assesses the borrower’s eligibility and offers them a loan with a due date that coincides with their next paycheck.

When the due date arrives, the lender withdraws the loan amount plus fees from the borrower’s bank account. If the borrower can’t make the payment on the due date, they may choose to roll over the loan and accrue additional fees.

Benefits and Risks of Payday Loans in Cameron, Oklahoma

Payday loans can be a reliable source of short-term financing for individuals with poor credit or those who need cash quickly. Payday loans can be used to cover unexpected expenses, such as car repairs or medical bills.

However, payday loans also come with risks. The high-interest rate and fees associated with payday loans can make them more expensive than other forms of credit. Additionally, if the borrower can’t repay the loan by the due date, the loan amount and fees can accumulate, leading to a debt cycle that can be difficult to break.

Regulations on Payday Loans in Cameron, Oklahoma

Oklahoma law limits the amount of a payday loan to $500, with a maximum loan term of 45 days. Lenders may not charge more than 15% interest on a payday loan, and they must provide a written agreement outlining the terms and conditions of the loan.

In addition to state regulations, federal regulations also apply to payday loans. The Consumer Financial Protection Bureau (CFPB) offers protections to consumers who use payday loans, such as requiring lenders to verify the borrower’s ability to repay the loan.

Interesting Facts and Statistics

  • According to the Oklahoma Policy Institute, payday lenders in Oklahoma charge borrowers an average APR of 391%.
  • Between 2010 and 2019, the number of payday loan storefronts in Oklahoma increased from 262 to 321, an increase of nearly 23%.
  • In 2020, Oklahoma lawmakers considered legislation that would have increased the maximum loan amount for payday loans from $500 to $1,500. However, the bill was ultimately rejected.

The Guaranteed Loans Online Application

At The Guaranteed Loans, we offer a free online application service that connects borrowers with potential lenders. Our service is easy to use, and borrowers can fill out our form from the comfort of their own home.

We work with a network of reputable lenders who offer payday loans and other types of short-term financing. If a borrower is approved, we will connect them with a lender who can offer them a loan that meets their needs.

It’s essential to remember that The Guaranteed Loans is not a lender. Instead, we facilitate connections between borrowers and lenders. Our service can help borrowers save time and effort by providing them with an online platform where they can find potential lenders who may be able to offer them a loan.

Conclusion

Payday loans can be a useful financial tool for individuals who need cash quickly. However, they can also be expensive and come with risks. It’s essential to understand the regulations on payday loans in Cameron, Oklahoma, and to use them responsibly.

If you’re interested in applying for a payday loan, be sure to use a reputable lender who offers fair terms and conditions. And if you need help finding a lender, consider using The Guaranteed Loans online application service to connect with a potential lender today!

F.A.Q.

How do I apply for a payday loan in Cameron, Oklahoma?

To apply for a payday loan in Cameron, Oklahoma, you will need to provide proof of income, a valid ID, and a checking account. You can apply online or in person at a payday loan store.

What is the maximum amount I can borrow with a payday loan in Cameron, Oklahoma?

The maximum amount you can borrow with a payday loan in Cameron, Oklahoma is $500.